Despite active credits you have the possibility to take out a loan at the Mutuo AG. With this more favorable loan you will be able to refinance your existing loans. In this way you will only pay one lower monthly installment and thereby save money.
We take over everything (outstanding loans, debts through credit cards, leasing etc.) and you only pay our lower rate.
Our recommendation: Send us the necessary documents
(identity card and pay slip) as soon as possible in order to receive a precise offer.
Thank you for the immediate execution and the favourable offer. Everything worked out well and quickly. I will recommend Mutuo AG right away.
The Mutuo team gave me the chance to bring my finances in order thanks to one of their loans. I’m very happy about the offer I received. Thank you very much!
Fast processing of my request. In addition, a friendly, competent and reliable service. Thank you so much for your efforts.
Credit Mutuo AG is one of the leading online loan providers in Switzerland and located in Basel. We have been operating as a financial service provider for over 30 years and above all our success comes from satisfied, loyal clients, who recommend us. We are happy about your visit in our branch office or call to attend to you personally. Use our online loan calculator in order to calculate your optimal monthly installment and benefit from an easy and efficient processing of your online loan inquiry with the best terms.
As a permanent employee you have the best conditions for loans up to 250’000 CHF.Continue
With a C permit you can benefit from exceptional loan conditions with interest rates starting at 4.9%.Continue
Temporary employees can obtain loans up to an amount of 80’000 CHF.Continue
If you have the B permit, you can already obtain loans after 6 months.Continue
Until their 70th birthday, pensioners can obtain loans up to 80’000 CHF as well.Continue
Benefit from the low Swiss interest rates with a cross-border commuter loan from Mutuo AG.Continue
As a self-employed worker you can receive approval for loans up to 250’000 CHF.Continue
As a short-term resident you also have the possibility to obtain loans in Switzerland.Continue
The insurance covers your monthly installment in the event of unemployment and incapacity of work.
You can offset your interest on debt against your personal income tax. The interest statement needed for this will be automatically sent to you via e-mail at the end of the year. Feel free to contact our staff for more information.
The personal loan is paid back by monthly rates, which stay the same (the last rates may vary).
Unscheduled payments are also possible, if you wish.
The first rate has to be paid one month after the disbursement. This loan format is also called rate loan.
No, there are no transaction or account management fees.
For this you need the following documents:
We will contact you if any additional documents are needed, for example evidence about your living situation, health insurance, your work situation and your financial ability or about current loans.
The duration of your loan can be between 12 and 120 months; the rate amount is therefore flexible and individually selectable.
A loan application is possible for amounts between 3’000 CHF and 250’000 CHF.
You benefit from our special customer service for big loans with amounts starting at 80’000 CHF. Therefore, it is preferable that you ask us directly via e-mail or telephone for amounts starting at 80’000 CHF.
For our loans the following requirements need to be fulfilled:
Additionally the allocation of a loan is generally dependent of your financial standing. Every loan application is reviewed individually in this context.
You will receive the money once the revocation period of 14 days has passed, for which the date of the contract is decisive.
It concerns the “yellow identification“, which can be obtained at a post office near you.
Our loan calculator allows you to combine different credit amounts and terms within the given limits and automatically calculates the corresponding monthly rate. In this way, you can easily determine your optimal installment and apply for your dream loan.