Further information about bob Finance AG

Further information about bob Finance AG

In 2015, the Valora Group founded bob Finance AG, which provides bob credit through its online lending platform. With its simple online application process, bob credit offers a fast and discreet way to obtain a personal loan.

bob credit offers an effective annual interest rate of 4.7% to 9.9% and loan amounts from CHF 3’000 to CHF 80’000. The term can be freely selected between 6 and 120 months, with fixed monthly instalments and repayment possible at any time.

To qualify for bob credit, applicants must be private individuals aged 18 to 64, permanently employed, with a private email address and mobile number, a Swiss address and a Swiss bank account. Additional requirements for an effective annual interest rate of 4.7% include an excellent credit rating, Swiss citizenship or a C residence permit, and net income from permanent employment of at least CHF 4’500. Existing personal loans with an outstanding balance exceeding CHF 5’000 must also be transferred to bob credit.

In addition to loan protection in the event of death, which is included, bob credit offers optional payment protection insurance for involuntary unemployment, incapacity for work and total loss of earning capacity.

Through Mutuo’s loan comparison service, you can apply for your personal loan directly with bob credit free of charge and receive the agreement by post.