Further information about Cembra Bank

Further information about Cembra Money Bank

Since the takeover of GE Money Bank in November 2013, Cembra Money Bank has been one of Switzerland’s largest loan providers. In addition to personal loans, it also offers customers leasing and credit cards.

The main requirement for a cash loan from Cembra Money Bank is that the applicant is of legal age and employed. Residence in Switzerland or Liechtenstein is also required. Cross-border workers employed in Switzerland can also benefit from a loan from Cembra Money Bank.

Cembra Money Bank has a very high approval rate, with interest rates of 5.95% to 9.95% depending on creditworthiness. Personal loans can be requested from CHF 500 to CHF 250’000. For online applications, the minimum loan is CHF 1’000; the term can be freely selected between 12 and 84 months.

Cembra Money Bank stands out not only for its cash loans to individuals, but also for its SME loan for the self-employed. The credit limit for self-employed borrowers reflects their individual financial needs and circumstances. Interest rates for SME loans range from 8.95% to 13.95%, with a freely selectable term of 6 to 72 months.

Cembra Money Bank offers instalment insurance for individuals and self-employed borrowers, covering outstanding monthly instalments of up to CHF 65’000 in the event of disability.

Through Mutuo’s loan comparison service, you can apply for your personal loan directly with Cembra Bank free of charge and receive the agreement by post.