{"id":34472,"date":"2026-10-05T14:25:07","date_gmt":"2026-10-05T12:25:07","guid":{"rendered":"https:\/\/mutuo.ch\/?page_id=34472"},"modified":"2026-10-12T13:25:43","modified_gmt":"2026-10-12T11:25:43","slug":"pronto-kredit-abloesen","status":"publish","type":"page","link":"https:\/\/mutuo.ch\/pt-pt\/pronto-kredit-abloesen\/","title":{"rendered":"Pronto Refinanciamento de Cr\u00e9dito"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"34472\" class=\"elementor elementor-34472\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ebe48f elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"3ebe48f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-117b903 e-con-full e-flex e-con e-child\" data-id=\"117b903\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-8a285d2 e-con-full deskFromCol e-flex e-con e-child\" data-id=\"8a285d2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae8fef7 elementor-widget elementor-widget-shortcode\" data-id=\"ae8fef7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div\n\tclass=\"pronto-credit-slider-block pronto-credit-slider-block--v2\"\n\tid=\"pronto-credit-slider-block-1\"\n\tdata-figma-file=\"3hcKXOPzhkCUQtLpLYxWZb\"\n\tdata-figma-node=\"90-731\"\n\tdata-kreditantrag-base=\"https&#x3A;&#x2F;&#x2F;mutuo.ch&#x2F;pt-pt&#x2F;pedido-de-credito-online&#x2F;\"\n>\n\t<div class=\"pronto-credit-slider-block__inner\">\n\t\t<h2 class=\"pronto-credit-slider-block__title\">Escolhe o montante desejado<\/h2>\n\t\t<p class=\"pronto-credit-slider-block__subtitle\">Cr\u00e9ditos de 3'000 CHF a 350'000 CHF<\/p>\n\n\t\t<div class=\"pronto-credit-slider-block__amount-stepper\">\n\t\t\t<button type=\"button\" class=\"pronto-credit-slider-block__amount-step\" data-amount-step=\"-1\" aria-label=\"Montante desejado \u2212\">\u2212<\/button>\n\t\t\t<div class=\"pronto-credit-slider-block__amount-pill\" aria-live=\"polite\">\n\t\t\t\t<span class=\"pronto-credit-slider-block__amount-currency\">CHF<\/span>\n\t\t\t\t<input\n\t\t\t\t\ttype=\"text\"\n\t\t\t\t\tclass=\"pronto-credit-slider-block__amount-pill-text\"\n\t\t\t\t\tid=\"pronto-credit-slider-block-1-amount-pill\"\n\t\t\t\t\tinputmode=\"numeric\"\n\t\t\t\t\tautocomplete=\"off\"\n\t\t\t\t\taria-label=\"Montante desejado\"\n\t\t\t\t\tvalue=\"50'000\"\n\t\t\t\t\/>\n\t\t\t<\/div>\n\t\t\t<button type=\"button\" class=\"pronto-credit-slider-block__amount-step\" data-amount-step=\"1\" aria-label=\"Montante desejado +\">+<\/button>\n\t\t<\/div>\n\n\t\t<div class=\"pronto-credit-slider-block__slider-block\">\n\t\t\t<div class=\"pronto-credit-slider-block__slider-scale\">\n\t\t\t\t<span class=\"pronto-credit-slider-block__slider-scale-label pronto-credit-slider-block__slider-scale-label--min\">3'000 CHF<\/span>\n\t\t\t\t<span class=\"pronto-credit-slider-block__slider-scale-label pronto-credit-slider-block__slider-scale-label--max\">350'000 CHF<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"pronto-credit-slider-block__slider-wrap\">\n\t\t\t\t<label class=\"screen-reader-text\" for=\"pronto-credit-slider-block-1-amount-range\">Montante do cr\u00e9dito<\/label>\n\t\t\t\t<input\n\t\t\t\t\ttype=\"range\"\n\t\t\t\t\tid=\"pronto-credit-slider-block-1-amount-range\"\n\t\t\t\t\tclass=\"pronto-credit-slider-block__range\"\n\t\t\t\t\tmin=\"3000\"\n\t\t\t\t\tmax=\"350000\"\n\t\t\t\t\tstep=\"500\"\n\t\t\t\t\tvalue=\"50000\"\n\t\t\t\t\tstyle=\"--pronto-range-pct: 13.544668587896%;\"\n\t\t\t\t\/>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"pronto-credit-slider-block__spar-row\">\n\t\t\t<div class=\"pronto-credit-slider-block__spar-card\">\n\t\t\t\t<p class=\"pronto-credit-slider-block__spar-label\">\n\t\t\t\t\t<span class=\"pronto-credit-slider-block__spar-label-main\">Poupan\u00e7a<\/span>\n\t\t\t\t\t<span class=\"pronto-credit-slider-block__spar-label-suffix\">(at\u00e9)<\/span>\n\t\t\t\t<\/p>\n\t\t\t\t<p class=\"pronto-credit-slider-block__spar-total\"><span class=\"pronto-credit-slider-block__spar-currency\">CHF<\/span> <span class=\"pronto-credit-slider-block__spar-value\" id=\"pronto-credit-slider-block-1-spar-value\" aria-label=\"Poupan\u00e7a estimada em juros (diferen\u00e7a entre os juros totais a 13.5% e a 4.4%, como na p\u00e1gina de refinanciamento).\" aria-live=\"polite\">14'917<\/span><\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"pronto-credit-slider-block__field-row\" hidden>\n\t\t\t<div class=\"pronto-credit-slider-block__field-control\">\n\t\t\t\t<div class=\"pronto-credit-slider-block__select-wrap\">\n\t\t\t\t\t<select id=\"pronto-credit-slider-block-1-duration\" class=\"pronto-credit-slider-block__select\" aria-label=\"Prazo em meses\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"12\">12 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"24\">24 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"36\">36 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"48\">48 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"60\">60 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"72\" selected>72 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"84\">84 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"96\">96 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"108\">108 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"120\">120 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"pronto-credit-slider-block__field-row\" hidden>\n\t\t\t<div class=\"pronto-credit-slider-block__field-control\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"text\"\n\t\t\t\t\tid=\"pronto-credit-slider-block-1-amount-input\"\n\t\t\t\t\tclass=\"pronto-credit-slider-block__input\"\n\t\t\t\t\tinputmode=\"numeric\"\n\t\t\t\t\tautocomplete=\"off\"\n\t\t\t\t\taria-label=\"Montante desejado\"\n\t\t\t\t\tvalue=\"50'000 CHF\"\n\t\t\t\t\/>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<hr class=\"pronto-credit-slider-block__hr\" hidden\/>\n\t\t<div class=\"pronto-credit-slider-block__monthly-block\" hidden>\n\t\t\t<p class=\"pronto-credit-slider-block__monthly\">\n\t\t\t\tPresta\u00e7\u00e3o mensal estimada:\n\t\t\t\t<strong class=\"pronto-credit-slider-block__monthly-value\"><span id=\"pronto-credit-slider-block-1-monthly-rate\">789<\/span> CHF<\/strong>\n\t\t\t<\/p>\n\t\t<\/div>\n\n\t\t<a class=\"pronto-credit-slider-block__cta\" id=\"pronto-credit-slider-block-1-cta-btn\" href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/?input-loan-amount=50000&slider-month=72\">\n\t\t\tRecebe as tuas propostas\n\t\t<\/a>\n\t<\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf83552 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"cf83552\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u23f1\ufe0f Gratuito e sem compromisso em 2 minutos<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\ud83d\udd12 100% gratuito e sem compromisso<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u2714\ufe0f Sem contrato nem compromisso<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c82b12 e-con-full e-flex e-con e-child\" data-id=\"8c82b12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-21e5171 e-con-full e-flex e-con e-child\" data-id=\"21e5171\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-48e9a32 elementor-widget elementor-widget-image\" data-id=\"48e9a32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"90\" height=\"100\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/ChatGPT-Image-10.-Feb.-2026-22_24_29-1.png\" class=\"attachment-full size-full wp-image-33243\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-053c5e3 elementor-widget elementor-widget-heading\" data-id=\"053c5e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Prestador<br> su\u00ed\u00e7o<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec3505e e-con-full e-flex e-con e-child\" data-id=\"ec3505e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49a9abc elementor-widget elementor-widget-image\" data-id=\"49a9abc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"90\" height=\"100\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/ChatGPT-Imag.png\" class=\"attachment-full size-full wp-image-33250\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-154ead6 elementor-widget elementor-widget-heading\" data-id=\"154ead6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seguro <br>\nCertificado<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-893b1a7 e-con-full e-flex e-con e-child\" data-id=\"893b1a7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d4ba07c elementor-widget elementor-widget-image\" data-id=\"d4ba07c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"95\" height=\"100\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/ChatGPT-Image-10.png\" class=\"attachment-full size-full wp-image-33257\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3e1a53 elementor-widget elementor-widget-heading\" data-id=\"e3e1a53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Desde 1980<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e6cbec e-con-full e-flex e-con e-child\" data-id=\"6e6cbec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-eae3bcc e-con-full e-flex e-con e-child\" data-id=\"eae3bcc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ea8bda elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"4ea8bda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"hero-word hero-keyword\">Refinancia<\/span> o teu cr\u00e9dito.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69431fe elementor-widget-mobile__width-initial elementor-invisible elementor-widget elementor-widget-image\" data-id=\"69431fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounce&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mutuo.ch\/wp-content\/themes\/twentyeleven__18\/tools\/pronto-kredit-abloesen\/assets\/badge-pt.png\" title=\"\" alt=\"Refinancia o cr\u00e9dito e poupa at\u00e9 35% nos custos.\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-351d45a e-con-full e-flex e-con e-child\" data-id=\"351d45a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-184e29b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"184e29b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"hero-word hero-keyword\">Menos juros<\/span>.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2e9f81 e-con-full e-flex e-con e-child\" data-id=\"a2e9f81\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1a70c4 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"c1a70c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"hero-word hero-keyword\">Mais<\/span> para ti.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32a3c0d elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"32a3c0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mutuo.ch\/wp-content\/themes\/twentyeleven__18\/tools\/pronto-image-webp\/assets\/rate-gloss-curved-pt-pt.webp\" title=\"\" alt=\"Presta\u00e7\u00e3o anterior CHF 594, nova presta\u00e7\u00e3o CHF 462. CHF 132 a menos por m\u00eas.\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61fa0c7 elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"61fa0c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mutuo.ch\/wp-content\/themes\/twentyeleven__18\/tools\/pronto-hero-webp\/assets\/girl.webp\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4a4390 elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"c4a4390\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ee0faa elementor-widget elementor-widget-text-editor\" data-id=\"1ee0faa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"mutuo-known\">\n\n  <div class=\"mutuo-known-title\">\n    Em destaque em:\n    <span class=\"mutuo-known-line\"><\/span>\n  <\/div>\n\n  <div class=\"mutuo-known-logos\">\n\n    <img decoding=\"async\"\n      src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2021\/05\/blick.png\"\n      alt=\"Blick\"\n    >\n\n    <img decoding=\"async\"\n      src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2021\/05\/bilanz.png\"\n      alt=\"Bilanz\"\n    >\n\n    <img decoding=\"async\"\n      src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2021\/05\/cash.png\"\n      alt=\"Cash\"\n    >\n\n    <img decoding=\"async\"\n      src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2021\/05\/nzz.png\"\n      alt=\"NZZ\"\n    >\n\n    <img decoding=\"async\"\n      src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2021\/05\/weltwoche.png\"\n      alt=\"Weltwoche\"\n    >\n\n  <\/div>\n\n  <div class=\"mutuo-known-rating\">\n\n    <div\n      class=\"mutuo-known-stars\"\n      aria-label=\"5 estrelas\"\n    >\n      <span>\u2605<\/span>\n      <span>\u2605<\/span>\n      <span>\u2605<\/span>\n      <span>\u2605<\/span>\n      <span>\u2605<\/span>\n    <\/div>\n\n    <div class=\"mutuo-known-customers\">\n      mais de <strong>55&#8217;069<\/strong> clientes satisfeitos\n    <\/div>\n\n  <\/div>\n\n<\/div>\n\n\n<style>\n\n.mutuo-known,\n.mutuo-known * {\n  box-sizing:border-box;\n}\n\n\n\/* =========================\n   CONTAINER\n========================= *\/\n\n.mutuo-known {\n  width:100%;\n  max-width:820px;\n\n  margin:0 auto;\n\n  padding:\n    14px 22px\n    12px;\n\n  background:#fff;\n\n  border:0;\n  outline:0;\n  box-shadow:none;\n\n  text-align:center;\n\n  font-family:\n    Arial,\n    Helvetica,\n    sans-serif;\n}\n\n\n\/* =========================\n   TITEL\n========================= *\/\n\n.mutuo-known-title {\n  margin:0 0 12px;\n\n  color:#0768c5;\n\n  font-size:29px;\n  line-height:1.05;\n\n  font-weight:850;\n\n  letter-spacing:-.5px;\n}\n\n\n\/* BLAUE LINIE *\/\n\n.mutuo-known-line {\n  display:block;\n\n  width:54px;\n  height:3px;\n\n  margin:\n    9px auto\n    0;\n\n  border-radius:999px;\n\n  background:\n    linear-gradient(\n      90deg,\n      #0768c5,\n      #4a92d9\n    );\n\n  opacity:.22;\n}\n\n\n\/* =========================\n   LOGOS\n========================= *\/\n\n.mutuo-known-logos {\n  width:100%;\n\n  display:grid;\n\n  grid-template-columns:\n    repeat(5,minmax(0,1fr));\n\n  align-items:center;\n\n  gap:20px;\n\n  margin:0 0 11px;\n}\n\n.mutuo-known-logos img {\n  display:block;\n\n  width:100%;\n  height:39px;\n\n  margin:0 auto;\n\n  object-fit:contain;\n}\n\n\n\/* OPTISCH ANGLEICHEN *\/\n\n.mutuo-known-logos img:nth-child(1) {\n  max-width:92px;\n}\n\n.mutuo-known-logos img:nth-child(2) {\n  max-width:122px;\n}\n\n.mutuo-known-logos img:nth-child(3) {\n  max-width:100px;\n}\n\n.mutuo-known-logos img:nth-child(4) {\n  max-width:92px;\n}\n\n.mutuo-known-logos img:nth-child(5) {\n  max-width:123px;\n}\n\n\n\/* =========================\n   RATING\n========================= *\/\n\n.mutuo-known-rating {\n  width:100%;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  gap:10px;\n}\n\n\n\/* =========================\n   STERNE\n========================= *\/\n\n.mutuo-known-stars {\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  gap:1px;\n\n  flex:0 0 auto;\n\n  white-space:nowrap;\n}\n\n.mutuo-known-stars span {\n  display:inline-block;\n\n  font-size:18px;\n  line-height:1;\n\n  font-weight:900;\n\n  background:\n    linear-gradient(\n      180deg,\n      #ffe989 0%,\n      #ffc932 25%,\n      #f0a800 55%,\n      #cb8300 100%\n    );\n\n  -webkit-background-clip:text;\n  background-clip:text;\n\n  -webkit-text-fill-color:transparent;\n\n  color:#e5a000;\n}\n\n\n\/* =========================\n   KUNDENTEXT\n========================= *\/\n\n.mutuo-known-customers {\n  color:#0768c5;\n\n  font-size:14px;\n  line-height:1.1;\n\n  font-weight:700;\n\n  white-space:nowrap;\n}\n\n.mutuo-known-customers strong {\n  font-weight:900;\n}\n\n\n\/* =========================\n   TABLET\n========================= *\/\n\n@media(max-width:900px) {\n\n  .mutuo-known {\n    padding:\n      12px 14px\n      10px;\n  }\n\n  .mutuo-known-title {\n    margin-bottom:10px;\n\n    font-size:24px;\n  }\n\n  .mutuo-known-line {\n    width:48px;\n  }\n\n  .mutuo-known-logos {\n    gap:13px;\n\n    margin-bottom:9px;\n  }\n\n  .mutuo-known-logos img {\n    height:32px;\n  }\n\n  .mutuo-known-stars span {\n    font-size:16px;\n  }\n\n  .mutuo-known-customers {\n    font-size:12.5px;\n  }\n\n}\n\n\n\/* =========================\n   MOBILE\n========================= *\/\n\n@media(max-width:767px) {\n\n  .mutuo-known {\n    width:100%;\n\n    padding:\n      9px 5px\n      8px;\n  }\n\n\n  .mutuo-known-title {\n    margin-bottom:9px;\n\n    font-size:18px;\n    line-height:1.05;\n  }\n\n  .mutuo-known-line {\n    width:40px;\n    height:2px;\n\n    margin-top:6px;\n  }\n\n\n  \/* ALLE 5 LOGOS IN EINER REIHE *\/\n\n  .mutuo-known-logos {\n    grid-template-columns:\n      repeat(5,minmax(0,1fr));\n\n    gap:5px;\n\n    margin-bottom:8px;\n  }\n\n  .mutuo-known-logos img,\n  .mutuo-known-logos img:nth-child(1),\n  .mutuo-known-logos img:nth-child(2),\n  .mutuo-known-logos img:nth-child(3),\n  .mutuo-known-logos img:nth-child(4),\n  .mutuo-known-logos img:nth-child(5) {\n    width:100%;\n    max-width:100%;\n\n    height:21px;\n\n    object-fit:contain;\n  }\n\n\n  \/* RATING IN EINER REIHE *\/\n\n  .mutuo-known-rating {\n    display:flex;\n\n    flex-direction:row;\n\n    align-items:center;\n    justify-content:center;\n\n    flex-wrap:nowrap;\n\n    gap:6px;\n  }\n\n  .mutuo-known-stars {\n    gap:0;\n  }\n\n  .mutuo-known-stars span {\n    font-size:14px;\n  }\n\n  .mutuo-known-customers {\n    font-size:\n      clamp(\n        8.7px,\n        2.65vw,\n        11px\n      );\n\n    white-space:nowrap;\n  }\n\n}\n\n\n\/* =========================\n   KLEINE HANDYS\n========================= *\/\n\n@media(max-width:380px) {\n\n  .mutuo-known {\n    padding:\n      8px 3px\n      7px;\n  }\n\n  .mutuo-known-title {\n    margin-bottom:8px;\n\n    font-size:17px;\n  }\n\n  .mutuo-known-line {\n    width:36px;\n    height:2px;\n  }\n\n  .mutuo-known-logos {\n    gap:3px;\n\n    margin-bottom:7px;\n  }\n\n  .mutuo-known-logos img,\n  .mutuo-known-logos img:nth-child(n) {\n    height:18px;\n  }\n\n  .mutuo-known-rating {\n    gap:4px;\n  }\n\n  .mutuo-known-stars span {\n    font-size:12.5px;\n  }\n\n  .mutuo-known-customers {\n    font-size:8.4px;\n  }\n\n}\n\n<\/style>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5dafc876 e-con-full e-flex e-con e-child\" data-id=\"5dafc876\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5323df1 elementor-widget elementor-widget-heading\" data-id=\"5323df1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Refinancia o cr\u00e9dito facilmente em 4 passos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d20851a elementor-widget elementor-widget-heading\" data-id=\"4d20851a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Faz o pedido online e recebe uma proposta de refinanciamento adequada<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70d55ab9 elementor-widget elementor-widget-heading\" data-id=\"70d55ab9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Gratuito e sem compromisso: tu escolhes o montante, o prazo e a presta\u00e7\u00e3o.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ce2f814 elementor-button-align-center checkForm elementor-widget elementor-widget-form\" data-id=\"1ce2f814\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Seguinte&quot;,&quot;step_previous_label&quot;:&quot;Anterior&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Choice Form desktop\" aria-label=\"Choice Form desktop\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"34472\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"1ce2f814\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-yeekit_image_picker elementor-field-group elementor-column elementor-field-group-checkOption elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-checkOption\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tPara que precisas do teu cr\u00e9dito?\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-conatiner yeekit-img-picker-conatiner-box yeekit-img-picker-reponse-medium-3 yeekit-img-picker-reponse-small-2 yeekit-img-picker-reponse-large-4\">\n\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-item yeekit-img-picker-item-4 active\">\n\t\t\t\t\t\t<input checked id=\"form-field-checkOption-0\" type=\"radio\" name=\"form_fields[checkOption]\" value=\"Schritt 1: Daten eingeben\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-checkOption-0\" class=\"yeekit-img-picker-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-warpper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/05\/block_1_image.webp\" alt=\"Passo 1: introduz os teus dados Faz o pedido gratuito e sem compromisso em poucos minutos\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-text\">\n\t\t\t\t\t\t\t\tPasso 1: introduz os teus dados <span>Faz o pedido gratuito e sem compromisso em poucos minutos<\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-item yeekit-img-picker-item-4 \">\n\t\t\t\t\t\t<input  id=\"form-field-checkOption-1\" type=\"radio\" name=\"form_fields[checkOption]\" value=\"Schritt 2: Sparpotenzial pr\u00fcfen\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-checkOption-1\" class=\"yeekit-img-picker-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-warpper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/05\/block_2_image.webp\" alt=\"Passo 2: verifica a poupan\u00e7a potencial Com o refinanciamento podes poupar at\u00e9 3 %\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-text\">\n\t\t\t\t\t\t\t\tPasso 2: verifica a poupan\u00e7a potencial <span>Com o refinanciamento podes poupar at\u00e9 3 %<\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-item yeekit-img-picker-item-4 \">\n\t\t\t\t\t\t<input  id=\"form-field-checkOption-2\" type=\"radio\" name=\"form_fields[checkOption]\" value=\"Schritt 3: Abl\u00f6sen oder aufstocken\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-checkOption-2\" class=\"yeekit-img-picker-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-warpper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/05\/block_3_image.webp\" alt=\"Passo 3: refinancia ou aumenta o cr\u00e9dito Refinancia o cr\u00e9dito ou recebe dinheiro adicional\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-text\">\n\t\t\t\t\t\t\t\tPasso 3: refinancia ou aumenta o cr\u00e9dito <span>Refinancia o cr\u00e9dito ou recebe dinheiro adicional<\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-item yeekit-img-picker-item-4 \">\n\t\t\t\t\t\t<input  id=\"form-field-checkOption-3\" type=\"radio\" name=\"form_fields[checkOption]\" value=\"Schritt 4: Wir \u00fcbernehmen den Rest\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-checkOption-3\" class=\"yeekit-img-picker-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-warpper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/05\/block_4_image.webp\" alt=\"Passo 4: tratamos do resto Simples, discreto e sem papelada\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-text\">\n\t\t\t\t\t\t\t\tPasso 4: tratamos do resto <span>Simples, discreto e sem papelada<\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Avalia o refinanciamento do cr\u00e9dito <br> <span class=\"txt-light\">Calcula sem compromisso a 100%<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-57d93dc e-con-full e-flex e-con e-child\" data-id=\"57d93dc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2509a783 e-con-full e-flex e-con e-child\" data-id=\"2509a783\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3a7e8114 e-con-full e-flex e-con e-child\" data-id=\"3a7e8114\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c094b1d elementor-widget elementor-widget-heading\" data-id=\"c094b1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Talvez estejas a pagar \ndemasiado pelo teu cr\u00e9dito<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bf6f14d elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5bf6f14d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">An\u00e1lise imediata \u2013 aprova\u00e7\u00e3o r\u00e1pida<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Compara gratuitamente propostas adequadas<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Junta os teus cr\u00e9ditos facilmente<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Discreto e sem compromisso a 100%<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Sem papelada nem desloca\u00e7\u00f5es ao banco<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d7bafcb myIcon elementor-widget elementor-widget-icon-box\" data-id=\"6d7bafcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\" >\n\t\t\t\t\t\t\tCalcula a poupan\u00e7a potencial\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tO teu resultado em 2 minutos\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-796871e5 e-con-full e-flex e-con e-child\" data-id=\"796871e5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66eb8287 elementor-widget elementor-widget-heading\" data-id=\"66eb8287\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Trabalhamos com <br>\nos seguintes bancos<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-37d979a3 e-con-full e-flex e-con e-child\" data-id=\"37d979a3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-806a90e e-con-full e-flex e-con e-child\" data-id=\"806a90e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-514c24f4 elementor-widget elementor-widget-image\" data-id=\"514c24f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"72\" height=\"73\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/image-1.svg\" class=\"attachment-full size-full wp-image-33334\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3fe5f46 e-con-full e-flex e-con e-child\" data-id=\"3fe5f46\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2039a99f elementor-widget elementor-widget-image\" data-id=\"2039a99f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"235\" height=\"34\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/image-8.svg\" class=\"attachment-full size-full wp-image-33341\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1bc45f16 e-con-full e-flex e-con e-child\" data-id=\"1bc45f16\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3c56fb7d e-con-full e-flex e-con e-child\" data-id=\"3c56fb7d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3735a0e4 e-con-full e-flex e-con e-child\" data-id=\"3735a0e4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1afd32c7 elementor-widget elementor-widget-image\" data-id=\"1afd32c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"146\" height=\"66\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/image-3.svg\" class=\"attachment-full size-full wp-image-33348\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-57f6b05b e-con-full e-flex e-con e-child\" data-id=\"57f6b05b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44e257eb elementor-widget elementor-widget-image\" data-id=\"44e257eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"143\" height=\"24\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/image-9.svg\" class=\"attachment-full size-full wp-image-33355\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f2405f6 e-con-full e-flex e-con e-child\" data-id=\"7f2405f6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ade959c elementor-widget elementor-widget-image\" data-id=\"1ade959c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"126\" height=\"80\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/image-4.svg\" class=\"attachment-full size-full wp-image-33362\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa7a1d9 e-con-full e-flex e-con e-child\" data-id=\"fa7a1d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-206c03b e-con-full e-flex e-con e-child\" data-id=\"206c03b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-f2a5262 e-con-full deskFromCol e-flex e-con e-child\" data-id=\"f2a5262\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-edec47a elementor-widget elementor-widget-text-editor\" data-id=\"edec47a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"mutuo-credit-calc\" data-pronto-savings=\"1\">\n\n  <!-- WUNSCHBETRAG -->\n  <div class=\"cc-heading\">\n    Escolhe o montante desejado\n  <\/div>\n\n  <div class=\"cc-amount-row\">\n\n    <button\n      class=\"cc-change cc-minus\"\n      type=\"button\"\n      aria-label=\"Reduzir o montante do cr\u00e9dito\"\n    >\n      \u2212\n    <\/button>\n\n    <div class=\"cc-amount-box\">\n      <span class=\"cc-currency\">CHF<\/span>\n      <input class=\"cc-amount-text\" data-pronto-amount-input=\"1\" type=\"text\" inputmode=\"numeric\" pattern=\"[0-9']*\" autocomplete=\"off\" enterkeyhint=\"done\" value=\"50&#039;000\">\n    <\/div>\n\n    <button\n      class=\"cc-change cc-plus\"\n      type=\"button\"\n      aria-label=\"Aumentar o montante do cr\u00e9dito\"\n    >\n      +\n    <\/button>\n\n  <\/div>\n\n\n  <!-- MIN \/ MAX -->\n  <div class=\"cc-minmax\">\n    <span>3&#8217;000 CHF<\/span>\n    <span>350&#8217;000 CHF<\/span>\n  <\/div>\n\n\n  <!-- SLIDER -->\n  <div class=\"cc-slider-area\">\n\n    <input\n      class=\"cc-amount-slider\"\n      type=\"range\"\n      min=\"3000\"\n      max=\"350000\"\n      step=\"500\"\n      value=\"50000\"\n      aria-label=\"Selecionar o montante desejado\"\n    >\n\n  <\/div>\n\n\n  <!-- HINWEIS -->\n  <div class=\"cc-slider-hint\">\n\n    <span class=\"cc-arrow\">\u2190<\/span>\n\n    <span class=\"cc-orange-text\">\n      Move o cursor e v\u00ea\n    <\/span>\n\n    <strong>\n      a poupan\u00e7a\n    <\/strong>\n\n    <span class=\"cc-orange-text\">\n      de imediato\n    <\/span>\n\n    <span class=\"cc-arrow\">\u2192<\/span>\n\n  <\/div>\n\n\n  <!-- LAUFZEIT -->\n  <div class=\"cc-fixed-duration\">\n    <span>Prazo<\/span>\n    <span>84<\/span>\n    <span>meses<\/span>\n  <\/div>\n\n\n  <!-- ERSPARNIS -->\n  <div class=\"cc-savings-result\">\n\n    <div class=\"cc-savings-title\">\n      A tua poupan\u00e7a a partir de\n    <\/div>\n\n    <div class=\"cc-savings-value-row\">\n\n      <strong class=\"cc-savings-value\">\n        14&#8217;917\n      <\/strong>\n\n      <span class=\"cc-savings-currency\">\n        CHF\n      <\/span>\n\n    <\/div>\n\n    <div class=\"cc-savings-subtitle\">\n      com um refinanciamento\n    <\/div>\n\n  <\/div>\n\n\n  <!-- CTA -->\n  <a\n    class=\"cc-button\"\n    href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/?input-loan-amount=50000&#038;slider-month=84\"\n  >\n\n    <span>\n      Verifica a poupan\u00e7a potencial\n    <\/span>\n\n    <b>\u2192<\/b>\n\n  <\/a>\n\n<\/div>\n\n\n<style>\n\n.mutuo-credit-calc,\n.mutuo-credit-calc * {\n  box-sizing:border-box;\n}\n\n\n\/* ==========================================\n   BASIS\n========================================== *\/\n\n.mutuo-credit-calc {\n  --orange:#ff9418;\n  --text:#292929;\n  --green:#6e9c3c;\n\n  width:100%;\n  max-width:650px;\n\n  margin:0 auto;\n\n  padding:23px 26px 22px;\n\n  background:#fff;\n\n  color:var(--text);\n\n  font-family:\n    Arial,\n    Helvetica,\n    sans-serif;\n\n  border:none !important;\n  outline:none !important;\n  border-radius:0 !important;\n  box-shadow:none !important;\n\n  overflow:visible;\n}\n\n\n\/* ==========================================\n   TITEL\n========================================== *\/\n\n.mutuo-credit-calc .cc-heading {\n  margin:0 0 14px;\n\n  text-align:center;\n\n  color:#292929;\n\n  font-size:24px;\n  line-height:1.15;\n\n  font-weight:900;\n\n  letter-spacing:-.4px;\n}\n\n\n\/* ==========================================\n   BETRAG\n========================================== *\/\n\n.mutuo-credit-calc .cc-amount-row {\n  width:100%;\n\n  display:grid;\n\n  grid-template-columns:\n    56px\n    minmax(0,1fr)\n    56px;\n\n  gap:9px;\n}\n\n\n.mutuo-credit-calc .cc-change {\n  width:100%;\n  height:60px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  margin:0;\n  padding:0;\n\n  border:2px solid #ffd09a;\n\n  border-radius:13px;\n\n  background:#fff;\n\n  color:var(--orange);\n\n  font-family:inherit;\n\n  font-size:29px;\n  line-height:1;\n\n  font-weight:900;\n\n  cursor:pointer;\n\n  appearance:none;\n  -webkit-appearance:none;\n\n  user-select:none;\n  -webkit-user-select:none;\n\n  -webkit-tap-highlight-color:transparent;\n\n  touch-action:manipulation;\n\n  transition:\n    transform .14s ease,\n    background .16s ease,\n    color .16s ease,\n    border-color .16s ease;\n}\n\n\n@media (hover:hover) {\n\n  .mutuo-credit-calc .cc-change:hover {\n    border-color:var(--orange);\n    background:#fff9f2;\n  }\n\n}\n\n\n.mutuo-credit-calc .cc-change:active {\n  transform:scale(.94);\n\n  background:var(--orange);\n\n  color:#fff;\n}\n\n\n\/* ==========================================\n   BETRAGSBOX\n========================================== *\/\n\n.mutuo-credit-calc .cc-amount-box {\n  min-width:0;\n\n  height:60px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  gap:10px;\n\n  padding:0 12px;\n\n  overflow:hidden;\n\n  border:2px solid #ffb75f;\n\n  border-radius:13px;\n\n  background:\n    linear-gradient(\n      180deg,\n      #ffffff 0%,\n      #fffaf5 100%\n    );\n}\n\n\n.mutuo-credit-calc .cc-currency {\n  flex:0 0 auto;\n\n  color:var(--orange);\n\n  font-size:17px;\n  line-height:1;\n\n  font-weight:900;\n}\n\n\n.mutuo-credit-calc .cc-amount-text {\n  min-width:0;\n\n  color:#242424;\n\n  font-size:37px;\n  line-height:1;\n\n  font-weight:900;\n\n  letter-spacing:-1px;\n\n  white-space:nowrap;\n}\n\n\n\/* ==========================================\n   MIN \/ MAX\n========================================== *\/\n\n.mutuo-credit-calc .cc-minmax {\n  width:100%;\n\n  display:flex;\n\n  justify-content:space-between;\n  align-items:center;\n\n  margin:11px 2px 1px;\n\n  color:#626262;\n\n  font-size:14px;\n  line-height:1.2;\n\n  font-weight:800;\n\n  white-space:nowrap;\n}\n\n\n\/* ==========================================\n   SLIDER\n========================================== *\/\n\n.mutuo-credit-calc .cc-slider-area {\n  width:100%;\n  height:42px;\n\n  display:flex;\n\n  align-items:center;\n}\n\n\n.mutuo-credit-calc .cc-amount-slider {\n  --progress:13.54%;\n\n  width:100%;\n  height:38px;\n\n  margin:0;\n  padding:0;\n\n  border:0;\n\n  outline:none;\n\n  background:transparent;\n\n  cursor:pointer;\n\n  appearance:none;\n  -webkit-appearance:none;\n\n  -webkit-tap-highlight-color:transparent;\n}\n\n\n\/* CHROME \/ SAFARI *\/\n\n.mutuo-credit-calc\n.cc-amount-slider::-webkit-slider-runnable-track {\n  width:100%;\n  height:8px;\n\n  border:0;\n\n  border-radius:999px;\n\n  background:\n    linear-gradient(\n      to right,\n      var(--orange) 0%,\n      var(--orange) var(--progress),\n      #e5e5e5 var(--progress),\n      #e5e5e5 100%\n    );\n}\n\n\n.mutuo-credit-calc\n.cc-amount-slider::-webkit-slider-thumb {\n  width:30px;\n  height:30px;\n\n  margin-top:-11px;\n\n  border:4px solid #fff;\n\n  border-radius:50%;\n\n  background:var(--orange);\n\n  box-shadow:\n    0 3px 8px rgba(0,0,0,.22),\n    0 0 0 5px rgba(255,148,24,.10);\n\n  appearance:none;\n  -webkit-appearance:none;\n\n  cursor:grab;\n}\n\n\n\/* FIREFOX *\/\n\n.mutuo-credit-calc\n.cc-amount-slider::-moz-range-track {\n  height:8px;\n\n  border:0;\n\n  border-radius:999px;\n\n  background:#e5e5e5;\n}\n\n\n.mutuo-credit-calc\n.cc-amount-slider::-moz-range-progress {\n  height:8px;\n\n  border-radius:999px;\n\n  background:var(--orange);\n}\n\n\n.mutuo-credit-calc\n.cc-amount-slider::-moz-range-thumb {\n  width:22px;\n  height:22px;\n\n  border:4px solid #fff;\n\n  border-radius:50%;\n\n  background:var(--orange);\n\n  box-shadow:\n    0 3px 8px\n    rgba(0,0,0,.22);\n\n  cursor:grab;\n}\n\n\n\/* ==========================================\n   REGLER BEWEGT SICH LEICHT\n========================================== *\/\n\n.mutuo-credit-calc:not(.cc-used)\n.cc-amount-slider::-webkit-slider-thumb {\n  animation:\n    ccSliderHint\n    1.25s\n    ease-in-out\n    infinite;\n}\n\n\n.mutuo-credit-calc.cc-used\n.cc-amount-slider::-webkit-slider-thumb {\n  animation:none !important;\n\n  transform:translateX(0);\n}\n\n\n.mutuo-credit-calc:not(.cc-used)\n.cc-amount-slider::-moz-range-thumb {\n  animation:\n    ccSliderHint\n    1.25s\n    ease-in-out\n    infinite;\n}\n\n\n.mutuo-credit-calc.cc-used\n.cc-amount-slider::-moz-range-thumb {\n  animation:none !important;\n\n  transform:translateX(0);\n}\n\n\n@keyframes ccSliderHint {\n\n  0%,\n  100% {\n    transform:translateX(0);\n  }\n\n  30% {\n    transform:translateX(-4px);\n  }\n\n  70% {\n    transform:translateX(4px);\n  }\n\n}\n\n\n\/* ==========================================\n   HINWEIS\n========================================== *\/\n\n.mutuo-credit-calc .cc-slider-hint {\n  width:100%;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  gap:4px;\n\n  margin-top:-1px;\n\n  text-align:center;\n\n  white-space:nowrap;\n\n  font-size:11px;\n  line-height:1.2;\n\n  font-weight:800;\n}\n\n\n.mutuo-credit-calc .cc-orange-text,\n.mutuo-credit-calc .cc-arrow {\n  color:var(--orange);\n}\n\n\n.mutuo-credit-calc\n.cc-slider-hint strong {\n  color:#222;\n\n  font-weight:900;\n}\n\n\n\/* ==========================================\n   LAUFZEIT\n========================================== *\/\n\n.mutuo-credit-calc .cc-fixed-duration {\n  width:100%;\n\n  margin:18px 0 14px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  gap:5px;\n\n  text-align:center;\n\n  color:#292929 !important;\n\n  font-size:16px;\n  line-height:1.2;\n\n  font-weight:850;\n}\n\n\n.mutuo-credit-calc\n.cc-fixed-duration span {\n  color:#292929 !important;\n\n  font-size:16px !important;\n  line-height:1.2 !important;\n\n  font-weight:850 !important;\n\n  letter-spacing:0 !important;\n\n  white-space:nowrap;\n}\n\n\n\/* ==========================================\n   ERSPARNIS\n========================================== *\/\n\n.mutuo-credit-calc .cc-savings-result {\n  position:relative;\n\n  width:100%;\n\n  margin:4px 0 13px;\n\n  padding:19px 12px 18px;\n\n  text-align:center;\n\n  overflow:hidden;\n\n  border:2px solid #cfeab2;\n\n  border-radius:17px;\n\n  background:\n    linear-gradient(\n      180deg,\n      #f8fdeb 0%,\n      #f1f9e5 100%\n    );\n\n  box-shadow:\n    0 8px 20px\n    rgba(110,156,60,.08);\n}\n\n\n\/* KEINE DEKO-KREISE *\/\n\n.mutuo-credit-calc\n.cc-savings-result::before,\n.mutuo-credit-calc\n.cc-savings-result::after {\n  display:none !important;\n\n  content:none !important;\n}\n\n\n.mutuo-credit-calc\n.cc-savings-title {\n  margin-bottom:6px;\n\n  color:#242424;\n\n  font-size:18px;\n  line-height:1.2;\n\n  font-weight:900;\n}\n\n\n.mutuo-credit-calc\n.cc-savings-value-row {\n  display:flex;\n\n  align-items:baseline;\n  justify-content:center;\n\n  gap:8px;\n}\n\n\n.mutuo-credit-calc\n.cc-savings-value {\n  color:#202020;\n\n  font-size:52px;\n  line-height:.98;\n\n  font-weight:900;\n\n  letter-spacing:-1.6px;\n\n  white-space:nowrap;\n}\n\n\n.mutuo-credit-calc\n.cc-savings-currency {\n  color:var(--green);\n\n  font-size:23px;\n  line-height:1;\n\n  font-weight:900;\n}\n\n\n.mutuo-credit-calc\n.cc-savings-subtitle {\n  margin-top:5px;\n\n  color:#6e8457;\n\n  font-size:11px;\n  line-height:1.25;\n\n  font-weight:750;\n}\n\n\n\/* ==========================================\n   BUTTON\n========================================== *\/\n\n.mutuo-credit-calc .cc-button {\n  width:100%;\n\n  min-height:58px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  gap:13px;\n\n  padding:11px 16px;\n\n  border-radius:11px;\n\n  background:\n    linear-gradient(\n      90deg,\n      #ffaa43,\n      #f68b12\n    );\n\n  color:#fff !important;\n\n  text-decoration:none !important;\n\n  box-shadow:\n    0 8px 20px\n    rgba(246,139,18,.22);\n\n  -webkit-tap-highlight-color:transparent;\n\n  touch-action:manipulation;\n\n  transition:\n    transform .16s ease,\n    box-shadow .16s ease;\n}\n\n\n.mutuo-credit-calc\n.cc-button span {\n  color:#fff;\n\n  font-size:18px;\n  line-height:1.2;\n\n  font-weight:900;\n\n  white-space:nowrap;\n}\n\n\n.mutuo-credit-calc\n.cc-button b {\n  color:#fff;\n\n  font-size:22px;\n  line-height:1;\n\n  font-weight:700;\n}\n\n\n@media (hover:hover) {\n\n  .mutuo-credit-calc\n  .cc-button:hover {\n    transform:translateY(-2px);\n\n    box-shadow:\n      0 11px 24px\n      rgba(246,139,18,.28);\n  }\n\n}\n\n\n\/* ==========================================\n   MOBILE\n========================================== *\/\n\n@media(max-width:767px) {\n\n  .mutuo-credit-calc {\n    width:100% !important;\n    max-width:100% !important;\n\n    margin:0 auto !important;\n\n    padding:\n      16px 10px\n      16px !important;\n\n    background:#fff !important;\n\n    border:none !important;\n    outline:none !important;\n    border-radius:0 !important;\n    box-shadow:none !important;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-heading {\n    margin-bottom:11px;\n\n    font-size:20px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-amount-row {\n    grid-template-columns:\n      43px\n      minmax(0,1fr)\n      43px;\n\n    gap:6px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-change {\n    height:50px;\n\n    border-radius:10px;\n\n    font-size:24px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-amount-box {\n    height:50px;\n\n    gap:5px;\n\n    padding:0 6px;\n\n    border-radius:10px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-currency {\n    font-size:12px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-amount-text {\n    font-size:\n      clamp(\n        23px,\n        8vw,\n        29px\n      );\n  }\n\n\n  .mutuo-credit-calc\n  .cc-minmax {\n    margin:\n      9px 2px\n      0;\n\n    font-size:\n      clamp(\n        10px,\n        3.2vw,\n        12px\n      );\n  }\n\n\n  .mutuo-credit-calc\n  .cc-slider-area {\n    height:42px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-slider-hint {\n    gap:2px;\n\n    font-size:\n      clamp(\n        8px,\n        2.5vw,\n        9.5px\n      );\n  }\n\n\n  .mutuo-credit-calc\n  .cc-fixed-duration {\n    margin:\n      15px 0\n      12px;\n\n    gap:4px;\n\n    color:#292929 !important;\n\n    font-size:14px !important;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-fixed-duration span {\n    color:#292929 !important;\n\n    font-size:14px !important;\n\n    font-weight:850 !important;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-savings-result {\n    margin:\n      0 0\n      11px;\n\n    padding:\n      15px 8px\n      14px;\n\n    border-radius:13px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-savings-title {\n    margin-bottom:5px;\n\n    font-size:14px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-savings-value {\n    font-size:\n      clamp(\n        38px,\n        12vw,\n        47px\n      );\n  }\n\n\n  .mutuo-credit-calc\n  .cc-savings-currency {\n    font-size:18px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-savings-subtitle {\n    margin-top:4px;\n\n    font-size:9.5px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-button {\n    min-height:53px;\n\n    gap:9px;\n\n    padding:\n      9px 8px;\n\n    border-radius:9px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-button span {\n    font-size:\n      clamp(\n        14px,\n        4.4vw,\n        16px\n      );\n  }\n\n\n  .mutuo-credit-calc\n  .cc-button b {\n    font-size:19px;\n  }\n\n}\n\n\n\/* ==========================================\n   KLEINE HANDYS\n========================================== *\/\n\n@media(max-width:360px) {\n\n  .mutuo-credit-calc {\n    padding-left:8px !important;\n    padding-right:8px !important;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-amount-row {\n    grid-template-columns:\n      40px\n      minmax(0,1fr)\n      40px;\n\n    gap:5px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-change,\n  .mutuo-credit-calc\n  .cc-amount-box {\n    height:48px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-currency {\n    font-size:10px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-amount-text {\n    font-size:22px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-slider-hint {\n    font-size:7.6px;\n  }\n\n\n  .mutuo-credit-calc\n  .cc-fixed-duration,\n  .mutuo-credit-calc\n  .cc-fixed-duration span {\n    color:#292929 !important;\n\n    font-size:13px !important;\n  }\n\n}\n\n\n\/* ==========================================\n   REDUCED MOTION\n========================================== *\/\n\n@media(prefers-reduced-motion:reduce) {\n\n  .mutuo-credit-calc\n  .cc-amount-slider::-webkit-slider-thumb,\n\n  .mutuo-credit-calc\n  .cc-amount-slider::-moz-range-thumb {\n    animation:none !important;\n  }\n\n}\n\n<\/style>\n\n\n<script>\n\n(function () {\n\n  const calculators =\n    document.querySelectorAll(\n      '.mutuo-credit-calc[data-pronto-savings=\"1\"]'\n    );\n\n\n  calculators.forEach(\n    function (calculator) {\n      if (calculator.dataset.prontoAmountInitialized) return;\n      calculator.dataset.prontoAmountInitialized = '1';\n\n      const MIN_AMOUNT = 3000;\n      const MAX_AMOUNT = 350000;\n      const STEP = 500;\n\n      \/* FESTE LAUFZEIT *\/\n      const MONTHS = 84;\n\n\n      \/*\n         REFERENZWERT:\n         52'500 CHF = 15'663 CHF Ersparnis\n      *\/\n\n      const SAVING_REFERENCE_AMOUNT =\n        52500;\n\n      const SAVING_REFERENCE_VALUE =\n        15663;\n\n\n      const slider =\n        calculator.querySelector(\n          '.cc-amount-slider'\n        );\n\n\n      const amountText =\n        calculator.querySelector(\n          '.cc-amount-text'\n        );\n\n\n      const savingsText =\n        calculator.querySelector(\n          '.cc-savings-value'\n        );\n\n\n      const minus =\n        calculator.querySelector(\n          '.cc-minus'\n        );\n\n\n      const plus =\n        calculator.querySelector(\n          '.cc-plus'\n        );\n\n\n      const cta =\n        calculator.querySelector(\n          '.cc-button'\n        );\n\n\n      if (\n        !slider ||\n        !amountText ||\n        !savingsText ||\n        !minus ||\n        !plus\n      ) {\n        return;\n      }\n\n\n      \/* CHF FORMAT *\/\n\n      function formatCHF(number) {\n\n        return Math\n          .round(number)\n          .toString()\n          .replace(\n            \/\\B(?=(\\d{3})+(?!\\d))\/g,\n            \"'\"\n          );\n\n      }\n\n\n      \/* ERSPARNIS *\/\n\n      function calculateSaving(amount) {\n\n        return Math.round(\n          amount *\n          (\n            SAVING_REFERENCE_VALUE \/\n            SAVING_REFERENCE_AMOUNT\n          )\n        );\n\n      }\n\n\n      \/* SLIDER-ANIMATION STOPPEN *\/\n\n      function userStarted() {\n\n        calculator.classList.add(\n          'cc-used'\n        );\n\n      }\n\n\n      \/* ======================================\n         ZIEL URL\n      ====================================== *\/\n\n      function makeTargetURL() {\n\n        const url =\n          new URL(\n            'https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/'\n          );\n\n\n        url.searchParams.set(\n          'input-loan-amount',\n          String(\n            Number(\n              slider.value\n            )\n          )\n        );\n\n\n        url.searchParams.set(\n          'slider-month',\n          String(\n            MONTHS\n          )\n        );\n\n\n        return url.toString();\n\n      }\n\n\n      \/* UPDATE *\/\n\n      function update() {\n\n        const amount =\n          Number(\n            slider.value\n          );\n\n\n        const saving =\n          calculateSaving(\n            amount\n          );\n\n\n        if (!prontoAmountEditing) amountText.value = formatCHF(amount);\n\n\n        savingsText.textContent =\n          formatCHF(\n            saving\n          );\n\n\n        const progress =\n          (\n            (\n              amount -\n              MIN_AMOUNT\n            )\n            \/\n            (\n              MAX_AMOUNT -\n              MIN_AMOUNT\n            )\n          ) * 100;\n\n\n        slider.style.setProperty(\n          '--progress',\n          progress + '%'\n        );\n\n\n        if (cta) cta.href = makeTargetURL();\n\n      }\n\n\n      \/* ======================================\n         SLIDER\n      ====================================== *\/\n\n      \/\/ Editable Pronto amount; keep the existing slider as the numeric source.\n      let prontoAmountEditing = false;\n      amountText.setAttribute('aria-label', slider.getAttribute('aria-label'));\n      amountText.addEventListener('focus', function () {\n        if (window.matchMedia('(hover: hover) and (pointer: fine)').matches) {\n          amountText.select();\n        }\n      });\n      function commitProntoAmount() {\n        const digits = amountText.value.replace(\/[^0-9]\/g, '');\n        if (digits) {\n          const amount = Math.max(MIN_AMOUNT, Math.min(MAX_AMOUNT, Number(digits)));\n          slider.value = String(MIN_AMOUNT + Math.round((amount - MIN_AMOUNT) \/ STEP) * STEP);\n        }\n        userStarted();\n        update(false);\n      }\n      amountText.addEventListener('input', function () {\n        const raw = amountText.value;\n        const digitsBeforeCaret = raw.slice(0, amountText.selectionStart).replace(\/[^0-9]\/g, '').length;\n        const digits = raw.replace(\/[^0-9]\/g, '').replace(\/^0+(?=\\d)\/, '');\n        amountText.value = digits.replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \"'\");\n        let caret = 0;\n        let seenDigits = 0;\n        while (caret < amountText.value.length) {\n          if (seenDigits >= digitsBeforeCaret) break;\n          if (\/[0-9]\/.test(amountText.value[caret])) seenDigits++;\n          caret++;\n        }\n        amountText.setSelectionRange(caret, caret);\n        const amount = Number(digits);\n        \/\/ Allow clearing and typing the first digits without forcing the minimum.\n        if (!digits || amount < MIN_AMOUNT || amount > MAX_AMOUNT) return;\n        slider.value = String(MIN_AMOUNT + Math.round((amount - MIN_AMOUNT) \/ STEP) * STEP);\n        userStarted();\n        prontoAmountEditing = true;\n        update(false);\n        prontoAmountEditing = false;\n      });\n      amountText.addEventListener('blur', commitProntoAmount);\n      amountText.addEventListener('keydown', function (event) {\n        if (event.key === 'Enter') {\n          event.preventDefault();\n          amountText.blur();\n        }\n      });\n      slider.addEventListener(\n        'pointerdown',\n        userStarted\n      );\n\n\n      slider.addEventListener(\n        'touchstart',\n        userStarted,\n        {\n          passive:true\n        }\n      );\n\n\n      slider.addEventListener(\n        'input',\n        function () {\n\n          userStarted();\n\n          update();\n\n        }\n      );\n\n\n      slider.addEventListener(\n        'change',\n        function () {\n\n          userStarted();\n\n          update();\n\n        }\n      );\n\n\n      \/* ======================================\n         MINUS\n      ====================================== *\/\n\n      minus.addEventListener(\n        'click',\n        function (event) {\n\n          event.preventDefault();\n\n          userStarted();\n\n\n          const current =\n            Number(\n              slider.value\n            );\n\n\n          slider.value =\n            String(\n              Math.max(\n                MIN_AMOUNT,\n                current - STEP\n              )\n            );\n\n\n          update();\n\n        }\n      );\n\n\n      \/* ======================================\n         PLUS\n      ====================================== *\/\n\n      plus.addEventListener(\n        'click',\n        function (event) {\n\n          event.preventDefault();\n\n          userStarted();\n\n\n          const current =\n            Number(\n              slider.value\n            );\n\n\n          slider.value =\n            String(\n              Math.min(\n                MAX_AMOUNT,\n                current + STEP\n              )\n            );\n\n\n          update();\n\n        }\n      );\n\n\n      \/* CTA *\/\n\n      if (cta) cta.addEventListener(\n        'click',\n        function () {\n\n          if (cta) cta.href = makeTargetURL();\n\n        }\n      );\n\n\n      \/* START *\/\n\n      update();\n\n    }\n  );\n\n})();\n\n<\/script>\n<style data-pronto-amount-input=\"1\">\n.mutuo-credit-calc input.cc-amount-text {\n  animation: none !important;\n  transform: none !important;\n  text-shadow: none !important;\n  flex: 0 1 7ch;\n  width: 7ch;\n  min-width: 0;\n  max-width: calc(100% - 4px);\n  height: 100%;\n  margin: 0;\n  padding: 0 2px;\n  border: 0;\n  border-radius: 0;\n  background: transparent;\n  box-shadow: none;\n  font-family: inherit;\n  text-align: center;\n  appearance: none;\n  -webkit-appearance: none;\n}\n.mutuo-credit-calc .cc-amount-box:focus-within {\n  outline: 2px solid #005caf;\n  outline-offset: 2px;\n}\n.mutuo-credit-calc input.cc-amount-text:focus { outline: none; }\n<\/style>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a2e8d1 e-con-full e-flex e-con e-child\" data-id=\"0a2e8d1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-46bd3ad e-con-full e-flex e-con e-child\" data-id=\"46bd3ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1ecc2f elementor-widget elementor-widget-text-editor\" data-id=\"c1ecc2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"credit-benefits-panel\">\n\n  <div class=\"credit-benefits-top\">\n\n    <div class=\"credit-benefits-kicker\">\n      AS TUAS VANTAGENS\n    <\/div>\n\n    <h2 class=\"credit-benefits-title\">\n      Encontra facilmente o cr\u00e9dito certo\n    <\/h2>\n\n    <div class=\"credit-benefits-subtitle\">\n      R\u00e1pido, transparente e sem compromisso\n    <\/div>\n\n  <\/div>\n\n\n  <div class=\"credit-benefits-list\">\n\n    <!-- 1 -->\n    <a\n      class=\"credit-benefit-item\"\n      href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\"\n    >\n\n      <div class=\"credit-benefit-check\">\n        \u2713\n      <\/div>\n\n      <div class=\"credit-benefit-content\">\n\n        <div class=\"credit-benefit-title\">\n          Prazo flex\u00edvel\n        <\/div>\n\n        <div class=\"credit-benefit-desc\">\n          Escolhe o prazo que se adapta a ti\n        <\/div>\n\n      <\/div>\n\n      <div class=\"credit-benefit-arrow\">\n        \u2192\n      <\/div>\n\n    <\/a>\n\n\n    <!-- 2 -->\n    <a\n      class=\"credit-benefit-item\"\n      href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\"\n    >\n\n      <div class=\"credit-benefit-check\">\n        \u2713\n      <\/div>\n\n      <div class=\"credit-benefit-content\">\n\n        <div class=\"credit-benefit-title\">\n          Sem comiss\u00f5es de processamento\n        <\/div>\n\n        <div class=\"credit-benefit-desc\">\n          Transparente e sem custos ocultos\n        <\/div>\n\n      <\/div>\n\n      <div class=\"credit-benefit-arrow\">\n        \u2192\n      <\/div>\n\n    <\/a>\n\n\n    <!-- 3 -->\n    <a\n      class=\"credit-benefit-item\"\n      href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\"\n    >\n\n      <div class=\"credit-benefit-check\">\n        \u2713\n      <\/div>\n\n      <div class=\"credit-benefit-content\">\n\n        <div class=\"credit-benefit-title\">\n          Justo, seguro e discreto\n        <\/div>\n\n        <div class=\"credit-benefit-desc\">\n          Os teus dados s\u00e3o tratados de forma confidencial\n        <\/div>\n\n      <\/div>\n\n      <div class=\"credit-benefit-arrow\">\n        \u2192\n      <\/div>\n\n    <\/a>\n\n\n    <!-- 4 -->\n    <a\n      class=\"credit-benefit-item\"\n      href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\"\n    >\n\n      <div class=\"credit-benefit-check\">\n        \u2713\n      <\/div>\n\n      <div class=\"credit-benefit-content\">\n\n        <div class=\"credit-benefit-title\">\n          Pedido conclu\u00eddo em 2 minutos\n        <\/div>\n\n        <div class=\"credit-benefit-desc\">\n          R\u00e1pido e sem papelada\n        <\/div>\n\n      <\/div>\n\n      <div class=\"credit-benefit-arrow\">\n        \u2192\n      <\/div>\n\n    <\/a>\n\n  <\/div>\n\n<\/div>\n\n\n<style>\n\n.credit-benefits-panel,\n.credit-benefits-panel * {\n  box-sizing:border-box;\n}\n\n\n\/* ==============================\n   GESAMTE BOX\n============================== *\/\n\n.credit-benefits-panel {\n\n  --orange:#ff9418;\n  --orange2:#ffa83d;\n  --text:#292929;\n\n  width:100%;\n  max-width:650px;\n\n  margin:0 auto;\n\n  padding:\n    22px 20px\n    18px;\n\n  background:#F4F8FF;\n\n  border:none !important;\n  outline:none !important;\n  border-radius:0 !important;\n  box-shadow:none !important;\n\n  font-family:\n    Arial,\n    Helvetica,\n    sans-serif;\n\n  color:var(--text);\n\n  overflow:hidden;\n}\n\n\n.credit-benefits-panel::before,\n.credit-benefits-panel::after {\n  display:none !important;\n  content:none !important;\n}\n\n\n\/* ==============================\n   HEADER\n============================== *\/\n\n.credit-benefits-top {\n  text-align:center;\n\n  margin-bottom:16px;\n}\n\n\n.credit-benefits-kicker {\n  margin-bottom:5px;\n\n  color:var(--orange);\n\n  font-size:11px;\n  line-height:1.1;\n\n  font-weight:900;\n\n  letter-spacing:1.3px;\n}\n\n\n.credit-benefits-title {\n  margin:0;\n\n  color:var(--text);\n\n  font-size:22px;\n  line-height:1.12;\n\n  font-weight:850;\n\n  letter-spacing:-.4px;\n}\n\n\n.credit-benefits-subtitle {\n  margin-top:7px;\n\n  color:#707070;\n\n  font-size:12px;\n  line-height:1.25;\n\n  font-weight:600;\n}\n\n\n\/* ==============================\n   LISTE\n============================== *\/\n\n.credit-benefits-list {\n  display:flex;\n\n  flex-direction:column;\n\n  gap:12px;\n}\n\n\n\/* ==============================\n   KLICKBARE FELDER\n============================== *\/\n\n.credit-benefit-item {\n  position:relative;\n\n  display:flex;\n\n  align-items:center;\n\n  gap:12px;\n\n  min-height:74px;\n\n  padding:\n    11px 42px\n    11px 12px;\n\n  border:\n    1px solid\n    rgba(255,148,24,.14);\n\n  border-radius:16px;\n\n  background:\n    rgba(255,255,255,.96);\n\n  box-shadow:\n    0 4px 12px\n    rgba(0,0,0,.03);\n\n  overflow:hidden;\n\n  color:inherit !important;\n\n  text-decoration:none !important;\n\n  cursor:pointer;\n\n  opacity:0;\n\n  transform:\n    translateY(10px);\n\n  animation:\n    benefitFadeUp\n    .5s\n    ease\n    forwards;\n\n  transition:\n    transform .22s ease,\n    box-shadow .22s ease,\n    border-color .22s ease,\n    background .22s ease;\n\n  -webkit-tap-highlight-color:\n    transparent;\n}\n\n\n\/* EINBLENDUNG *\/\n\n.credit-benefit-item:nth-child(1) {\n  animation-delay:.05s;\n}\n\n.credit-benefit-item:nth-child(2) {\n  animation-delay:.12s;\n}\n\n.credit-benefit-item:nth-child(3) {\n  animation-delay:.19s;\n}\n\n.credit-benefit-item:nth-child(4) {\n  animation-delay:.26s;\n}\n\n\n\/* ORANGE LICHTECKE *\/\n\n.credit-benefit-item::after {\n  content:\"\";\n\n  position:absolute;\n\n  width:100px;\n  height:100px;\n\n  top:-62px;\n  right:-58px;\n\n  border-radius:50%;\n\n  background:\n    rgba(255,148,24,.06);\n\n  pointer-events:none;\n\n  transition:\n    transform .35s ease,\n    background .35s ease;\n}\n\n\n\/* ==============================\n   HOVER\n============================== *\/\n\n.credit-benefit-item:hover {\n  transform:\n    translateY(-3px)\n    scale(1.008);\n\n  border-color:\n    rgba(255,148,24,.42);\n\n  background:#ffffff;\n\n  box-shadow:\n    0 10px 24px\n    rgba(255,148,24,.13);\n}\n\n\n.credit-benefit-item:hover::after {\n  transform:\n    scale(2.1);\n\n  background:\n    rgba(255,148,24,.09);\n}\n\n\n.credit-benefit-item:focus-visible {\n  outline:\n    3px solid\n    rgba(255,148,24,.30);\n\n  outline-offset:2px;\n}\n\n\n.credit-benefit-item:active {\n  transform:\n    translateY(0)\n    scale(.985);\n}\n\n\n\/* ==============================\n   CHECK\n============================== *\/\n\n.credit-benefit-check {\n  position:relative;\n\n  z-index:2;\n\n  width:34px;\n  height:34px;\n\n  flex:\n    0 0 34px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  border-radius:11px;\n\n  background:\n    linear-gradient(\n      135deg,\n      var(--orange2),\n      var(--orange)\n    );\n\n  color:#fff;\n\n  font-size:20px;\n  line-height:1;\n\n  font-weight:900;\n\n  box-shadow:\n    0 6px 14px\n    rgba(255,148,24,.20);\n\n  animation:\n    benefitCheckGlow\n    3.2s\n    ease-in-out\n    infinite;\n\n  transition:\n    transform .25s ease,\n    box-shadow .25s ease;\n}\n\n\n.credit-benefit-item:nth-child(2)\n.credit-benefit-check {\n  animation-delay:.4s;\n}\n\n\n.credit-benefit-item:nth-child(3)\n.credit-benefit-check {\n  animation-delay:.8s;\n}\n\n\n.credit-benefit-item:nth-child(4)\n.credit-benefit-check {\n  animation-delay:1.2s;\n}\n\n\n.credit-benefit-item:hover\n.credit-benefit-check {\n  transform:\n    scale(1.10)\n    rotate(-4deg);\n\n  box-shadow:\n    0 8px 18px\n    rgba(255,148,24,.32);\n}\n\n\n\/* ==============================\n   TEXTE\n============================== *\/\n\n.credit-benefit-content {\n  position:relative;\n\n  z-index:2;\n\n  flex:1;\n\n  min-width:0;\n}\n\n\n.credit-benefit-title {\n  margin-bottom:3px;\n\n  color:#292929;\n\n  font-size:16px;\n  line-height:1.2;\n\n  font-weight:850;\n\n  transition:\n    color .2s ease;\n}\n\n\n.credit-benefit-desc {\n  color:#777;\n\n  font-size:11px;\n  line-height:1.28;\n\n  font-weight:500;\n}\n\n\n.credit-benefit-item:hover\n.credit-benefit-title {\n  color:#151515;\n}\n\n\n\/* ==============================\n   PFEIL\n============================== *\/\n\n.credit-benefit-arrow {\n  position:absolute;\n\n  z-index:3;\n\n  right:16px;\n  top:50%;\n\n  transform:\n    translate(-7px,-50%);\n\n  color:\n    var(--orange);\n\n  font-size:22px;\n  line-height:1;\n\n  font-weight:700;\n\n  opacity:0;\n\n  transition:\n    opacity .22s ease,\n    transform .22s ease;\n}\n\n\n.credit-benefit-item:hover\n.credit-benefit-arrow {\n  opacity:1;\n\n  transform:\n    translate(0,-50%);\n}\n\n\n\/* ==============================\n   ANIMATIONEN\n============================== *\/\n\n@keyframes benefitFadeUp {\n\n  from {\n    opacity:0;\n\n    transform:\n      translateY(10px);\n  }\n\n  to {\n    opacity:1;\n\n    transform:\n      translateY(0);\n  }\n\n}\n\n\n@keyframes benefitCheckGlow {\n\n  0%,\n  100% {\n    box-shadow:\n      0 6px 14px\n      rgba(255,148,24,.20);\n  }\n\n  50% {\n    box-shadow:\n      0 7px 17px\n      rgba(255,148,24,.32);\n  }\n\n}\n\n\n\/* ==============================\n   MOBILE\n============================== *\/\n\n@media (max-width:767px) {\n\n  .credit-benefits-panel {\n    max-width:100%;\n\n    padding:\n      17px 11px\n      15px;\n\n    border:none !important;\n    border-radius:0 !important;\n    box-shadow:none !important;\n  }\n\n\n  .credit-benefits-top {\n    margin-bottom:13px;\n  }\n\n\n  .credit-benefits-kicker {\n    font-size:10px;\n  }\n\n\n  .credit-benefits-title {\n    font-size:20px;\n  }\n\n\n  .credit-benefits-subtitle {\n    margin-top:5px;\n\n    font-size:11px;\n  }\n\n\n  .credit-benefits-list {\n    gap:8px;\n  }\n\n\n  .credit-benefit-item {\n    min-height:61px;\n\n    gap:10px;\n\n    padding:\n      8px 34px\n      8px 8px;\n\n    border-radius:12px;\n  }\n\n\n  .credit-benefit-item:hover {\n    transform:none;\n  }\n\n\n  .credit-benefit-check {\n    width:32px;\n    height:32px;\n\n    flex-basis:32px;\n\n    border-radius:10px;\n\n    font-size:18px;\n  }\n\n\n  .credit-benefit-title {\n    font-size:14px;\n  }\n\n\n  .credit-benefit-desc {\n    font-size:10px;\n  }\n\n\n  .credit-benefit-arrow {\n    right:11px;\n\n    opacity:.55;\n\n    transform:\n      translate(0,-50%);\n\n    font-size:18px;\n  }\n\n}\n\n\n\/* ==============================\n   KLEINE HANDYS\n============================== *\/\n\n@media (max-width:360px) {\n\n  .credit-benefits-title {\n    font-size:18px;\n  }\n\n\n  .credit-benefit-title {\n    font-size:13px;\n  }\n\n\n  .credit-benefit-desc {\n    font-size:9.5px;\n  }\n\n}\n\n\n\/* ==============================\n   REDUCED MOTION\n============================== *\/\n\n@media (prefers-reduced-motion:reduce) {\n\n  .credit-benefit-item,\n  .credit-benefit-check {\n    animation:none !important;\n  }\n\n\n  .credit-benefit-item {\n    opacity:1;\n\n    transform:none;\n  }\n\n}\n\n<\/style>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6de53d elementor-widget elementor-widget-image\" data-id=\"a6de53d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mutuo.ch\/wp-content\/themes\/twentyeleven__18\/tools\/pronto-mascot-webp\/assets\/new-mascot.webp\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8976f3 elementor-widget elementor-widget-heading\" data-id=\"e8976f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dica: liquida tamb\u00e9m as d\u00edvidas do cart\u00e3o de cr\u00e9dito e poupa ainda mais.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe69ae7 elementor-widget elementor-widget-text-editor\" data-id=\"fe69ae7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\n<style>\n.mutuo-grafik {\n  max-width: 850px;\n  width: 100%;\n  margin: 0 auto;\n  padding: 12px 0;\n  background: #ffffff;\n  border: none;\n  border-radius: 0;\n  box-shadow: none;\n  font-family: Arial, Helvetica, sans-serif;\n  color: #283445;\n  box-sizing: border-box;\n}\n\n.mutuo-grafik * {\n  box-sizing: border-box;\n}\n\n.mutuo-grafik .heading {\n  margin: 0 0 10px;\n  padding: 0;\n  text-align: center;\n  font-size: clamp(27px, 3.4vw, 36px);\n  font-weight: 750;\n  line-height: 1.1;\n  letter-spacing: -.04em;\n  color: #283445;\n}\n\n.mutuo-grafik .graphic {\n  display: block;\n  width: 100%;\n  height: auto;\n  overflow: visible;\n}\n\n.mutuo-grafik .graphic text {\n  font-family: Arial, Helvetica, sans-serif;\n}\n\n.mutuo-grafik .label { font-size: 24px !important;\n  font-size: 28px;\n  font-weight: 700;\n}\n\n.mutuo-grafik .stage-title {\n  font-size: 21px;\n  font-weight: 700;\n}\n\n.mutuo-grafik .stage-copy {\n  font-size: 23px;\n  font-weight: 700;\n}\n\n.mutuo-grafik .bottom-label {\n  font-size: 27px;\n  font-weight: 500;\n}\n\n.mutuo-grafik .bottom-label-strong {\n  font-size: 26px;\n  font-weight: 700;\n}\n\n\/* ANIMATION *\/\n\n.mutuo-grafik .block {\n  transform-box: view-box;\n  transform-origin: center;\n}\n\n.mutuo-grafik .red {\n  animation: mutuo-red 8s ease-in-out infinite;\n}\n\n.mutuo-grafik .yellow {\n  animation: mutuo-yellow 8s ease-in-out infinite;\n}\n\n.mutuo-grafik .green {\n  animation: mutuo-green 8s ease-in-out infinite;\n}\n\n.mutuo-grafik .new {\n  animation: mutuo-new 8s ease-in-out infinite;\n  transform-box: fill-box;\n  transform-origin: center;\n}\n\n.mutuo-grafik .left-labels {\n  animation: mutuo-labels 8s ease-in-out infinite;\n}\n\n\/* ROTER BLOCK *\/\n\n@keyframes mutuo-red {\n  0%,12%,72%,100% {\n    transform: translate(0,0);\n    opacity: 1;\n  }\n\n  27%,54% {\n    transform: translate(225px,12px);\n    opacity: 0;\n  }\n\n  60% {\n    opacity: 0;\n  }\n}\n\n\/* GELBER BLOCK *\/\n\n@keyframes mutuo-yellow {\n  0%,16%,72%,100% {\n    transform: translate(0,0);\n    opacity: 1;\n  }\n\n  31%,54% {\n    transform: translate(225px,95px);\n    opacity: 0;\n  }\n\n  60% {\n    opacity: 0;\n  }\n}\n\n\/* GR\u00dcNER BLOCK *\/\n\n@keyframes mutuo-green {\n  0%,20%,72%,100% {\n    transform: translate(0,0);\n    opacity: 1;\n  }\n\n  35%,54% {\n    transform: translate(225px,172px);\n    opacity: 0;\n  }\n\n  60% {\n    opacity: 0;\n  }\n}\n\n\/* BLAUER BLOCK *\/\n\n@keyframes mutuo-new {\n  0%,29%,71%,100% {\n    transform: scale(1);\n  }\n\n  43%,55% {\n    transform: scale(1.045);\n  }\n}\n\n\/* BESCHRIFTUNGEN *\/\n\n@keyframes mutuo-labels {\n  0%,19%,72%,100% {\n    opacity: 1;\n  }\n\n  37%,58% {\n    opacity: .35;\n  }\n}\n\n\/* TABLET *\/\n\n@media (max-width: 767px) {\n  .mutuo-grafik {\n    max-width: 100%;\n    margin: 0 auto;\n    padding: 8px 0;\n  }\n\n  .mutuo-grafik .heading {\n    font-size: clamp(26px, 7vw, 38px);\n    margin-bottom: 5px;\n  }\n}\n\n\/* MOBILE *\/\n\n@media (max-width: 480px) {\n  .mutuo-grafik {\n    width: 100%;\n    padding: 5px 0;\n  }\n\n  .mutuo-grafik .heading {\n    font-size: clamp(27px, 7.5vw, 34px);\n    margin-bottom: 5px;\n  }\n\n  .mutuo-grafik .graphic {\n    width: 100%;\n    max-width: 100%;\n  }\n}\n\n\/* REDUZIERTE BEWEGUNG *\/\n\n@media (prefers-reduced-motion: reduce) {\n  .mutuo-grafik .block,\n  .mutuo-grafik .new,\n  .mutuo-grafik .left-labels {\n    animation: none !important;\n  }\n}\n<\/style>\n\n<div class=\"mutuo-grafik\">\n\n  <h2 class=\"heading\">Despesas mensais<\/h2>\n\n  <svg\n    class=\"graphic\"\n    viewBox=\"0 0 1020 565\"\n    preserveAspectRatio=\"xMidYMid meet\"\n    role=\"img\"\n    aria-labelledby=\"mutuo-svg-title-desktop mutuo-svg-desc-desktop\">\n\n    <title id=\"mutuo-svg-title-desktop\">Consolida\u00e7\u00e3o de cr\u00e9dito com a Mutuo<\/title>\n\n    <desc id=\"mutuo-svg-desc-desktop\">Tr\u00eas compromissos existentes: cart\u00e3o de cr\u00e9dito, cr\u00e9dito 2 e cr\u00e9dito 1. \u00c0 direita, um \u00fanico cr\u00e9dito consolidado com a Mutuo.<\/desc>\n\n    <defs>\n\n      <linearGradient id=\"mutuo-side-desktop\"\n        x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\">\n        <stop stop-color=\"#b6b9be\"\/>\n        <stop offset=\"1\" stop-color=\"#7b8088\"\/>\n      <\/linearGradient>\n\n      <linearGradient id=\"mutuo-top-desktop\"\n        x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\">\n        <stop stop-color=\"#d9dadd\"\/>\n        <stop offset=\"1\" stop-color=\"#90949a\"\/>\n      <\/linearGradient>\n\n      <linearGradient id=\"mutuo-blue-side-desktop\"\n        x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\">\n        <stop stop-color=\"#a3a7ad\"\/>\n        <stop offset=\"1\" stop-color=\"#717983\"\/>\n      <\/linearGradient>\n\n      <filter id=\"mutuo-shadow-desktop\"\n        x=\"-30%\" y=\"-50%\"\n        width=\"170%\" height=\"220%\">\n        <feGaussianBlur stdDeviation=\"9\"\/>\n      <\/filter>\n\n    <\/defs>\n\n    <!-- VORHER \/ NACHHER -->\n\n    <text\n      class=\"stage-title\"\n      x=\"348\"\n      y=\"40\"\n      text-anchor=\"middle\"\n      fill=\"#d02f32\">ANTES<\/text>\n\n    <text\n      class=\"stage-title\"\n      x=\"760\"\n      y=\"40\"\n      text-anchor=\"middle\"\n      fill=\"#167fc5\">DEPOIS<\/text>\n\n    <text\n      class=\"stage-copy\"\n      x=\"760\"\n      y=\"71\"\n      text-anchor=\"middle\"\n      fill=\"#283445\">Um \u00fanico pagamento claro<\/text>\n\n    <!-- SCHATTEN AM BODEN -->\n\n    <ellipse\n      cx=\"402\"\n      cy=\"474\"\n      rx=\"148\"\n      ry=\"14\"\n      fill=\"#233951\"\n      opacity=\".09\"\n      filter=\"url(#mutuo-shadow-desktop)\"\/>\n\n    <ellipse\n      cx=\"772\"\n      cy=\"479\"\n      rx=\"165\"\n      ry=\"15\"\n      fill=\"#233951\"\n      opacity=\".13\"\n      filter=\"url(#mutuo-shadow-desktop)\"\/>\n\n    <!-- BESCHRIFTUNGEN LINKS -->\n\n    <g class=\"left-labels\">\n\n      <text\n        class=\"label\"\n        x=\"205\"\n        y=\"150\"\n        fill=\"#23bb3e\"\n        text-anchor=\"end\">Cart\u00e3o de cr\u00e9dito<\/text>\n\n      <text\n        class=\"label\"\n        x=\"205\"\n        y=\"243\"\n        fill=\"#d0c50c\"\n        text-anchor=\"end\">Cr\u00e9dito 2<\/text>\n\n      <text\n        class=\"label\"\n        x=\"205\"\n        y=\"374\"\n        fill=\"#d42b32\"\n        text-anchor=\"end\">Cr\u00e9dito 1<\/text>\n\n    <\/g>\n\n    <!-- KREDIT 1 - ROT -->\n\n    <g class=\"block red\">\n\n      <path\n        d=\"M290 292 L460 292 L530 278 L365 278 Z\"\n        fill=\"url(#mutuo-top-desktop)\"\/>\n\n      <path\n        d=\"M460 292 L530 278 L530 439 L460 458 Z\"\n        fill=\"url(#mutuo-side-desktop)\"\/>\n\n      <path\n        d=\"M290 292 L460 292 L460 458 L290 444 Z\"\n        fill=\"#ce2d32\"\/>\n\n    <\/g>\n\n    <!-- KREDIT 2 - GELB -->\n\n    <g class=\"block yellow\">\n\n      <path\n        d=\"M290 196 L460 196 L530 208 L364 208 Z\"\n        fill=\"#dedddd\"\/>\n\n      <path\n        d=\"M460 196 L530 208 L530 290 L460 284 Z\"\n        fill=\"url(#mutuo-side-desktop)\"\/>\n\n      <path\n        d=\"M290 196 L460 196 L460 284 L290 284 Z\"\n        fill=\"#ded319\"\/>\n\n    <\/g>\n\n    <!-- KREDITKARTE - GR\u00dcN -->\n\n    <g class=\"block green\">\n\n      <path\n        d=\"M290 121 L460 104 L530 129 L364 144 Z\"\n        fill=\"#c6c8ca\"\/>\n\n      <path\n        d=\"M460 104 L530 129 L530 181 L460 166 Z\"\n        fill=\"url(#mutuo-side-desktop)\"\/>\n\n      <path\n        d=\"M290 121 L460 104 L460 166 L290 173 Z\"\n        fill=\"#22bb3a\"\/>\n\n    <\/g>\n\n    <!-- MUTUO - BLAUER BLOCK -->\n\n    <g class=\"new\">\n\n      <path\n        d=\"M595 183 L818 170 L853 192 L625 205 Z\"\n        fill=\"#d1d5d9\"\/>\n\n      <path\n        d=\"M818 170 L853 192 L853 457 L818 473 Z\"\n        fill=\"url(#mutuo-blue-side-desktop)\"\/>\n\n      <path\n        d=\"M595 183 L818 170 L818 473 L595 456 Z\"\n        fill=\"#259de9\"\/>\n\n    <\/g>\n\n    <!-- BESCHRIFTUNGEN UNTEN -->\n\n    <g class=\"mini-caption\">\n\n      <text\n        class=\"bottom-label-strong\"\n        x=\"410\"\n        y=\"514\"\n        fill=\"#727984\"\n        text-anchor=\"middle\">V\u00e1rios<\/text>\n\n      <text\n        class=\"bottom-label\"\n        x=\"410\"\n        y=\"544\"\n        fill=\"#727984\"\n        text-anchor=\"middle\">compromissos<\/text>\n\n    <\/g>\n\n    <text\n      class=\"bottom-label\"\n      x=\"726\"\n      y=\"530\"\n      fill=\"#259de9\"\n      text-anchor=\"middle\">Mutuo.ch<\/text>\n\n  <\/svg>\n\n<\/div>\n<style>\/* mutuo-comparison-flow-v1 *\/.elementor-element.elementor-element-fe69ae7{display:grid!important;width:100%!important;height:auto!important;flex-shrink:0!important}<\/style>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d1691d elementor-widget elementor-widget-text-editor\" data-id=\"0d1691d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<style>\n.mutuo-btn-wrap {\n  text-align: center;\n  padding: 15px 10px;\n}\n\n.mutuo-heartbeat-btn {\n  display: inline-flex;\n  align-items: center;\n  justify-content: center;\n\n  width: auto;\n  max-width: 100%;\n  min-height: 50px;\n  padding: 13px 24px;\n\n  background: linear-gradient(\n    180deg,\n    #ffb638 0%,\n    #ed9814 100%\n  );\n\n  color: #ffffff !important;\n  font-family: Arial, sans-serif;\n  font-size: 17px;\n  font-weight: 700;\n  line-height: 1.35;\n  text-align: center;\n  text-decoration: none !important;\n\n  border: 1px solid #e9a028;\n  border-radius: 5px;\n  box-shadow: 0 4px 12px rgba(224,145,20,.2);\n\n  transform-origin: center;\n  animation: mutuo-heartbeat 3.6s ease-in-out infinite;\n}\n\n@keyframes mutuo-heartbeat {\n  0%, 34%, 100% {\n    transform: scale(1);\n  }\n  8% {\n    transform: scale(1.035);\n  }\n  16% {\n    transform: scale(1);\n  }\n  24% {\n    transform: scale(1.055);\n  }\n}\n\n.mutuo-heartbeat-btn:hover {\n  background: #f5a01b;\n  color: #ffffff !important;\n  animation-play-state: paused;\n}\n\n@media (max-width: 767px) {\n  .mutuo-heartbeat-btn {\n    font-size: 15px;\n    padding: 12px 17px;\n    min-height: 46px;\n  }\n}\n\n@media (prefers-reduced-motion: reduce) {\n  .mutuo-heartbeat-btn {\n    animation: none;\n  }\n}\n<\/style><div class=\"mutuo-btn-wrap\"><a class=\"mutuo-heartbeat-btn\" href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\">Envia j\u00e1 o teu pedido e comprova por ti mesmo!<\/a><\/div><style>.elementor-element-0d1691d .mutuo-heartbeat-btn{background:#0563C3;border:0}.elementor-element-0d1691d .mutuo-heartbeat-btn:hover{background:#034F9E}<\/style>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16a5e304 elementor-widget elementor-widget-heading\" data-id=\"16a5e304\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">54\u2019205 clientes satisfeitos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69a702b6 elementor-widget elementor-widget-heading\" data-id=\"69a702b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">e todos os dias chegam mais. H\u00e1 mais de 30 anos.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41b705b8 elementor-widget elementor-widget-heading\" data-id=\"41b705b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">O que os nossos clientes dizem sobre a contrata\u00e7\u00e3o do cr\u00e9dito<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27bd4f98 elementor-widget elementor-widget-n-carousel\" data-id=\"27bd4f98\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;carousel_items&quot;:[{&quot;slide_title&quot;:&quot;Slide #1&quot;,&quot;_id&quot;:&quot;67e6e39&quot;},{&quot;slide_title&quot;:&quot;Slide #1&quot;,&quot;_id&quot;:&quot;11c8d9b&quot;},{&quot;slide_title&quot;:&quot;Slide #1&quot;,&quot;_id&quot;:&quot;991e457&quot;},{&quot;slide_title&quot;:&quot;Slide #1&quot;,&quot;_id&quot;:&quot;173cc72&quot;}],&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;offset_sides&quot;:&quot;none&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-carousel.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-carousel swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"1\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-16622966 e-flex e-con-boxed e-con e-child\" data-id=\"16622966\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-541c9550 e-con-full e-flex e-con e-child\" data-id=\"541c9550\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-173db216 e-con-full e-flex e-con e-child\" data-id=\"173db216\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-653e31a7 e-con-full e-flex e-con e-child\" data-id=\"653e31a7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-69beb240 elementor-widget elementor-widget-image\" data-id=\"69beb240\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/luca-desktop.jpg\" class=\"attachment-full size-full wp-image-33369\" alt=\"\" srcset=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/luca-desktop.jpg 300w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/luca-desktop-180x180.jpg 180w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/luca-desktop-200x200.jpg 200w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/luca-desktop-44x44.jpg 44w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/luca-desktop-75x75.jpg 75w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/luca-desktop-235x235.jpg 235w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41cd2f19 e-con-full e-flex e-con e-child\" data-id=\"41cd2f19\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e2ca73c elementor-widget elementor-widget-heading\" data-id=\"6e2ca73c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Luca B.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dd18a01 elementor-widget elementor-widget-rating\" data-id=\"2dd18a01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6816c0a elementor-widget elementor-widget-text-editor\" data-id=\"6816c0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>O aconselhamento foi simp\u00e1tico e competente. Recebi rapidamente uma boa proposta de cr\u00e9dito e tudo decorreu sem complica\u00e7\u00f5es.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50e70034 elementor-widget elementor-widget-heading\" data-id=\"50e70034\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\">Obter cr\u00e9dito \u2013 \u00e9 simples<\/a><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"2\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3eee526c e-flex e-con-boxed e-con e-child\" data-id=\"3eee526c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-63f743a7 e-con-full e-flex e-con e-child\" data-id=\"63f743a7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5d2ba917 e-con-full e-flex e-con e-child\" data-id=\"5d2ba917\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1f477208 e-con-full e-flex e-con e-child\" data-id=\"1f477208\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-372477d0 elementor-widget elementor-widget-image\" data-id=\"372477d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/sandra-k-desktop.jpg\" class=\"attachment-full size-full wp-image-33376\" alt=\"\" srcset=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/sandra-k-desktop.jpg 300w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/sandra-k-desktop-180x180.jpg 180w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/sandra-k-desktop-200x200.jpg 200w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/sandra-k-desktop-44x44.jpg 44w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/sandra-k-desktop-75x75.jpg 75w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/sandra-k-desktop-235x235.jpg 235w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5bb69b66 e-con-full e-flex e-con e-child\" data-id=\"5bb69b66\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c70ea18 elementor-widget elementor-widget-heading\" data-id=\"7c70ea18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Sandra K.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a31f861 elementor-widget elementor-widget-rating\" data-id=\"4a31f861\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-516f1709 elementor-widget elementor-widget-text-editor\" data-id=\"516f1709\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Um processo muito transparente. Sem custos ocultos e o dinheiro foi disponibilizado mais depressa do que esperava. Muito satisfeita com a Mutuo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-583fc5ae elementor-widget elementor-widget-heading\" data-id=\"583fc5ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\">Obter cr\u00e9dito \u2013 \u00e9 simples<\/a><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"3\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-22bcdb06 e-flex e-con-boxed e-con e-child\" data-id=\"22bcdb06\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-206f48ab e-con-full e-flex e-con e-child\" data-id=\"206f48ab\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-535f9fcb e-con-full e-flex e-con e-child\" data-id=\"535f9fcb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2bfc10fc e-con-full e-flex e-con e-child\" data-id=\"2bfc10fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ae26953 elementor-widget elementor-widget-image\" data-id=\"7ae26953\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Beat-K.jpg\" class=\"attachment-full size-full wp-image-33383\" alt=\"\" srcset=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Beat-K.jpg 300w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Beat-K-180x180.jpg 180w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Beat-K-200x200.jpg 200w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Beat-K-44x44.jpg 44w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Beat-K-75x75.jpg 75w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Beat-K-235x235.jpg 235w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1707ac e-con-full e-flex e-con e-child\" data-id=\"1707ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29f6cc88 elementor-widget elementor-widget-heading\" data-id=\"29f6cc88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Beat K.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a2c62a3 elementor-widget elementor-widget-rating\" data-id=\"7a2c62a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1120e491 elementor-widget elementor-widget-text-editor\" data-id=\"1120e491\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Compara\u00e7\u00e3o simples, condi\u00e7\u00f5es justas e apoio simp\u00e1tico. \u00c9 exatamente assim que imagino um processo de cr\u00e9dito moderno. Tudo \u00f3timo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f293dc elementor-widget elementor-widget-heading\" data-id=\"f293dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\">Obter cr\u00e9dito \u2013 \u00e9 simples<\/a><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"4\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-520111e8 e-flex e-con-boxed e-con e-child\" data-id=\"520111e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-45dab450 e-con-full e-flex e-con e-child\" data-id=\"45dab450\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6fcc969 e-con-full e-flex e-con e-child\" data-id=\"6fcc969\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cdea107 e-con-full e-flex e-con e-child\" data-id=\"cdea107\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-90716a8 elementor-widget elementor-widget-image\" data-id=\"90716a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Jeton_K.jpg\" class=\"attachment-full size-full wp-image-33390\" alt=\"\" srcset=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Jeton_K.jpg 300w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Jeton_K-180x180.jpg 180w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Jeton_K-200x200.jpg 200w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Jeton_K-44x44.jpg 44w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Jeton_K-75x75.jpg 75w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Jeton_K-235x235.jpg 235w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f07cb99 e-con-full e-flex e-con e-child\" data-id=\"7f07cb99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27ee8429 elementor-widget elementor-widget-heading\" data-id=\"27ee8429\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Albert M.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-641c8207 elementor-widget elementor-widget-rating\" data-id=\"641c8207\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cd79dce elementor-widget elementor-widget-text-editor\" data-id=\"2cd79dce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>O pedido foi feito inteiramente online e era f\u00e1cil de compreender. Recebi o dinheiro e consegui concretizar o projeto que tinha em mente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79d8193b elementor-widget elementor-widget-heading\" data-id=\"79d8193b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\">Obter cr\u00e9dito \u2013 \u00e9 simples<\/a><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f648a0e e-con-full e-flex e-con e-child\" data-id=\"2f648a0e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65b0927c elementor-widget elementor-widget-rating\" data-id=\"65b0927c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61e70ca6 elementor-widget elementor-widget-heading\" data-id=\"61e70ca6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4.9\/5<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c69046e elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5c69046e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tde 976 avalia\u00e7\u00f5es nos \u00faltimos 12 meses &#8211; \u00e0 data de 3.2.2026\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2a2443 elementor-widget elementor-widget-text-editor\" data-id=\"c2a2443\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"\n  width:100%;\n  max-width:1100px;\n  margin:0 auto;\n  padding:18px 8px 10px;\n  box-sizing:border-box;\n  text-align:center;\n  font-family:Arial,Helvetica,sans-serif;\n\">\n\n  <div style=\"\n    margin:0 0 9px;\n    color:#ff9418;\n    font-size:clamp(10px,1.2vw,13px);\n    line-height:1.2;\n    font-weight:900;\n    letter-spacing:1.6px;\n  \">\n    \u00c9 ASSIM T\u00c3O SIMPLES\n  <\/div>\n\n  <h2 style=\"\n    margin:0 auto 20px;\n    color:#292929;\n    font-size:clamp(24px,3.5vw,48px);\n    line-height:1.1;\n    font-weight:900;\n    letter-spacing:-0.6px;\n  \">\n    Como funciona o teu cr\u00e9dito com a Mutuo\n  <\/h2>\n\n  <div style=\"\n    position:relative;\n    width:100%;\n    max-width:650px;\n    margin:0 auto;\n    padding:7px;\n    box-sizing:border-box;\n    background:#ffffff;\n    border:1px solid rgba(255,148,24,0.30);\n    border-radius:18px;\n    box-shadow:0 10px 28px rgba(0,0,0,0.09);\n    overflow:hidden;\n  \">\n\n    <div style=\"\n      position:absolute;\n      top:0;\n      left:50%;\n      transform:translateX(-50%);\n      width:100px;\n      height:4px;\n      background:#ff9418;\n      border-radius:0 0 10px 10px;\n      z-index:2;\n    \"><\/div>\n\n    <iframe\n      style=\"\n        display:block;\n        width:100%;\n        aspect-ratio:1 \/ 1;\n        height:auto;\n        border:0;\n        border-radius:12px;\n        background:#000;\n      \"\n      title=\"Cr\u00e9dito Mutuo\"\n      src=\"https:\/\/www.youtube-nocookie.com\/embed\/Ma5wTpkPBgs?autoplay=1&amp;mute=1&amp;playsinline=1&amp;loop=1&amp;playlist=Ma5wTpkPBgs&amp;controls=1&amp;rel=0\"\n      allow=\"autoplay; encrypted-media; picture-in-picture\"\n      allowfullscreen>\n    <\/iframe>\n\n  <\/div>\n\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ea10da elementor-widget elementor-widget-text-editor\" data-id=\"0ea10da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<style>\n.mutuo-zins-text {\n  width: 100%;\n  max-width: 1200px;\n  margin: 15px auto;\n  padding: 10px 0;\n  background: #ffffff;\n  text-align: center;\n  font-family: Arial, Helvetica, sans-serif;\n  box-sizing: border-box;\n}\n\n.mutuo-zins-text * {\n  box-sizing: border-box;\n}\n\n.mutuo-zins-text .zins-inhalt {\n  margin: 0;\n  padding: 0;\n  color: #333333;\n  font-size: clamp(18px, 2vw, 27px);\n  font-weight: 700;\n  line-height: 1.45;\n  letter-spacing: -0.4px;\n}\n\n\/* FESTE ZEILEN *\/\n\n.mutuo-zins-text .zins-zeile {\n  display: block;\n}\n\n\/* BLAUER TEXT MIT GLANZEFFEKT *\/\n\n.mutuo-zins-text .zins-blau {\n  color: #0563C3;\n  font-weight: 800;\n\n  background: linear-gradient(\n    110deg,\n    #0563C3 0%,\n    #0563C3 38%,\n    #62B5FF 48%,\n    #0563C3 58%,\n    #0563C3 100%\n  );\n\n  background-size: 250% 100%;\n  -webkit-background-clip: text;\n  background-clip: text;\n  -webkit-text-fill-color: transparent;\n\n  animation: mutuo-text-glanz 6s\n    ease-in-out infinite;\n}\n\n\/* SCHWARZER TEXT MIT ORANGER UNTERSTREICHUNG *\/\n\n.mutuo-zins-text .zins-orange {\n  color: #222222;\n  font-weight: 800;\n\n  background: none;\n  -webkit-text-fill-color: #222222;\n\n  text-decoration: underline;\n  text-decoration-color: #F38F1D;\n  text-decoration-thickness: 3px;\n  text-underline-offset: 6px;\n  text-decoration-skip-ink: none;\n\n  animation: none;\n}\n\n\/* GLANZEFFEKT *\/\n\n@keyframes mutuo-text-glanz {\n  0%, 15% {\n    background-position: 100% center;\n  }\n\n  45%, 100% {\n    background-position: 0% center;\n  }\n}\n\n\/* DESKTOP: 2 ZEILEN *\/\n\n.mutuo-zins-text .mobile-break {\n  display: none;\n}\n\n@media (min-width: 1024px) {\n  .mutuo-zins-text {\n    max-width: 1200px;\n    padding: 15px 0;\n  }\n\n  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}\n}\n<\/style><div class=\"mutuo-zins-text\"><p class=\"zins-inhalt\"><span class=\"zins-blau\">90% dos su\u00ed\u00e7os<\/span> pagam demasiado pelo seu cr\u00e9dito, com uma taxa m\u00e9dia de <span class=\"zins-blau\">8,9%<\/span> \u2013 os nossos cr\u00e9ditos pessoais est\u00e3o dispon\u00edveis <span class=\"zins-orange\">a partir de 4,5% de juros<\/span>.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43539ff elementor-widget elementor-widget-shortcode\" data-id=\"43539ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><link rel='stylesheet' id='mutuo-pronto-comparison-css' href='https:\/\/mutuo.ch\/wp-content\/themes\/twentyeleven__18\/css\/pronto-comparison.css?ver=1792680949' type='text\/css' media='all' \/>\n\t<section class=\"pronto-comparison\" lang=\"pt-pt\" aria-labelledby=\"pronto-comparison-1-title\" data-invalid=\"Introduz valores v\u00e1lidos.\" data-no-saving=\"Sem poupan\u00e7a nestas condi\u00e7\u00f5es.\">\n\t\t<header class=\"pronto-comparison__header\">\n\t\t\t<p class=\"pronto-comparison__eyebrow\">N\u00daMEROS EM VEZ DE INTUI\u00c7\u00c3O<\/p>\n\t\t\t<h2 id=\"pronto-comparison-1-title\">Quando compensa refinanciar um cr\u00e9dito?<\/h2>\n\t\t\t<p>O refinanciamento pode compensar se o custo total restante for inferior com a nova proposta. A diferen\u00e7a entre as taxas de juro e o mesmo saldo em d\u00edvida s\u00e3o bons indicadores.<\/p>\n\t\t<\/header>\n\t\t<div class=\"pronto-comparison__panel\">\n\t\t\t\t\t\t<p class=\"pronto-comparison__example\">2.4 Exemplo \u2013 taxa de juro nominal de 3,9% \/ 4,5% num contexto semelhante, apenas para ilustra\u00e7\u00e3o.<\/p>\n\t\t\t<div class=\"pronto-comparison__scroll\" tabindex=\"0\" role=\"region\" aria-label=\"Compara\u00e7\u00e3o de cr\u00e9ditos\">\n\t\t\t\t<table>\n\t\t\t\t\t<caption class=\"pronto-comparison__sr\">Compara\u00e7\u00e3o de cr\u00e9ditos<\/caption>\n\t\t\t\t\t<thead><tr><th scope=\"col\">Montante do cr\u00e9dito<\/th><th scope=\"col\">Presta\u00e7\u00e3o mensal atual<\/th><th scope=\"col\">Nova presta\u00e7\u00e3o mensal<\/th><th scope=\"col\">Poupan\u00e7a mensal<\/th><th scope=\"col\">Poupan\u00e7a total em juros<\/th><\/tr><\/thead>\n\t\t\t\t\t<tbody>\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th scope=\"row\"><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Montante do cr\u00e9dito<\/span><span class=\"pronto-comparison__cell-value\">CHF 20\u2019000<\/span><\/th>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Presta\u00e7\u00e3o mensal atual<\/span><span class=\"pronto-comparison__cell-value\">CHF 372.04<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Nova presta\u00e7\u00e3o mensal<\/span><span class=\"pronto-comparison__cell-value\">CHF 366.82<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Poupan\u00e7a mensal<\/span><span class=\"pronto-comparison__cell-value\">CHF 5.22<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"pronto-comparison__saving\"><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Poupan\u00e7a total em juros<\/span><span class=\"pronto-comparison__cell-value\">CHF 313<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th scope=\"row\"><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Montante do cr\u00e9dito<\/span><span class=\"pronto-comparison__cell-value\">CHF 50\u2019000<\/span><\/th>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Presta\u00e7\u00e3o mensal atual<\/span><span class=\"pronto-comparison__cell-value\">CHF 930.10<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Nova presta\u00e7\u00e3o mensal<\/span><span class=\"pronto-comparison__cell-value\">CHF 917.04<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Poupan\u00e7a mensal<\/span><span class=\"pronto-comparison__cell-value\">CHF 13.06<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"pronto-comparison__saving\"><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Poupan\u00e7a total em juros<\/span><span class=\"pronto-comparison__cell-value\">CHF 784<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th scope=\"row\"><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Montante do cr\u00e9dito<\/span><span class=\"pronto-comparison__cell-value\">CHF 100\u2019000<\/span><\/th>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Presta\u00e7\u00e3o mensal atual<\/span><span class=\"pronto-comparison__cell-value\">CHF 1\u2019860.20<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Nova presta\u00e7\u00e3o mensal<\/span><span class=\"pronto-comparison__cell-value\">CHF 1\u2019834.08<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Poupan\u00e7a mensal<\/span><span class=\"pronto-comparison__cell-value\">CHF 26.12<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"pronto-comparison__saving\"><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Poupan\u00e7a total em juros<\/span><span class=\"pronto-comparison__cell-value\">CHF 1\u2019567<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t\t\t\t<\/table>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"pronto-comparison__interactive\">\n\t\t\t\t\t\t\t\t\t<label for=\"pronto-comparison-1-amount\">O teu cr\u00e9dito (CHF)\t\t\t\t\t\t<span class=\"pronto-comparison__input\">\n\t\t\t\t\t\t\t<span class=\"pronto-comparison__unit\" aria-hidden=\"true\">CHF<\/span>\t\t\t\t\t\t\t<input id=\"pronto-comparison-1-amount\" data-field=\"amount\" type=\"number\" inputmode=\"numeric\" value=\"75000\" min=\"1000\" max=\"350000\" step=\"100\" required>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<label for=\"pronto-comparison-1-old\">Taxa anual atual (%)\t\t\t\t\t\t<span class=\"pronto-comparison__input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input id=\"pronto-comparison-1-old\" data-field=\"old\" type=\"number\" inputmode=\"decimal\" value=\"4.5\" min=\"0\" max=\"30\" step=\"0.01\" required>\n\t\t\t\t\t\t\t<span class=\"pronto-comparison__unit\" aria-hidden=\"true\">%<\/span>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<label for=\"pronto-comparison-1-new\">Nova taxa anual (%)\t\t\t\t\t\t<span class=\"pronto-comparison__input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input id=\"pronto-comparison-1-new\" data-field=\"new\" type=\"number\" inputmode=\"decimal\" value=\"3.9\" min=\"0\" max=\"30\" step=\"0.01\" required>\n\t\t\t\t\t\t\t<span class=\"pronto-comparison__unit\" aria-hidden=\"true\">%<\/span>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<label for=\"pronto-comparison-1-months\">Prazo restante (meses)\t\t\t\t\t\t<span class=\"pronto-comparison__input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input id=\"pronto-comparison-1-months\" data-field=\"months\" type=\"number\" inputmode=\"numeric\" value=\"60\" min=\"1\" max=\"120\" step=\"1\" required>\n\t\t\t\t\t\t\t<span class=\"pronto-comparison__unit\" aria-hidden=\"true\">meses<\/span>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"pronto-comparison__result\"><span>Poupan\u00e7a total em juros<\/span><output aria-live=\"polite\" aria-atomic=\"true\" for=\"pronto-comparison-1-amount pronto-comparison-1-old pronto-comparison-1-new pronto-comparison-1-months\">CHF 1\u2019176<\/output><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<p class=\"pronto-comparison__note\">C\u00e1lculos: modelo simplificado de presta\u00e7\u00f5es constantes: r = (1 + taxa anual efetiva)^(1\/12) - 1. Presta\u00e7\u00e3o mensal = R \u00b7 r<sub>kg<\/sub> \u00b7 amortiza\u00e7\u00e3o-1\/12 \u00b7 Taxa residual = diferen\u00e7a entre os juros originais - novos juros. Os valores apresentados s\u00e3o arredondados e n\u00e3o juridicamente vinculativos. Fonte: an\u00e1lises Mutuo.ch.<\/p>\n\t\t<div class=\"pronto-comparison__action\"><a href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\">Analisar o meu refinanciamento \u2192<\/a><\/div>\n\t\t\t<\/section>\n\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22dddbc elementor-widget elementor-widget-text-editor\" data-id=\"22dddbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"mutuo-full-support\">\n\n  <!-- =====================================================\n       BESUCH IN BASEL\n  ====================================================== -->\n\n  <div class=\"mutuo-visit-head\">\n    <div class=\"mutuo-kicker\">\n      AO TEU LADO PRESENCIALMENTE\n    <\/div>\n\n    <h2>Visita-nos em Basileia<\/h2>\n\n    <p>\n      Contacto pessoal, r\u00e1pido e simples\n    <\/p>\n  <\/div>\n\n\n  <!-- =====================================================\n       4 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class=\"mutuo-contact-card\"\n        href=\"tel:+41616815183\"\n      >\n\n        <div class=\"mutuo-contact-icon mutuo-phone\">\n          <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n            <path d=\"M5 4h4l2 5-3 2c1.4 2.8 3.2 4.6 6 6l2-3 5 2v4c0 1-1 2-2 2C10 22 2 14 2 6c0-1 1-2 3-2z\"><\/path>\n          <\/svg>\n        <\/div>\n\n        <div class=\"mutuo-contact-text\">\n          <strong>Telefone<\/strong>\n          <span>061 681 51 83<\/span>\n        <\/div>\n\n        <div class=\"mutuo-contact-arrow\">\n          \u2192\n        <\/div>\n\n      <\/a>\n\n\n      <!-- E-MAIL -->\n      <a\n        class=\"mutuo-contact-card\"\n        href=\"mailto:info@mutuo.ch\"\n      >\n\n        <div class=\"mutuo-contact-icon mutuo-mail\">\n          <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n            <rect x=\"3\" y=\"5\" width=\"18\" height=\"14\" rx=\"2\"><\/rect>\n            <path d=\"m4 7 8 6 8-6\"><\/path>\n          <\/svg>\n        <\/div>\n\n        <div class=\"mutuo-contact-text\">\n          <strong>E-mail<\/strong>\n          <span>info@mutuo.ch<\/span>\n        <\/div>\n\n        <div class=\"mutuo-contact-arrow\">\n          \u2192\n        <\/div>\n\n      <\/a>\n\n\n      <!-- WHATSAPP -->\n      <a\n        class=\"mutuo-contact-card\"\n        href=\"https:\/\/wa.me\/41616815183\"\n        target=\"_blank\"\n        rel=\"noopener\"\n      >\n\n        <div class=\"mutuo-contact-icon mutuo-whatsapp\">\n          <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n            <path d=\"M20 11.5a8 8 0 0 1-11.8 7L4 20l1.5-4.1A8 8 0 1 1 20 11.5z\"><\/path>\n            <path d=\"M9 8.5c.5 3 2 4.5 5 5\"><\/path>\n          <\/svg>\n        <\/div>\n\n        <div class=\"mutuo-contact-text\">\n          <strong>WhatsApp<\/strong>\n          <span>061 681 51 83<\/span>\n        <\/div>\n\n        <div class=\"mutuo-contact-arrow\">\n          \u2192\n        <\/div>\n\n      <\/a>\n\n\n      <!-- SPRACHEN -->\n      <div class=\"mutuo-language-info\">\n\n        <strong>\n          Aconselhamento de cr\u00e9dito gratuito em 9 l\u00ednguas\n        <\/strong>\n\n        <span>\n          Deutsch, Fran\u00e7ais, Italiano, Portugu\u00eas,\n          Shqip, English e Espa\u00f1ol\n        <\/span>\n\n      <\/div>\n\n\n      <!-- =====================================================\n           CTA \u2013 RICHTIGE VERLINKUNG\n      ====================================================== -->\n\n      <div class=\"mutuo-credit-button-wrap\">\n\n        <a\n          class=\"mutuo-credit-button\"\n          href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\"\n        >\n\n          <div>\n            <strong>\n              Calcula o teu cr\u00e9dito agora\n            <\/strong>\n\n            <span>\n              O teu resultado em 2 minutos\n            <\/span>\n          <\/div>\n\n          <b>\u2192<\/b>\n\n        <\/a>\n\n      <\/div>\n\n\n      <!-- TRUST -->\n      <div class=\"mutuo-trust-row\">\n\n        <div class=\"mutuo-trust-item\">\n          <i>\u2713<\/i>\n          Taxas de juro atrativas\n        <\/div>\n\n        <div class=\"mutuo-trust-item\">\n          <i>\u2713<\/i>\n          100% gratuito\n        <\/div>\n\n        <div class=\"mutuo-trust-item\">\n          <i>\u2713<\/i>\n          Decis\u00e3o r\u00e1pida\n        <\/div>\n\n      <\/div>\n\n    <\/div>\n\n  <\/div>\n\n<\/div>\n\n\n<style>\n\n\/* =====================================================\n   BASIS\n===================================================== *\/\n\n.mutuo-full-support,\n.mutuo-full-support * {\n  box-sizing:border-box;\n}\n\n.mutuo-full-support {\n  --orange:#ff9418;\n  --orange-light:#ffb34d;\n\n  width:100%;\n  max-width:1380px;\n\n  margin:0 auto;\n\n  padding:28px 26px 34px;\n\n  background:#fff;\n\n  color:#292929;\n\n  font-family:\n    Arial,\n    Helvetica,\n    sans-serif;\n}\n\n\n\/* =====================================================\n   HEADER\n===================================================== *\/\n\n.mutuo-visit-head {\n  margin-bottom:22px;\n  text-align:center;\n}\n\n.mutuo-kicker {\n  margin-bottom:7px;\n\n  color:#ff9418;\n\n  font-size:12px;\n  line-height:1.2;\n\n  font-weight:900;\n\n  letter-spacing:1.8px;\n}\n\n.mutuo-visit-head h2 {\n  margin:0;\n\n  color:#292929;\n\n  font-size:42px;\n  line-height:1.06;\n\n  font-weight:900;\n\n  letter-spacing:-.7px;\n}\n\n.mutuo-visit-head p {\n  margin:9px 0 0;\n\n  color:#777;\n\n  font-size:18px;\n  line-height:1.3;\n\n  font-weight:600;\n}\n\n\n\/* =====================================================\n   4 KARTEN\n===================================================== *\/\n\n.mutuo-visit-grid {\n  width:100%;\n\n  display:grid;\n\n  grid-template-columns:\n    repeat(2,minmax(0,1fr));\n\n  gap:16px;\n}\n\n.mutuo-visit-card {\n  position:relative;\n\n  min-width:0;\n  min-height:150px;\n\n  display:flex;\n\n  align-items:center;\n\n  gap:18px;\n\n  padding:22px 24px;\n\n  background:#fff;\n\n  border:\n    1px solid\n    rgba(255,148,24,.22);\n\n  border-radius:19px;\n\n  box-shadow:\n    0 6px 18px\n    rgba(0,0,0,.035);\n\n  color:#292929 !important;\n\n  text-decoration:none !important;\n\n  overflow:hidden;\n}\n\n.mutuo-visit-card::after {\n  content:\"\";\n\n  position:absolute;\n\n  right:-52px;\n  top:-52px;\n\n  width:105px;\n  height:105px;\n\n  border-radius:50%;\n\n  background:\n    rgba(255,148,24,.06);\n\n  pointer-events:none;\n}\n\n\n\/* =====================================================\n   VISIT ICONS\n===================================================== *\/\n\n.mutuo-visit-icon {\n  position:relative;\n\n  z-index:2;\n\n  width:62px;\n  height:62px;\n\n  flex:0 0 62px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  border-radius:17px;\n\n  background:\n    linear-gradient(\n      135deg,\n      #ffb34d,\n      #ff9418\n    );\n\n  box-shadow:\n    0 7px 16px\n    rgba(255,148,24,.20);\n}\n\n.mutuo-visit-icon svg {\n  width:29px;\n  height:29px;\n\n  fill:none;\n\n  stroke:#fff;\n\n  stroke-width:2;\n\n  stroke-linecap:round;\n  stroke-linejoin:round;\n}\n\n\n\/* =====================================================\n   BESUCH TEXT\n===================================================== *\/\n\n.mutuo-visit-copy {\n  position:relative;\n\n  z-index:2;\n\n  min-width:0;\n}\n\n.mutuo-visit-copy > strong {\n  display:block;\n\n  margin-bottom:7px;\n\n  color:#292929;\n\n  font-size:28px;\n  line-height:1.1;\n\n  font-weight:900;\n}\n\n.mutuo-visit-copy > span {\n  display:block;\n\n  color:#737373;\n\n  font-size:17px;\n  line-height:1.4;\n}\n\n.mutuo-visit-copy b {\n  color:#292929;\n\n  font-weight:800;\n}\n\n\n\/* =====================================================\n   GOOGLE MAPS\n===================================================== *\/\n\n.mutuo-click-card {\n  cursor:pointer;\n\n  transition:\n    transform .18s ease,\n    border-color .18s ease,\n    box-shadow .18s ease;\n}\n\n.mutuo-click-card:hover {\n  transform:translateY(-3px);\n\n  border-color:\n    rgba(255,148,24,.42);\n\n  box-shadow:\n    0 10px 24px\n    rgba(255,148,24,.10);\n}\n\n.mutuo-card-arrow {\n  position:relative;\n\n  z-index:3;\n\n  margin-left:auto;\n\n  color:#ff9418;\n\n  font-size:28px;\n\n  font-weight:900;\n\n  transition:\n    transform .18s ease;\n}\n\n.mutuo-click-card:hover\n.mutuo-card-arrow {\n  transform:translateX(5px);\n}\n\n\n\/* =====================================================\n   1980\n===================================================== *\/\n\n.mutuo-history-card {\n  background:\n    linear-gradient(\n      110deg,\n      #fff 0%,\n      #fffdf8 60%,\n      #fff7e8 100%\n    );\n}\n\n.mutuo-history-image-wrap {\n  position:relative;\n\n  z-index:2;\n\n  width:82px;\n  height:82px;\n\n  flex:0 0 82px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n}\n\n.mutuo-history-image {\n  display:block;\n\n  width:82px;\n  height:82px;\n\n  object-fit:contain;\n}\n\n.mutuo-history-copy > strong {\n  font-size:27px;\n  line-height:1.12;\n}\n\n.mutuo-history-copy > span {\n  font-size:16px;\n\n  line-height:1.35;\n\n  font-weight:600;\n}\n\n\n\/* =====================================================\n   HILFE\n===================================================== *\/\n\n.mutuo-help-section {\n  width:100%;\n\n  display:grid;\n\n  grid-template-columns:\n    minmax(0,.85fr)\n    minmax(0,1.15fr);\n\n  align-items:center;\n\n  gap:48px;\n\n  margin-top:42px;\n\n  padding-top:30px;\n\n  border-top:1px solid #eee;\n}\n\n.mutuo-help-left {\n  text-align:center;\n}\n\n.mutuo-help-heading {\n  margin-bottom:10px;\n}\n\n.mutuo-help-heading h2 {\n  margin:0 0 5px;\n\n  color:#292929;\n\n  font-size:38px;\n  line-height:1.05;\n\n  font-weight:900;\n\n  letter-spacing:-.8px;\n}\n\n.mutuo-help-orange {\n  color:#ff9418;\n\n  font-size:19px;\n  line-height:1.2;\n\n  font-weight:850;\n}\n\n\n\/* =====================================================\n   LAPTOP\n===================================================== *\/\n\n.mutuo-help-laptop {\n  display:block;\n\n  width:100%;\n  max-width:520px;\n\n  height:auto;\n  max-height:365px;\n\n  margin:\n    14px auto\n    16px;\n\n  object-fit:contain;\n}\n\n.mutuo-help-description {\n  max-width:520px;\n\n  margin:0 auto;\n\n  color:#696969;\n\n  font-size:15px;\n  line-height:1.5;\n}\n\n\n\/* =====================================================\n   KONTAKT\n===================================================== *\/\n\n.mutuo-contact-side {\n  min-width:0;\n\n  display:flex;\n\n  flex-direction:column;\n\n  gap:9px;\n}\n\n.mutuo-contact-card {\n  width:100%;\n\n  min-height:70px;\n\n  display:grid;\n\n  grid-template-columns:\n    43px\n    minmax(0,1fr)\n    18px;\n\n  align-items:center;\n\n  gap:11px;\n\n  padding:11px 14px;\n\n  background:#fff;\n\n  border:1px solid #ededed;\n\n  border-radius:14px;\n\n  box-shadow:\n    0 5px 15px\n    rgba(0,0,0,.045);\n\n  color:#292929 !important;\n\n  text-decoration:none !important;\n\n  transition:\n    transform .18s ease,\n    border-color .18s ease,\n    box-shadow .18s ease;\n}\n\n.mutuo-contact-card:hover {\n  transform:translateY(-2px);\n\n  border-color:\n    rgba(255,148,24,.30);\n\n  box-shadow:\n    0 9px 22px\n    rgba(255,148,24,.09);\n}\n\n\n\/* =====================================================\n   KONTAKT ICONS\n===================================================== *\/\n\n.mutuo-contact-icon {\n  width:41px;\n  height:41px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  border-radius:11px;\n\n  box-shadow:\n    0 5px 12px\n    rgba(0,0,0,.09);\n}\n\n.mutuo-contact-icon svg {\n  width:22px;\n  height:22px;\n\n  fill:none;\n\n  stroke:#fff;\n\n  stroke-width:1.9;\n\n  stroke-linecap:round;\n  stroke-linejoin:round;\n}\n\n.mutuo-phone {\n  background:\n    linear-gradient(\n      135deg,\n      #2789ed,\n      #0768c5\n    );\n}\n\n.mutuo-mail {\n  background:\n    linear-gradient(\n      135deg,\n      #ffb34e,\n      #ff9418\n    );\n}\n\n.mutuo-whatsapp {\n  background:\n    linear-gradient(\n      135deg,\n      #62cf66,\n      #2eaa47\n    );\n}\n\n\n\/* =====================================================\n   KONTAKT TEXT\n===================================================== *\/\n\n.mutuo-contact-text {\n  min-width:0;\n\n  text-align:left;\n}\n\n.mutuo-contact-text strong {\n  display:block;\n\n  color:#292929;\n\n  font-size:19px;\n  line-height:1.15;\n\n  font-weight:850;\n}\n\n.mutuo-contact-text span {\n  display:block;\n\n  margin-top:3px;\n\n  color:#777;\n\n  font-size:14px;\n  line-height:1.25;\n\n  font-weight:600;\n}\n\n.mutuo-contact-arrow {\n  justify-self:end;\n\n  color:#ff9418;\n\n  font-size:18px;\n\n  font-weight:900;\n}\n\n\n\/* =====================================================\n   SPRACHEN\n===================================================== *\/\n\n.mutuo-language-info {\n  padding:8px 5px 2px;\n\n  text-align:center;\n}\n\n.mutuo-language-info strong {\n  display:block;\n\n  margin-bottom:4px;\n\n  color:#656565;\n\n  font-size:13px;\n\n  font-weight:850;\n}\n\n.mutuo-language-info span {\n  color:#777;\n\n  font-size:11.5px;\n  line-height:1.4;\n}\n\n\n\/* =====================================================\n   CTA\n===================================================== *\/\n\n.mutuo-credit-button-wrap {\n  width:100%;\n\n  padding:4px 3px;\n}\n\n.mutuo-credit-button {\n  position:relative;\n\n  width:100%;\n\n  min-height:68px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  gap:22px;\n\n  padding:10px 17px;\n\n  border-radius:10px;\n\n  background:\n    linear-gradient(\n      90deg,\n      #ffaa43,\n      #ff9418\n    );\n\n  color:#fff !important;\n\n  text-decoration:none !important;\n\n  box-shadow:\n    0 8px 20px\n    rgba(255,148,24,.24);\n\n  transform-origin:center;\n\n  animation:\n    mutuoHeartbeat\n    2.4s\n    ease-in-out\n    infinite;\n}\n\n.mutuo-credit-button > div {\n  display:flex;\n\n  flex-direction:column;\n\n  align-items:center;\n}\n\n.mutuo-credit-button strong {\n  color:#fff;\n\n  font-size:20px;\n  line-height:1.1;\n\n  font-weight:850;\n}\n\n.mutuo-credit-button span {\n  margin-top:3px;\n\n  color:rgba(255,255,255,.97);\n\n  font-size:13px;\n}\n\n.mutuo-credit-button b {\n  color:#fff;\n\n  font-size:23px;\n}\n\n\n\/* =====================================================\n   HEARTBEAT\n===================================================== *\/\n\n@keyframes mutuoHeartbeat {\n\n  0%,\n  100% {\n    transform:scale(1);\n\n    box-shadow:\n      0 8px 20px\n      rgba(255,148,24,.24);\n  }\n\n  7% {\n    transform:scale(1.022);\n\n    box-shadow:\n      0 10px 27px\n      rgba(255,148,24,.38);\n  }\n\n  14% {\n    transform:scale(1);\n\n    box-shadow:\n      0 8px 20px\n      rgba(255,148,24,.24);\n  }\n\n  21% {\n    transform:scale(1.015);\n\n    box-shadow:\n      0 10px 25px\n      rgba(255,148,24,.33);\n  }\n\n  30% {\n    transform:scale(1);\n\n    box-shadow:\n      0 8px 20px\n      rgba(255,148,24,.24);\n  }\n\n}\n\n\n\/* =====================================================\n   TRUST\n===================================================== *\/\n\n.mutuo-trust-row {\n  width:100%;\n\n  display:grid;\n\n  grid-template-columns:\n    repeat(3,minmax(0,1fr));\n\n  gap:6px;\n\n  padding-top:5px;\n}\n\n.mutuo-trust-item {\n  min-width:0;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  gap:5px;\n\n  color:#747474;\n\n  font-size:12px;\n\n  font-weight:600;\n\n  white-space:nowrap;\n}\n\n.mutuo-trust-item i {\n  width:17px;\n  height:17px;\n\n  flex:0 0 17px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  border-radius:50%;\n\n  background:\n    linear-gradient(\n      135deg,\n      #9edc75,\n      #69bf4d\n    );\n\n  color:#fff;\n\n  font-size:11px;\n  line-height:1;\n\n  font-style:normal;\n\n  font-weight:900;\n}\n\n\n\/* =====================================================\n   TABLET\n===================================================== *\/\n\n@media(max-width:1024px) {\n\n  .mutuo-full-support {\n    padding:22px 14px 27px;\n  }\n\n  .mutuo-help-section {\n    gap:28px;\n  }\n\n  .mutuo-history-copy > strong {\n    font-size:22px;\n  }\n\n  .mutuo-history-copy > span {\n    font-size:14px;\n  }\n\n  .mutuo-help-laptop {\n    max-width:420px;\n    max-height:300px;\n  }\n\n}\n\n\n\/* =====================================================\n   MOBILE\n===================================================== *\/\n\n@media(max-width:767px) {\n\n  .mutuo-full-support {\n    width:100%;\n\n    padding:12px 6px 15px;\n  }\n\n\n  .mutuo-visit-head {\n    margin-bottom:13px;\n  }\n\n  .mutuo-kicker {\n    margin-bottom:5px;\n\n    font-size:9px;\n\n    letter-spacing:1.2px;\n  }\n\n  .mutuo-visit-head h2 {\n    font-size:26px;\n  }\n\n  .mutuo-visit-head p {\n    margin-top:6px;\n\n    font-size:12px;\n  }\n\n\n  .mutuo-visit-grid {\n    grid-template-columns:1fr;\n\n    gap:8px;\n  }\n\n  .mutuo-visit-card {\n    min-height:auto;\n\n    gap:10px;\n\n    padding:11px 10px;\n\n    border-radius:13px;\n  }\n\n  .mutuo-visit-icon {\n    width:40px;\n    height:40px;\n\n    flex-basis:40px;\n\n    border-radius:11px;\n  }\n\n  .mutuo-visit-icon svg {\n    width:20px;\n    height:20px;\n  }\n\n  .mutuo-visit-copy > strong {\n    margin-bottom:3px;\n\n    font-size:16px;\n  }\n\n  .mutuo-visit-copy > span {\n    font-size:11.5px;\n\n    line-height:1.32;\n  }\n\n  .mutuo-card-arrow {\n    font-size:19px;\n  }\n\n\n  .mutuo-history-image-wrap {\n    width:48px;\n    height:48px;\n\n    flex-basis:48px;\n  }\n\n  .mutuo-history-image {\n    width:48px;\n    height:48px;\n  }\n\n  .mutuo-history-copy > strong {\n    font-size:16px;\n\n    line-height:1.15;\n  }\n\n  .mutuo-history-copy > span {\n    font-size:11px;\n\n    line-height:1.3;\n  }\n\n\n  .mutuo-help-section {\n    grid-template-columns:1fr;\n\n    gap:15px;\n\n    margin-top:23px;\n\n    padding-top:17px;\n  }\n\n  .mutuo-help-heading {\n    margin-bottom:7px;\n  }\n\n  .mutuo-help-heading h2 {\n    margin-bottom:3px;\n\n    font-size:25px;\n  }\n\n  .mutuo-help-orange {\n    font-size:14px;\n  }\n\n\n  .mutuo-help-laptop {\n    width:100%;\n\n    max-width:310px;\n\n    height:auto;\n\n    max-height:220px;\n\n    margin:\n      8px auto\n      9px;\n\n    object-fit:contain;\n  }\n\n  .mutuo-help-description {\n    max-width:350px;\n\n    padding:0 5px;\n\n    font-size:11.5px;\n\n    line-height:1.42;\n  }\n\n\n  .mutuo-contact-side {\n    gap:7px;\n  }\n\n  .mutuo-contact-card {\n    min-height:58px;\n\n    grid-template-columns:\n      35px\n      minmax(0,1fr)\n      15px;\n\n    gap:8px;\n\n    padding:8px 10px;\n\n    border-radius:11px;\n  }\n\n  .mutuo-contact-icon {\n    width:34px;\n    height:34px;\n\n    border-radius:9px;\n  }\n\n  .mutuo-contact-icon svg {\n    width:18px;\n    height:18px;\n  }\n\n  .mutuo-contact-text strong {\n    font-size:14px;\n  }\n\n  .mutuo-contact-text span {\n    margin-top:2px;\n\n    font-size:10.5px;\n  }\n\n  .mutuo-contact-arrow {\n    font-size:15px;\n  }\n\n\n  .mutuo-language-info {\n    padding:5px 4px 0;\n  }\n\n  .mutuo-language-info strong {\n    font-size:10px;\n  }\n\n  .mutuo-language-info span {\n    font-size:8.7px;\n  }\n\n\n  .mutuo-credit-button-wrap {\n    padding:3px 2px;\n  }\n\n  .mutuo-credit-button {\n    min-height:57px;\n\n    gap:10px;\n\n    padding:8px;\n\n    animation-duration:2.5s;\n  }\n\n  .mutuo-credit-button strong {\n    font-size:16px;\n  }\n\n  .mutuo-credit-button span {\n    font-size:10px;\n  }\n\n  .mutuo-credit-button b {\n    font-size:18px;\n  }\n\n\n  .mutuo-trust-row {\n    grid-template-columns:\n      repeat(3,minmax(0,1fr));\n\n    gap:3px;\n  }\n\n  .mutuo-trust-item {\n    gap:3px;\n\n    font-size:\n      clamp(\n        7.5px,\n        2.45vw,\n        10px\n      );\n\n    white-space:nowrap;\n  }\n\n  .mutuo-trust-item i {\n    width:14px;\n    height:14px;\n\n    flex-basis:14px;\n\n    font-size:9px;\n  }\n\n}\n\n\n\/* =====================================================\n   KLEINE HANDYS\n===================================================== *\/\n\n@media(max-width:380px) {\n\n  .mutuo-history-copy > strong {\n    font-size:15px;\n  }\n\n  .mutuo-history-copy > span {\n    font-size:10px;\n  }\n\n  .mutuo-help-heading h2 {\n    font-size:23px;\n  }\n\n  .mutuo-help-laptop {\n    max-width:270px;\n  }\n\n  .mutuo-contact-text span {\n    font-size:9.7px;\n  }\n\n  .mutuo-trust-item {\n    font-size:7.2px;\n  }\n\n}\n\n\n\/* =====================================================\n   REDUCED MOTION\n===================================================== *\/\n\n@media(prefers-reduced-motion:reduce) {\n\n  .mutuo-credit-button {\n    animation:none !important;\n  }\n\n}\n\n<\/style>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-48d1ead0 e-con-full e-flex e-con e-child\" data-id=\"48d1ead0\" data-element_type=\"container\" data-e-type=\"container\" id=\"section-faq\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5138aed3 elementor-widget elementor-widget-heading\" data-id=\"5138aed3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Perguntas frequentes sobre a transfer\u00eancia de cr\u00e9dito na Su\u00ed\u00e7a<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4eba7f2 elementor-widget elementor-widget-text-editor\" data-id=\"4eba7f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"text-align:center\"><p>Como funciona a transfer\u00eancia de cr\u00e9dito? Quando compensa e pode receber dinheiro adicional? Encontre aqui as principais respostas.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ec81eb8 elementor-widget elementor-widget-n-accordion\" data-id=\"5ec81eb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1590\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1590\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> O que significa transferir ou refinanciar um cr\u00e9dito? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1590\" class=\"elementor-element elementor-element-fc4c5b7 e-con-full e-flex e-con e-child\" data-id=\"fc4c5b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1590\" class=\"elementor-element elementor-element-88100d0 e-flex e-con-boxed e-con e-child\" data-id=\"88100d0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b0c9c3 elementor-widget elementor-widget-text-editor\" data-id=\"1b0c9c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Significa liquidar o cr\u00e9dito atual com um novo cr\u00e9dito. Este refinanciamento cobre o montante ainda necess\u00e1rio para a liquida\u00e7\u00e3o, n\u00e3o o valor inicialmente pedido.<\/p><p>O objetivo pode ser uma taxa mais baixa, uma presta\u00e7\u00e3o mais adequada ou a consolida\u00e7\u00e3o de v\u00e1rios cr\u00e9ditos. Pode tamb\u00e9m pedir dinheiro adicional para a sua conta. O novo banco tem de aprovar o financiamento.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1591\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1591\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Quando compensa transferir um cr\u00e9dito? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1591\" class=\"elementor-element elementor-element-31cf248 e-con-full e-flex e-con e-child\" data-id=\"31cf248\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1591\" class=\"elementor-element elementor-element-98b5527 e-flex e-con-boxed e-con e-child\" data-id=\"98b5527\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d12f63 elementor-widget elementor-widget-text-editor\" data-id=\"0d12f63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Compensa financeiramente quando os custos totais ainda a pagar s\u00e3o mais baixos com o novo cr\u00e9dito. Comparar \u00e9 especialmente \u00fatil se a sua taxa atual for elevada.<\/p><p>Contam a taxa, o montante em d\u00edvida, o prazo restante e a nova proposta. Uma melhoria da situa\u00e7\u00e3o profissional ou financeira tamb\u00e9m pode permitir melhores condi\u00e7\u00f5es. Compare sempre o custo total, n\u00e3o apenas a presta\u00e7\u00e3o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1592\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1592\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Quanto posso poupar ao transferir o cr\u00e9dito? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1592\" class=\"elementor-element elementor-element-41425d0 e-con-full e-flex e-con e-child\" data-id=\"41425d0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1592\" class=\"elementor-element elementor-element-553205b e-flex e-con-boxed e-con e-child\" data-id=\"553205b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-300e053 elementor-widget elementor-widget-text-editor\" data-id=\"300e053\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A poupan\u00e7a depende do montante em d\u00edvida, da diferen\u00e7a entre taxas e do prazo restante.<\/p><p>Exemplo simplificado: CHF 30\u2019000 a reembolsar nos pr\u00f3ximos 48 meses.<\/p><div style=\"overflow-x:auto\"><table style=\"width:100%;border-collapse:collapse\"><tr><th style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p><\/p><\/th><th style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p><strong>Cr\u00e9dito atual<\/strong><\/p><\/th><th style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p><strong>Novo cr\u00e9dito<\/strong><\/p><\/th><\/tr><tr><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>Taxa anual efetiva<\/p><\/td><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>9,9 %<\/p><\/td><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>5,9 %<\/p><\/td><\/tr><tr><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>Presta\u00e7\u00e3o mensal<\/p><\/td><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>cerca de CHF 753<\/p><\/td><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>cerca de CHF 701<\/p><\/td><\/tr><tr><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>Juros ainda a pagar<\/p><\/td><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>cerca de CHF 6\u2019162<\/p><\/td><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>cerca de CHF 3\u2019651<\/p><\/td><\/tr><\/table><\/div><p>A poupan\u00e7a \u00e9 de cerca de CHF 2\u2019511 durante todo o prazo restante.<\/p><p>C\u00e1lculo com presta\u00e7\u00f5es constantes, sem custos adicionais nem pr\u00e9mios de seguro. As taxas s\u00e3o exemplos e n\u00e3o constituem uma proposta vinculativa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1593\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1593\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Posso reduzir a presta\u00e7\u00e3o mensal? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1593\" class=\"elementor-element elementor-element-134ee43 e-con-full e-flex e-con e-child\" data-id=\"134ee43\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1593\" class=\"elementor-element elementor-element-12e3ddf e-flex e-con-boxed e-con e-child\" data-id=\"12e3ddf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5af586 elementor-widget elementor-widget-text-editor\" data-id=\"f5af586\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sim, com uma taxa mais baixa, um prazo mais longo ou ambos. Mantendo o prazo, uma taxa inferior reduz a presta\u00e7\u00e3o e os juros.<\/p><p>Um prazo mais longo alivia o or\u00e7amento mensal, mas pode aumentar o total de juros. A Mutuo considera, por isso, a presta\u00e7\u00e3o pretendida, os custos e as possibilidades de aprova\u00e7\u00e3o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1594\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1594\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Posso liquidar o cr\u00e9dito a qualquer momento, mesmo mudando de banco? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1594\" class=\"elementor-element elementor-element-78e98d2 e-con-full e-flex e-con e-child\" data-id=\"78e98d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1594\" class=\"elementor-element elementor-element-c3ddaa3 e-flex e-con-boxed e-con e-child\" data-id=\"c3ddaa3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa287ee elementor-widget elementor-widget-text-editor\" data-id=\"aa287ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sim. Os cr\u00e9ditos pessoais abrangidos pela lei su\u00ed\u00e7a do cr\u00e9dito ao consumo podem ser reembolsados antecipadamente. Nos restantes contratos aplicam-se as condi\u00e7\u00f5es contratuais.<\/p><p>A Mutuo analisa a transfer\u00eancia de cr\u00e9ditos pessoais de todos os bancos su\u00ed\u00e7os, mesmo n\u00e3o parceiros. O novo banco tem de aprovar o financiamento. \u00c9 poss\u00edvel voltar a transferir o cr\u00e9dito mais tarde, desde que se cumpram as condi\u00e7\u00f5es legais ou contratuais.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1595\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1595\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Ao fim de quantos meses devo pedir uma revis\u00e3o do cr\u00e9dito? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1595\" class=\"elementor-element elementor-element-485d94a e-con-full e-flex e-con e-child\" data-id=\"485d94a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1595\" class=\"elementor-element elementor-element-f46e830 e-flex e-con-boxed e-con e-child\" data-id=\"f46e830\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa43845 elementor-widget elementor-widget-text-editor\" data-id=\"aa43845\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A nossa regra pr\u00e1tica: pe\u00e7a uma revis\u00e3o ap\u00f3s pagar pelo menos doze presta\u00e7\u00f5es mensais. Uma transfer\u00eancia mais cedo \u00e9 poss\u00edvel, mas os bancos s\u00e3o frequentemente mais prudentes com mudan\u00e7as r\u00e1pidas ou aumentos do cr\u00e9dito no primeiro ano.<\/p><p>Ap\u00f3s doze pagamentos existe um hist\u00f3rico mais longo. Segundo a nossa experi\u00eancia de intermedia\u00e7\u00e3o, \u00e9 uma boa altura para comparar. Isso n\u00e3o garante melhores condi\u00e7\u00f5es nem aprova\u00e7\u00e3o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1596\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1596\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Quanto custa transferir um cr\u00e9dito com a Mutuo? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1596\" class=\"elementor-element elementor-element-d0af1d0 e-con-full e-flex e-con e-child\" data-id=\"d0af1d0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1596\" class=\"elementor-element elementor-element-9c9b86d e-flex e-con-boxed e-con e-child\" data-id=\"9c9b86d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5b5b87 elementor-widget elementor-widget-text-editor\" data-id=\"c5b5b87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Todo o servi\u00e7o Mutuo \u00e9 gratuito: aconselhamento, compara\u00e7\u00e3o, intermedia\u00e7\u00e3o e acompanhamento. N\u00e3o cobramos comiss\u00f5es mesmo que o pedido seja recusado ou n\u00e3o aceite a proposta.<\/p><p>No novo cr\u00e9dito paga os juros acordados e, se escolher um seguro facultativo de prote\u00e7\u00e3o das presta\u00e7\u00f5es, o respetivo pr\u00e9mio.<\/p><p><a href=\"https:\/\/mutuo.ch\/pt-pt\/blog\/taxas-de-credito-privado-na-suica-proibicao-de-taxas-de-processamento-de-corretagem-de-emprestimos\/\">Porque \u00e9 gratuita a intermedia\u00e7\u00e3o de cr\u00e9dito na Mutuo<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1597\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1597\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Como funciona a transfer\u00eancia com a Mutuo? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1597\" class=\"elementor-element elementor-element-0b785da e-con-full e-flex e-con e-child\" data-id=\"0b785da\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1597\" class=\"elementor-element elementor-element-b361775 e-flex e-con-boxed e-con e-child\" data-id=\"b361775\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b2566a elementor-widget elementor-widget-text-editor\" data-id=\"8b2566a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>1. Enviar o pedido: indique o banco atual, o montante aproximado em d\u00edvida e qualquer valor adicional pretendido.<\/p><p>2. Enviar documentos: normalmente precisamos de identifica\u00e7\u00e3o e comprovativos de rendimentos.<\/p><p>3. Analisar a proposta: inclui montante, taxa, prazo e presta\u00e7\u00e3o.<\/p><p>4. Liquidar o cr\u00e9dito: ap\u00f3s a celebra\u00e7\u00e3o do contrato e o fim dos prazos aplic\u00e1veis, o novo banco paga diretamente ao banco atual.<\/p><p>O montante adicional aprovado \u00e9 transferido simultaneamente para a sua conta. A Mutuo acompanha o processo e explica os pr\u00f3ximos passos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1598\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1598\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Preciso de pedir um extrato de liquida\u00e7\u00e3o ao meu banco? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1598\" class=\"elementor-element elementor-element-b85ad40 e-con-full e-flex e-con e-child\" data-id=\"b85ad40\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1598\" class=\"elementor-element elementor-element-0bac531 e-flex e-con-boxed e-con e-child\" data-id=\"0bac531\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42720b9 elementor-widget elementor-widget-text-editor\" data-id=\"42720b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Normalmente n\u00e3o precisa de obter esse extrato. Para o pedido inicial bastam o nome do banco e o montante aproximado em d\u00edvida.<\/p><p>O valor previsto para a liquida\u00e7\u00e3o \u00e9 calculado com os dados dispon\u00edveis sobre o cr\u00e9dito. Se forem excecionalmente necess\u00e1rios um extrato ou mais informa\u00e7\u00f5es, avisamo-lo. O acerto final do banco anterior pode ainda indicar um pequeno montante a pagar ou um saldo a seu favor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1599\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1599\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> O que acontece aos juros j\u00e1 pagos e aos futuros? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1599\" class=\"elementor-element elementor-element-db0917c e-con-full e-flex e-con e-child\" data-id=\"db0917c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1599\" class=\"elementor-element elementor-element-fa73bde e-flex e-con-boxed e-con e-child\" data-id=\"fa73bde\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67c0af2 elementor-widget elementor-widget-text-editor\" data-id=\"67c0af2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Os juros do per\u00edodo j\u00e1 decorrido n\u00e3o s\u00e3o, em princ\u00edpio, devolvidos. Nos cr\u00e9ditos abrangidos pela lei su\u00ed\u00e7a do cr\u00e9dito ao consumo, o reembolso antecipado elimina os juros do prazo n\u00e3o utilizado. Os custos correspondentes devem ser reduzidos adequadamente.<\/p><p>N\u00e3o paga, por isso, todos os juros previstos at\u00e9 ao fim do contrato anterior. A soma das presta\u00e7\u00f5es restantes n\u00e3o corresponde automaticamente ao montante de liquida\u00e7\u00e3o: inclui tamb\u00e9m juros futuros.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15910\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15910\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Posso juntar v\u00e1rios cr\u00e9ditos? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15910\" class=\"elementor-element elementor-element-fe389e5 e-con-full e-flex e-con e-child\" data-id=\"fe389e5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15910\" class=\"elementor-element elementor-element-e2305d9 e-flex e-con-boxed e-con e-child\" data-id=\"e2305d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3aaec65 elementor-widget elementor-widget-text-editor\" data-id=\"3aaec65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sim, se o novo banco aprovar o montante total necess\u00e1rio. Os cr\u00e9ditos atuais s\u00e3o liquidados integralmente. Passa a pagar uma \u00fanica presta\u00e7\u00e3o mensal a um \u00fanico banco por esses cr\u00e9ditos.<\/p><p>Isso facilita a gest\u00e3o e pode reduzir os juros com condi\u00e7\u00f5es melhores. Indique-nos os bancos e os montantes aproximados em d\u00edvida. A Mutuo analisa a consolida\u00e7\u00e3o adequada.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15911\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"12\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15911\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Posso liquidar d\u00edvidas dos cart\u00f5es e continuar a us\u00e1-los? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15911\" class=\"elementor-element elementor-element-2a913d3 e-con-full e-flex e-con e-child\" data-id=\"2a913d3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15911\" class=\"elementor-element elementor-element-e95d7ce e-flex e-con-boxed e-con e-child\" data-id=\"e95d7ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c717ef elementor-widget elementor-widget-text-editor\" data-id=\"0c717ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sim. Um cr\u00e9dito pessoal pode liquidar saldos de cart\u00f5es. Comparar \u00e9 especialmente \u00fatil nos pagamentos fracionados com juros, pois as taxas dos cart\u00f5es s\u00e3o frequentemente mais altas.<\/p><p>Em princ\u00edpio, pode continuar a usar o cart\u00e3o. A liquida\u00e7\u00e3o, por si s\u00f3, n\u00e3o altera o limite; mant\u00eam-se as condi\u00e7\u00f5es do emissor. Novas despesas acrescem \u00e0 presta\u00e7\u00e3o do cr\u00e9dito. A inclus\u00e3o de compras a presta\u00e7\u00f5es ou outras faturas \u00e9 analisada individualmente.<\/p><p><a href=\"https:\/\/mutuo.ch\/blog\/kredit-vs-kreditkarten\/\">Comparar cr\u00e9dito e cart\u00e3o de cr\u00e9dito \u2014 em alem\u00e3o<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15912\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"13\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15912\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Posso liquidar um leasing com um cr\u00e9dito? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15912\" class=\"elementor-element elementor-element-663b17e e-con-full e-flex e-con e-child\" data-id=\"663b17e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15912\" class=\"elementor-element elementor-element-e2785a0 e-flex e-con-boxed e-con e-child\" data-id=\"e2785a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ebf8450 elementor-widget elementor-widget-text-editor\" data-id=\"ebf8450\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sim, pode ser especialmente interessante se quiser adquirir o ve\u00edculo e ficar com ele.<\/p><p>Contam as condi\u00e7\u00f5es da entidade de leasing e a proposta vinculativa de aquisi\u00e7\u00e3o. O pre\u00e7o pode diferir do valor residual do contrato. A Mutuo analisa o financiamento. A vantagem depende do pre\u00e7o de aquisi\u00e7\u00e3o, dos custos do novo cr\u00e9dito e da alternativa de manter o leasing.<\/p><p><a href=\"https:\/\/mutuo.ch\/blog\/kredit-vs-leasing-autokauf\/\">Cr\u00e9dito ou leasing para comprar um autom\u00f3vel \u2014 em alem\u00e3o<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15913\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"14\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15913\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Posso transferir o cr\u00e9dito e receber dinheiro adicional? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15913\" class=\"elementor-element elementor-element-a063dec e-con-full e-flex e-con e-child\" data-id=\"a063dec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15913\" class=\"elementor-element elementor-element-205769b e-flex e-con-boxed e-con e-child\" data-id=\"205769b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b02ee0a elementor-widget elementor-widget-text-editor\" data-id=\"b02ee0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sim. Uma transfer\u00eancia com aumento do montante financia tamb\u00e9m uma quantia para utilizar livremente.<\/p><p>Exemplo: CHF 25\u2019000 para a liquida\u00e7\u00e3o mais CHF 5\u2019000 adicionais resultam num novo cr\u00e9dito de CHF 30\u2019000.<\/p><p>Indique o valor no campo \u00abMontante adicional na sua conta\u00bb. Ap\u00f3s a aprova\u00e7\u00e3o e o fim dos prazos aplic\u00e1veis, ser\u00e1 transferido ao mesmo tempo que o pagamento para a liquida\u00e7\u00e3o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15914\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"15\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15914\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> O que acontece se o banco aprovar menos do que pedi? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15914\" class=\"elementor-element elementor-element-17f4e93 e-con-full e-flex e-con e-child\" data-id=\"17f4e93\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15914\" class=\"elementor-element elementor-element-6b8b5b4 e-flex e-con-boxed e-con e-child\" data-id=\"6b8b5b4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4598ce3 elementor-widget elementor-widget-text-editor\" data-id=\"4598ce3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Se o valor aprovado cobrir a liquida\u00e7\u00e3o total, pode receber uma proposta com menos dinheiro adicional.<\/p><p>Exemplo: precisa de CHF 30\u2019000 para liquidar o cr\u00e9dito e pretende mais CHF 10\u2019000. Com CHF 35\u2019000 aprovados, CHF 30\u2019000 liquidam a d\u00edvida e CHF 5\u2019000 entram na sua conta.<\/p><p>Se o banco aprovar apenas CHF 25\u2019000, o valor n\u00e3o chega. A transfer\u00eancia n\u00e3o se concretiza e o cr\u00e9dito atual mant\u00e9m-se inalterado.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15915\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"16\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15915\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Quais s\u00e3o os requisitos e documentos necess\u00e1rios? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15915\" class=\"elementor-element elementor-element-c14fbbe e-con-full e-flex e-con e-child\" data-id=\"c14fbbe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15915\" class=\"elementor-element elementor-element-f87b7d9 e-flex e-con-boxed e-con e-child\" data-id=\"f87b7d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-030f479 elementor-widget elementor-widget-text-editor\" data-id=\"030f479\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tem de ser maior de idade e ter rendimentos suficientemente est\u00e1veis. O novo banco verifica a situa\u00e7\u00e3o financeira e a capacidade de reembolso.<\/p><p>Normalmente precisamos de identifica\u00e7\u00e3o e comprovativos de rendimentos recentes. Para come\u00e7ar, indique tamb\u00e9m o banco e a d\u00edvida aproximada. Geralmente n\u00e3o \u00e9 necess\u00e1rio um extrato do registo su\u00ed\u00e7o de execu\u00e7\u00f5es por d\u00edvidas (\u00abpoursuites\u00bb ou \u00abBetreibungen\u00bb). Se o banco pedir mais documentos, informamo-lo. Os cr\u00e9ditos pessoais s\u00e3o normalmente concedidos sem penhor nem fiador.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15916\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"17\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15916\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Que taxa vou obter na transfer\u00eancia do cr\u00e9dito? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15916\" class=\"elementor-element elementor-element-4bb810f e-con-full e-flex e-con e-child\" data-id=\"4bb810f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15916\" class=\"elementor-element elementor-element-5588018 e-flex e-con-boxed e-con e-child\" data-id=\"5588018\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65f5e59 elementor-widget elementor-widget-text-editor\" data-id=\"65f5e59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A taxa \u00e9 definida ap\u00f3s a an\u00e1lise da situa\u00e7\u00e3o financeira e do cr\u00e9dito pedido. A taxa m\u00ednima anunciada n\u00e3o se aplica automaticamente a todos.<\/p><p>A Mutuo considera os parceiros adequados com taxas favor\u00e1veis. O banco tem tamb\u00e9m de aprovar o montante necess\u00e1rio para a liquida\u00e7\u00e3o. O objetivo \u00e9 uma proposta adequada em custo, montante e reembolso. Conhece as condi\u00e7\u00f5es concretas na proposta, antes de assinar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15917\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"18\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15917\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Quanto demora a an\u00e1lise e quando ocorre a liquida\u00e7\u00e3o? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15917\" class=\"elementor-element elementor-element-65558a5 e-con-full e-flex e-con e-child\" data-id=\"65558a5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15917\" class=\"elementor-element elementor-element-21df059 e-flex e-con-boxed e-con e-child\" data-id=\"21df059\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9a554e elementor-widget elementor-widget-text-editor\" data-id=\"d9a554e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A Mutuo analisa documentos frequentemente em poucas horas. Com a documenta\u00e7\u00e3o completa, o banco responde normalmente em 24 horas durante o seu funcionamento habitual. Verifica\u00e7\u00f5es adicionais podem demorar mais.<\/p><p>Conte com algumas semanas at\u00e9 \u00e0 liquida\u00e7\u00e3o. Nos novos empr\u00e9stimos em dinheiro abrangidos pela lei su\u00ed\u00e7a do cr\u00e9dito ao consumo, aplica-se o prazo de revoga\u00e7\u00e3o de 14 dias. Antes das f\u00e9rias e feriados pode demorar mais. Pe\u00e7a com anteced\u00eancia, sobretudo se precisar de dinheiro adicional numa data espec\u00edfica.<\/p><p><a href=\"https:\/\/mutuo.ch\/blog\/wartefrist-kredit\/\">Prazo de espera dos cr\u00e9ditos na Su\u00ed\u00e7a \u2014 em alem\u00e3o<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15918\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"19\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15918\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> A partir de quando pago apenas ao novo banco? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15918\" class=\"elementor-element elementor-element-18bbfde e-con-full e-flex e-con e-child\" data-id=\"18bbfde\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15918\" class=\"elementor-element elementor-element-995165c e-flex e-con-boxed e-con e-child\" data-id=\"995165c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22017db elementor-widget elementor-widget-text-editor\" data-id=\"22017db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ap\u00f3s o pagamento e a liquida\u00e7\u00e3o, recebe uma informa\u00e7\u00e3o por e-mail ou telefone. Pode ent\u00e3o cancelar a ordem permanente anterior e pagar as presta\u00e7\u00f5es regulares ao novo banco.<\/p><p>Receber\u00e1 os novos dados de pagamento. A primeira presta\u00e7\u00e3o vence-se normalmente no m\u00eas seguinte; prevalece o novo plano de pagamentos.<\/p><p>O banco anterior envia normalmente uma confirma\u00e7\u00e3o ou extrato final. Um pequeno saldo em d\u00edvida deve ser pago; um saldo a seu favor \u00e9 devolvido. Se n\u00e3o receber o extrato, contacte o banco anterior.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15919\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"20\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15919\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> O que acontece ao meu seguro de cr\u00e9dito? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15919\" class=\"elementor-element elementor-element-52d1da1 e-con-full e-flex e-con e-child\" data-id=\"52d1da1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15919\" class=\"elementor-element elementor-element-29e9e53 e-flex e-con-boxed e-con e-child\" data-id=\"29e9e53\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd49fd7 elementor-widget elementor-widget-text-editor\" data-id=\"fd49fd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No seguro de prote\u00e7\u00e3o das presta\u00e7\u00f5es pago mensalmente, os pr\u00e9mios correntes cessam ap\u00f3s a liquida\u00e7\u00e3o, segundo o contrato. A cobertura n\u00e3o passa automaticamente para o novo cr\u00e9dito.<\/p><p>O seguro de prote\u00e7\u00e3o das presta\u00e7\u00f5es do novo cr\u00e9dito \u00e9 facultativo. Compare coberturas, riscos, exclus\u00f5es e pr\u00e9mios mensais. A Mutuo esclarece as suas d\u00favidas sobre as op\u00e7\u00f5es propostas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15920\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"21\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15920\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Porqu\u00ea transferir o cr\u00e9dito atrav\u00e9s da Mutuo? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15920\" class=\"elementor-element elementor-element-01df687 e-con-full e-flex e-con e-child\" data-id=\"01df687\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15920\" class=\"elementor-element elementor-element-6acf5bd e-flex e-con-boxed e-con e-child\" data-id=\"6acf5bd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec122f9 elementor-widget elementor-widget-text-editor\" data-id=\"ec122f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A Mutuo analisa propostas de v\u00e1rios bancos parceiros e acompanha a transfer\u00eancia. Tem um interlocutor dedicado e n\u00e3o precisa de coordenar sozinho propostas e procedimentos.<\/p><p>Consideramos taxas, montante, presta\u00e7\u00e3o pretendida e possibilidades de aprova\u00e7\u00e3o. Podem ser inclu\u00eddos v\u00e1rios cr\u00e9ditos, saldos de cart\u00f5es e dinheiro adicional. O servi\u00e7o \u00e9 gratuito. Analisa a proposta e decide se quer celebrar o contrato.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3474ed7 elementor-widget elementor-widget-text-editor\" data-id=\"3474ed7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<style>.elementor-element.elementor-element-3474ed7{display:grid!important;width:100%!important;height:auto!important;flex-shrink:0!important}.mutuo-legacy-refinancing{box-sizing:border-box;width:100%;max-width:1000px;margin:32px auto;padding:0 16px}.mutuo-legacy-refinancing *{box-sizing:border-box}.mutuo-legacy-refinancing h2{color:#0563C3;font-family:Arial,Helvetica,sans-serif;font-size:clamp(20px,2.3vw,24px);font-weight:700;line-height:1.25;text-align:center;margin:0 0 26px}.mutuo-legacy-refinancing__content{display:grid;grid-template-columns:120px minmax(0,1fr);gap:20px;align-items:start;max-width:760px;margin:auto}.mutuo-legacy-refinancing__image{display:block;width:120px;max-width:100%;height:auto;margin:0}.mutuo-legacy-refinancing__text{font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.5;color:#77787c;text-align:left;overflow-wrap:break-word}@media(max-width:480px){.mutuo-legacy-refinancing{padding:0 8px;margin:26px auto}.mutuo-legacy-refinancing__content{grid-template-columns:minmax(0,1fr);gap:16px}.mutuo-legacy-refinancing__image{margin:auto}.mutuo-legacy-refinancing h2{margin-bottom:20px}}<\/style><section class=\"mutuo-legacy-refinancing\" aria-labelledby=\"legacy-refinancing-desktop\"><h2 id=\"legacy-refinancing-desktop\">Quer substituir o seu empr\u00e9stimo caro, por um empr\u00e9stimo mais barato?<br> Quer um pagamento mensual mais baixo?<\/h2><div class=\"mutuo-legacy-refinancing__content\"><img class=\"mutuo-legacy-refinancing__image\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2015\/07\/testimonials.jpg\" alt=\"kredit umschulden\" loading=\"lazy\" decoding=\"async\"><div class=\"mutuo-legacy-refinancing__text\">Mesmo que tenha um empr\u00e9stimo atual, \u00e9 possivel obter um novo emprestimo e ter mais dinheiro extra. Recebendo as taxas de juros de empr\u00e9stimo atuais, voc\u00ea ter\u00e1 apenas um empr\u00e9stimo e uma melhor taxa de juro. Trabalhamos com muitos bancos, de modo a obter a melhor oferta. A nossa oferta \u00e9 gratuita.<\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5135ad79 e-con-full e-flex e-con e-child\" data-id=\"5135ad79\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a33d45a elementor-widget elementor-widget-text-editor\" data-id=\"1a33d45a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><span style=\"color: #666666;\"><strong>Exemplo de c\u00e1lculo representativo:<\/strong><\/span><br \/><span style=\"color: #666666;\"><strong>10\u2018000 CHF com um prazo de 12 meses:<\/strong><\/span><br \/><span style=\"color: #666666;\">Os juros (custo total) variam entre CHF 261.- e CHF 625.-. <\/span><br \/><span style=\"color: #666666;\">Taxa de juro efetiva de 4.5% a 9.9%<\/span><br \/><span style=\"color: #666666;\">A presta\u00e7\u00e3o mensal varia entre CHF 855.- e CHF 885.-.<\/span><br \/><span style=\"color: #666666;\">Comiss\u00f5es de processamento: CHF 0<\/span><br \/><span style=\"color: #666666;\">A Mutuo oferece prazos de cr\u00e9dito de 6 -120 meses.<\/span><br \/><span style=\"color: #666666;\">\u00c9 proibida a concess\u00e3o de cr\u00e9dito se esta conduzir ao sobre-endividamento. (Art. 3 UWG).<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e38335 elementor-hidden-desktop elementor-hidden-tablet e-flex e-con-boxed e-con e-parent\" data-id=\"7e38335\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-430b71f e-con-full e-flex e-con e-child\" data-id=\"430b71f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bca4da0 e-con-full e-flex e-con e-child\" data-id=\"bca4da0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0101bb0 e-con-full e-flex e-con e-child\" data-id=\"0101bb0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7433c5b elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"7433c5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span class=\"hero-word hero-keyword\">Refinancia<\/span> o teu cr\u00e9dito.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50a17e3 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"50a17e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span class=\"hero-word hero-keyword\">Menos juros<\/span>.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c25c0f0 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"c25c0f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span class=\"hero-word hero-keyword\">Mais<\/span> para ti.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ea68fd elementor-widget-mobile__width-initial elementor-absolute elementor-widget elementor-widget-image\" data-id=\"6ea68fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;bounce&quot;,&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mutuo.ch\/wp-content\/themes\/twentyeleven__18\/tools\/pronto-kredit-abloesen\/assets\/badge-pt.png\" title=\"\" alt=\"Refinancia o cr\u00e9dito e poupa at\u00e9 35% nos custos.\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6048d08 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"6048d08\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mutuo.ch\/wp-content\/themes\/twentyeleven__18\/tools\/pronto-hero-webp\/assets\/girl.webp\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79415cf elementor-absolute elementor-widget elementor-widget-image\" data-id=\"79415cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mutuo.ch\/wp-content\/themes\/twentyeleven__18\/tools\/pronto-image-webp\/assets\/rate-gloss-curved-pt-pt.webp\" title=\"\" alt=\"Presta\u00e7\u00e3o anterior CHF 594, nova presta\u00e7\u00e3o CHF 462. CHF 132 a menos por m\u00eas.\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0df57c1 e-con-full deskFromCol e-flex e-con e-child\" data-id=\"0df57c1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-102fe4f elementor-widget elementor-widget-shortcode\" data-id=\"102fe4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div\n\tclass=\"pronto-credit-slider-block pronto-credit-slider-block--v2\"\n\tid=\"pronto-credit-slider-block-2\"\n\tdata-figma-file=\"3hcKXOPzhkCUQtLpLYxWZb\"\n\tdata-figma-node=\"90-731\"\n\tdata-kreditantrag-base=\"https&#x3A;&#x2F;&#x2F;mutuo.ch&#x2F;pt-pt&#x2F;pedido-de-credito-online&#x2F;\"\n>\n\t<div class=\"pronto-credit-slider-block__inner\">\n\t\t<h2 class=\"pronto-credit-slider-block__title\">Escolhe o montante desejado<\/h2>\n\t\t<p class=\"pronto-credit-slider-block__subtitle\">Cr\u00e9ditos de 3'000 CHF a 350'000 CHF<\/p>\n\n\t\t<div class=\"pronto-credit-slider-block__amount-stepper\">\n\t\t\t<button type=\"button\" class=\"pronto-credit-slider-block__amount-step\" data-amount-step=\"-1\" aria-label=\"Montante desejado \u2212\">\u2212<\/button>\n\t\t\t<div class=\"pronto-credit-slider-block__amount-pill\" aria-live=\"polite\">\n\t\t\t\t<span class=\"pronto-credit-slider-block__amount-currency\">CHF<\/span>\n\t\t\t\t<input\n\t\t\t\t\ttype=\"text\"\n\t\t\t\t\tclass=\"pronto-credit-slider-block__amount-pill-text\"\n\t\t\t\t\tid=\"pronto-credit-slider-block-2-amount-pill\"\n\t\t\t\t\tinputmode=\"numeric\"\n\t\t\t\t\tautocomplete=\"off\"\n\t\t\t\t\taria-label=\"Montante desejado\"\n\t\t\t\t\tvalue=\"50'000\"\n\t\t\t\t\/>\n\t\t\t<\/div>\n\t\t\t<button type=\"button\" class=\"pronto-credit-slider-block__amount-step\" data-amount-step=\"1\" aria-label=\"Montante desejado +\">+<\/button>\n\t\t<\/div>\n\n\t\t<div class=\"pronto-credit-slider-block__slider-block\">\n\t\t\t<div class=\"pronto-credit-slider-block__slider-scale\">\n\t\t\t\t<span class=\"pronto-credit-slider-block__slider-scale-label pronto-credit-slider-block__slider-scale-label--min\">3'000 CHF<\/span>\n\t\t\t\t<span class=\"pronto-credit-slider-block__slider-scale-label pronto-credit-slider-block__slider-scale-label--max\">350'000 CHF<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"pronto-credit-slider-block__slider-wrap\">\n\t\t\t\t<label class=\"screen-reader-text\" for=\"pronto-credit-slider-block-2-amount-range\">Montante do cr\u00e9dito<\/label>\n\t\t\t\t<input\n\t\t\t\t\ttype=\"range\"\n\t\t\t\t\tid=\"pronto-credit-slider-block-2-amount-range\"\n\t\t\t\t\tclass=\"pronto-credit-slider-block__range\"\n\t\t\t\t\tmin=\"3000\"\n\t\t\t\t\tmax=\"350000\"\n\t\t\t\t\tstep=\"500\"\n\t\t\t\t\tvalue=\"50000\"\n\t\t\t\t\tstyle=\"--pronto-range-pct: 13.544668587896%;\"\n\t\t\t\t\/>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"pronto-credit-slider-block__spar-row\">\n\t\t\t<div class=\"pronto-credit-slider-block__spar-card\">\n\t\t\t\t<p class=\"pronto-credit-slider-block__spar-label\">\n\t\t\t\t\t<span class=\"pronto-credit-slider-block__spar-label-main\">Poupan\u00e7a<\/span>\n\t\t\t\t\t<span class=\"pronto-credit-slider-block__spar-label-suffix\">(at\u00e9)<\/span>\n\t\t\t\t<\/p>\n\t\t\t\t<p class=\"pronto-credit-slider-block__spar-total\"><span class=\"pronto-credit-slider-block__spar-currency\">CHF<\/span> <span class=\"pronto-credit-slider-block__spar-value\" id=\"pronto-credit-slider-block-2-spar-value\" aria-label=\"Poupan\u00e7a estimada em juros (diferen\u00e7a entre os juros totais a 13.5% e a 4.4%, como na p\u00e1gina de refinanciamento).\" aria-live=\"polite\">14'917<\/span><\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"pronto-credit-slider-block__field-row\" hidden>\n\t\t\t<div class=\"pronto-credit-slider-block__field-control\">\n\t\t\t\t<div class=\"pronto-credit-slider-block__select-wrap\">\n\t\t\t\t\t<select id=\"pronto-credit-slider-block-2-duration\" class=\"pronto-credit-slider-block__select\" aria-label=\"Prazo em meses\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"12\">12 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"24\">24 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"36\">36 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"48\">48 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"60\">60 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"72\" selected>72 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"84\">84 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"96\">96 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"108\">108 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"120\">120 meses<\/option>\n\t\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"pronto-credit-slider-block__field-row\" hidden>\n\t\t\t<div class=\"pronto-credit-slider-block__field-control\">\n\t\t\t\t<input\n\t\t\t\t\ttype=\"text\"\n\t\t\t\t\tid=\"pronto-credit-slider-block-2-amount-input\"\n\t\t\t\t\tclass=\"pronto-credit-slider-block__input\"\n\t\t\t\t\tinputmode=\"numeric\"\n\t\t\t\t\tautocomplete=\"off\"\n\t\t\t\t\taria-label=\"Montante desejado\"\n\t\t\t\t\tvalue=\"50'000 CHF\"\n\t\t\t\t\/>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<hr class=\"pronto-credit-slider-block__hr\" hidden\/>\n\t\t<div class=\"pronto-credit-slider-block__monthly-block\" hidden>\n\t\t\t<p class=\"pronto-credit-slider-block__monthly\">\n\t\t\t\tPresta\u00e7\u00e3o mensal estimada:\n\t\t\t\t<strong class=\"pronto-credit-slider-block__monthly-value\"><span id=\"pronto-credit-slider-block-2-monthly-rate\">789<\/span> CHF<\/strong>\n\t\t\t<\/p>\n\t\t<\/div>\n\n\t\t<a class=\"pronto-credit-slider-block__cta\" id=\"pronto-credit-slider-block-2-cta-btn\" href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/?input-loan-amount=50000&slider-month=72\">\n\t\t\tRecebe as tuas propostas\n\t\t<\/a>\n\t<\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22efb2f elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"22efb2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u23f1\ufe0f Gratuito e sem compromisso em 2 minutos<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\ud83d\udd12 100% gratuito e sem compromisso<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u2714\ufe0f Sem contrato nem compromisso<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7448601 e-con-full e-flex e-con e-child\" data-id=\"7448601\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-aef5d2b e-con-full e-flex e-con e-child\" data-id=\"aef5d2b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27d80b5 elementor-widget elementor-widget-image\" data-id=\"27d80b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"90\" height=\"100\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/ChatGPT-Image-10.-Feb.-2026-22_24_29-1.png\" class=\"attachment-full size-full wp-image-33243\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cdc534 elementor-widget elementor-widget-heading\" data-id=\"5cdc534\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Prestador<br> su\u00ed\u00e7o<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0f4d87a e-con-full e-flex e-con e-child\" data-id=\"0f4d87a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d0efc4 elementor-widget elementor-widget-image\" data-id=\"0d0efc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"90\" height=\"100\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/ChatGPT-Imag.png\" class=\"attachment-full size-full wp-image-33250\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-438d000 elementor-widget elementor-widget-heading\" data-id=\"438d000\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seguro <br>\nCertificado<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ce8eb8 e-con-full e-flex e-con e-child\" data-id=\"1ce8eb8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cfc3acd elementor-widget elementor-widget-image\" data-id=\"cfc3acd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"95\" height=\"100\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/ChatGPT-Image-10.png\" class=\"attachment-full size-full wp-image-33257\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eae6954 elementor-widget elementor-widget-heading\" data-id=\"eae6954\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Desde 1980<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-760c89d7 elementor-hidden-desktop elementor-hidden-tablet e-flex e-con-boxed e-con e-parent\" data-id=\"760c89d7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-637a683 elementor-widget elementor-widget-text-editor\" data-id=\"637a683\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"mutuo-known\">\n\n  <div class=\"mutuo-known-title\">\n    Em destaque em:\n    <span class=\"mutuo-known-line\"><\/span>\n  <\/div>\n\n  <div class=\"mutuo-known-logos\">\n\n    <img decoding=\"async\"\n      src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2021\/05\/blick.png\"\n      alt=\"Blick\"\n    >\n\n    <img decoding=\"async\"\n      src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2021\/05\/bilanz.png\"\n      alt=\"Bilanz\"\n    >\n\n    <img decoding=\"async\"\n      src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2021\/05\/cash.png\"\n      alt=\"Cash\"\n    >\n\n    <img decoding=\"async\"\n      src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2021\/05\/nzz.png\"\n      alt=\"NZZ\"\n    >\n\n    <img decoding=\"async\"\n      src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2021\/05\/weltwoche.png\"\n      alt=\"Weltwoche\"\n    >\n\n  <\/div>\n\n  <div class=\"mutuo-known-rating\">\n\n    <div\n      class=\"mutuo-known-stars\"\n      aria-label=\"5 estrelas\"\n    >\n      <span>\u2605<\/span>\n      <span>\u2605<\/span>\n      <span>\u2605<\/span>\n      <span>\u2605<\/span>\n      <span>\u2605<\/span>\n    <\/div>\n\n    <div class=\"mutuo-known-customers\">\n      mais de <strong>55&#8217;069<\/strong> clientes satisfeitos\n    <\/div>\n\n  <\/div>\n\n<\/div>\n\n\n<style>\n\n.mutuo-known,\n.mutuo-known * {\n  box-sizing:border-box;\n}\n\n\n\/* =========================\n   CONTAINER\n========================= *\/\n\n.mutuo-known {\n  width:100%;\n  max-width:820px;\n\n  margin:0 auto;\n\n  padding:\n    14px 22px\n    12px;\n\n  background:#fff;\n\n  border:0;\n  outline:0;\n  box-shadow:none;\n\n  text-align:center;\n\n  font-family:\n    Arial,\n    Helvetica,\n    sans-serif;\n}\n\n\n\/* =========================\n   TITEL\n========================= *\/\n\n.mutuo-known-title {\n  margin:0 0 12px;\n\n  color:#0768c5;\n\n  font-size:29px;\n  line-height:1.05;\n\n  font-weight:850;\n\n  letter-spacing:-.5px;\n}\n\n\n\/* BLAUE LINIE *\/\n\n.mutuo-known-line {\n  display:block;\n\n  width:54px;\n  height:3px;\n\n  margin:\n    9px auto\n    0;\n\n  border-radius:999px;\n\n  background:\n    linear-gradient(\n      90deg,\n      #0768c5,\n      #4a92d9\n    );\n\n  opacity:.22;\n}\n\n\n\/* =========================\n   LOGOS\n========================= *\/\n\n.mutuo-known-logos {\n  width:100%;\n\n  display:grid;\n\n  grid-template-columns:\n    repeat(5,minmax(0,1fr));\n\n  align-items:center;\n\n  gap:20px;\n\n  margin:0 0 11px;\n}\n\n.mutuo-known-logos img {\n  display:block;\n\n  width:100%;\n  height:39px;\n\n  margin:0 auto;\n\n  object-fit:contain;\n}\n\n\n\/* OPTISCH ANGLEICHEN *\/\n\n.mutuo-known-logos img:nth-child(1) {\n  max-width:92px;\n}\n\n.mutuo-known-logos img:nth-child(2) {\n  max-width:122px;\n}\n\n.mutuo-known-logos img:nth-child(3) {\n  max-width:100px;\n}\n\n.mutuo-known-logos img:nth-child(4) {\n  max-width:92px;\n}\n\n.mutuo-known-logos img:nth-child(5) {\n  max-width:123px;\n}\n\n\n\/* =========================\n   RATING\n========================= *\/\n\n.mutuo-known-rating {\n  width:100%;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  gap:10px;\n}\n\n\n\/* =========================\n   STERNE\n========================= *\/\n\n.mutuo-known-stars {\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  gap:1px;\n\n  flex:0 0 auto;\n\n  white-space:nowrap;\n}\n\n.mutuo-known-stars span {\n  display:inline-block;\n\n  font-size:18px;\n  line-height:1;\n\n  font-weight:900;\n\n  background:\n    linear-gradient(\n      180deg,\n      #ffe989 0%,\n      #ffc932 25%,\n      #f0a800 55%,\n      #cb8300 100%\n    );\n\n  -webkit-background-clip:text;\n  background-clip:text;\n\n  -webkit-text-fill-color:transparent;\n\n  color:#e5a000;\n}\n\n\n\/* =========================\n   KUNDENTEXT\n========================= *\/\n\n.mutuo-known-customers {\n  color:#0768c5;\n\n  font-size:14px;\n  line-height:1.1;\n\n  font-weight:700;\n\n  white-space:nowrap;\n}\n\n.mutuo-known-customers strong {\n  font-weight:900;\n}\n\n\n\/* =========================\n   TABLET\n========================= *\/\n\n@media(max-width:900px) {\n\n  .mutuo-known {\n    padding:\n      12px 14px\n      10px;\n  }\n\n  .mutuo-known-title {\n    margin-bottom:10px;\n\n    font-size:24px;\n  }\n\n  .mutuo-known-line {\n    width:48px;\n  }\n\n  .mutuo-known-logos {\n    gap:13px;\n\n    margin-bottom:9px;\n  }\n\n  .mutuo-known-logos img {\n    height:32px;\n  }\n\n  .mutuo-known-stars span {\n    font-size:16px;\n  }\n\n  .mutuo-known-customers {\n    font-size:12.5px;\n  }\n\n}\n\n\n\/* =========================\n   MOBILE\n========================= *\/\n\n@media(max-width:767px) {\n\n  .mutuo-known {\n    width:100%;\n\n    padding:\n      9px 5px\n      8px;\n  }\n\n\n  .mutuo-known-title {\n    margin-bottom:9px;\n\n    font-size:18px;\n    line-height:1.05;\n  }\n\n  .mutuo-known-line {\n    width:40px;\n    height:2px;\n\n    margin-top:6px;\n  }\n\n\n  \/* ALLE 5 LOGOS IN EINER REIHE *\/\n\n  .mutuo-known-logos {\n    grid-template-columns:\n      repeat(5,minmax(0,1fr));\n\n    gap:5px;\n\n    margin-bottom:8px;\n  }\n\n  .mutuo-known-logos img,\n  .mutuo-known-logos img:nth-child(1),\n  .mutuo-known-logos img:nth-child(2),\n  .mutuo-known-logos img:nth-child(3),\n  .mutuo-known-logos img:nth-child(4),\n  .mutuo-known-logos img:nth-child(5) {\n    width:100%;\n    max-width:100%;\n\n    height:21px;\n\n    object-fit:contain;\n  }\n\n\n  \/* RATING IN EINER REIHE *\/\n\n  .mutuo-known-rating {\n    display:flex;\n\n    flex-direction:row;\n\n    align-items:center;\n    justify-content:center;\n\n    flex-wrap:nowrap;\n\n    gap:6px;\n  }\n\n  .mutuo-known-stars {\n    gap:0;\n  }\n\n  .mutuo-known-stars span {\n    font-size:14px;\n  }\n\n  .mutuo-known-customers {\n    font-size:\n      clamp(\n        8.7px,\n        2.65vw,\n        11px\n      );\n\n    white-space:nowrap;\n  }\n\n}\n\n\n\/* =========================\n   KLEINE HANDYS\n========================= *\/\n\n@media(max-width:380px) {\n\n  .mutuo-known {\n    padding:\n      8px 3px\n      7px;\n  }\n\n  .mutuo-known-title {\n    margin-bottom:8px;\n\n    font-size:17px;\n  }\n\n  .mutuo-known-line {\n    width:36px;\n    height:2px;\n  }\n\n  .mutuo-known-logos {\n    gap:3px;\n\n    margin-bottom:7px;\n  }\n\n  .mutuo-known-logos img,\n  .mutuo-known-logos img:nth-child(n) {\n    height:18px;\n  }\n\n  .mutuo-known-rating {\n    gap:4px;\n  }\n\n  .mutuo-known-stars span {\n    font-size:12.5px;\n  }\n\n  .mutuo-known-customers {\n    font-size:8.4px;\n  }\n\n}\n\n<\/style>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ca2b2b e-con-full e-flex e-con e-child\" data-id=\"2ca2b2b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b7a3d8c elementor-widget elementor-widget-heading\" data-id=\"1b7a3d8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Refinancia o cr\u00e9dito facilmente em 4 passos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4518675a elementor-widget elementor-widget-heading\" data-id=\"4518675a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Faz o pedido online e recebe uma proposta de refinanciamento adequada<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-341fd64d elementor-widget elementor-widget-heading\" data-id=\"341fd64d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Gratuito e sem compromisso: tu escolhes o montante, o prazo e a presta\u00e7\u00e3o.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db7ce5 elementor-button-align-center checkForm elementor-widget elementor-widget-form\" data-id=\"db7ce5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Seguinte&quot;,&quot;step_previous_label&quot;:&quot;Anterior&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Choice Form\" aria-label=\"Choice Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"34472\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"db7ce5\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-yeekit_image_picker elementor-field-group elementor-column elementor-field-group-checkOption elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-checkOption\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tPara que precisas do teu cr\u00e9dito?\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-conatiner yeekit-img-picker-conatiner-box yeekit-img-picker-reponse-medium-3 yeekit-img-picker-reponse-small-2 yeekit-img-picker-reponse-large-4\">\n\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-item yeekit-img-picker-item-4 active\">\n\t\t\t\t\t\t<input checked id=\"form-field-checkOption-0\" type=\"radio\" name=\"form_fields[checkOption]\" value=\"Schritt 1: Daten eingeben\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-checkOption-0\" class=\"yeekit-img-picker-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-warpper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/05\/block_1_image.webp\" alt=\"Passo 1: introduz os teus dados Faz o pedido gratuito e sem compromisso em poucos minutos\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-text\">\n\t\t\t\t\t\t\t\tPasso 1: introduz os teus dados <span>Faz o pedido gratuito e sem compromisso em poucos minutos<\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-item yeekit-img-picker-item-4 \">\n\t\t\t\t\t\t<input  id=\"form-field-checkOption-1\" type=\"radio\" name=\"form_fields[checkOption]\" value=\"Schritt 2: Sparpotenzial pr\u00fcfen\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-checkOption-1\" class=\"yeekit-img-picker-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-warpper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/05\/block_2_image.webp\" alt=\"Passo 2: verifica a poupan\u00e7a potencial Com o refinanciamento podes poupar at\u00e9 3 %\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-text\">\n\t\t\t\t\t\t\t\tPasso 2: verifica a poupan\u00e7a potencial <span>Com o refinanciamento podes poupar at\u00e9 3 %<\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-item yeekit-img-picker-item-4 \">\n\t\t\t\t\t\t<input  id=\"form-field-checkOption-2\" type=\"radio\" name=\"form_fields[checkOption]\" value=\"Schritt 3: Abl\u00f6sen oder aufstocken\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-checkOption-2\" class=\"yeekit-img-picker-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-warpper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/05\/block_3_image.webp\" alt=\"Passo 3: refinancia ou aumenta o cr\u00e9dito Refinancia o cr\u00e9dito ou recebe dinheiro adicional\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-text\">\n\t\t\t\t\t\t\t\tPasso 3: refinancia ou aumenta o cr\u00e9dito <span>Refinancia o cr\u00e9dito ou recebe dinheiro adicional<\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-item yeekit-img-picker-item-4 \">\n\t\t\t\t\t\t<input  id=\"form-field-checkOption-3\" type=\"radio\" name=\"form_fields[checkOption]\" value=\"Schritt 4: Wir \u00fcbernehmen den Rest\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-checkOption-3\" class=\"yeekit-img-picker-label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-warpper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/05\/block_4_image.webp\" alt=\"Passo 4: tratamos do resto Simples, discreto e sem papelada\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"yeekit-img-picker-image-text\">\n\t\t\t\t\t\t\t\tPasso 4: tratamos do resto <span>Simples, discreto e sem papelada<\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\" id=\"checkboxes-submit-btn\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Avalia o refinanciamento do cr\u00e9dito <br> <span class=\"txt-light\">Calcula sem compromisso a 100%<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78bcdf6f elementor-icon-list--layout-inline formIcon elementor-mobile-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"78bcdf6f\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"checkboxes-benefits-block\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Taxas de juro atrativas<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">100% gratuito<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Decis\u00e3o r\u00e1pida<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71a5fc27 e-con-full e-flex e-con e-child\" data-id=\"71a5fc27\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-26b0c338 e-con-full e-flex e-con e-child\" data-id=\"26b0c338\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4245d8da elementor-widget elementor-widget-heading\" data-id=\"4245d8da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Talvez estejas a pagar <br \/>  demasiado pelo teu cr\u00e9dito<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7eff65f3 elementor-mobile-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7eff65f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">An\u00e1lise imediata \u2013 aprova\u00e7\u00e3o r\u00e1pida<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Compara gratuitamente propostas adequadas<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Junta os teus cr\u00e9ditos facilmente<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Discreto e sem compromisso a 100%<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Sem papelada nem desloca\u00e7\u00f5es ao banco<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85fe986 myIcon elementor-widget elementor-widget-icon-box\" data-id=\"85fe986\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\" >\n\t\t\t\t\t\t\tCalcula a poupan\u00e7a potencial\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tO teu resultado em 2 minutos\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e277e89 e-con-full e-flex e-con e-child\" data-id=\"6e277e89\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14dd9b8f elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"14dd9b8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Trabalhamos com \nos seguintes bancos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7807e9f1 elementor-widget elementor-widget-text-editor\" data-id=\"7807e9f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tJuros elevados? Propostas confusas?\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-317ef128 elementor-widget elementor-widget-text-editor\" data-id=\"317ef128\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tEsclarecemos as tuas d\u00favidas e mostramos-te as melhores op\u00e7\u00f5es de cr\u00e9dito.\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-54c695dd e-con-full e-flex e-con e-child\" data-id=\"54c695dd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-326348ec elementor-widget elementor-widget-image\" data-id=\"326348ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"72\" height=\"73\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/image-1.svg\" class=\"attachment-full size-full wp-image-33334\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-234de39e elementor-widget elementor-widget-image\" data-id=\"234de39e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"235\" height=\"34\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/image-8.svg\" class=\"attachment-full size-full wp-image-33341\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72e154e9 e-con-full e-flex e-con e-child\" data-id=\"72e154e9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-eeccf97 e-con-full e-flex e-con e-child\" data-id=\"eeccf97\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70df26b3 elementor-widget elementor-widget-image\" data-id=\"70df26b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"143\" height=\"24\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/image-9.svg\" class=\"attachment-full size-full wp-image-33355\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3636bc5e elementor-widget elementor-widget-image\" data-id=\"3636bc5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"126\" height=\"80\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/image-4.svg\" class=\"attachment-full size-full wp-image-33362\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4851e814 e-con-full e-flex e-con e-child\" data-id=\"4851e814\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62142c84 elementor-widget elementor-widget-image\" data-id=\"62142c84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"286\" height=\"65\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/image-3-1.png\" class=\"attachment-full size-full wp-image-33432\" alt=\"\" srcset=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/image-3-1.png 286w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/image-3-1-180x41.png 180w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/image-3-1-200x45.png 200w\" sizes=\"(max-width: 286px) 100vw, 286px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f80a12e e-con-full e-flex e-con e-child\" data-id=\"f80a12e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-32c2fea e-con-full e-flex e-con e-child\" data-id=\"32c2fea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3ae9e3 elementor-widget elementor-widget-text-editor\" data-id=\"b3ae9e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"pronto-mobile-payment-frame\"><div class=\"mutuo-mobile-payment-calc\">\n\n  <!-- WUNSCHBETRAG -->\n  <div class=\"cc-heading\">\n    Escolhe o montante pretendido\n  <\/div>\n\n  <div class=\"cc-amount-row\">\n\n    <button\n      class=\"cc-change cc-minus\"\n      type=\"button\"\n      aria-label=\"Reduzir o montante do cr\u00e9dito\"\n    >\n      \u2212\n    <\/button>\n\n    <div class=\"cc-amount-box\">\n\n      <span class=\"cc-currency\">\n        CHF\n      <\/span>\n\n      <input class=\"cc-amount-text\" data-pronto-amount-input=\"1\" type=\"text\" inputmode=\"numeric\" pattern=\"[0-9']*\" autocomplete=\"off\" enterkeyhint=\"done\" value=\"50&#039;000\">\n\n    <\/div>\n\n    <button\n      class=\"cc-change cc-plus\"\n      type=\"button\"\n      aria-label=\"Aumentar o montante do cr\u00e9dito\"\n    >\n      +\n    <\/button>\n\n  <\/div>\n\n\n  <!-- MIN \/ MAX -->\n\n  <div class=\"cc-minmax\">\n\n    <span>3&#8217;000 CHF<\/span>\n\n    <span>350&#8217;000 CHF<\/span>\n\n  <\/div>\n\n\n  <!-- SLIDER -->\n\n  <div class=\"cc-slider-area\">\n\n    <input\n      class=\"cc-amount-slider\"\n      type=\"range\"\n      min=\"3000\"\n      max=\"350000\"\n      step=\"500\"\n      value=\"50000\"\n      aria-label=\"Seleciona o montante pretendido\"\n    >\n\n  <\/div>\n\n\n  <!-- HINWEIS -->\n\n  <div class=\"cc-slider-hint\">\n\n    <span class=\"cc-arrow\">\n      \u2190\n    <\/span>\n\n    <span class=\"cc-orange-text\">\n      Move o seletor e v\u00ea a tua\n    <\/span>\n\n    <strong>\n      presta\u00e7\u00e3o mensal\n    <\/strong>\n\n    <span class=\"cc-orange-text\">\n      de imediato\n    <\/span>\n\n    <span class=\"cc-arrow\">\n      \u2192\n    <\/span>\n\n  <\/div>\n\n\n  <!-- LAUFZEIT -->\n\n  <div class=\"cc-heading cc-duration-heading\">\n    Escolhe o prazo\n  <\/div>\n\n  <div class=\"cc-small-label\">\n    em meses\n  <\/div>\n\n\n  <div class=\"cc-duration\">\n\n    <button type=\"button\" data-months=\"12\">\n      12\n    <\/button>\n\n    <button type=\"button\" data-months=\"24\">\n      24\n    <\/button>\n\n    <button type=\"button\" data-months=\"36\">\n      36\n    <\/button>\n\n    <button type=\"button\" data-months=\"48\">\n      48\n    <\/button>\n\n    <button type=\"button\" data-months=\"60\">\n      60\n    <\/button>\n\n    <button\n      type=\"button\"\n      data-months=\"72\"\n      class=\"active\"\n    >\n      72\n    <\/button>\n\n    <button type=\"button\" data-months=\"84\">\n      84\n    <\/button>\n\n    <button type=\"button\" data-months=\"120\">\n      120\n    <\/button>\n\n  <\/div>\n\n\n  <!-- RESULTAT -->\n\n  <div class=\"cc-result\">\n\n    <div class=\"cc-result-title\">\n      A tua presta\u00e7\u00e3o mensal a partir de\n    <\/div>\n\n    <div class=\"cc-result-value\">\n\n      <strong class=\"cc-rate\">\n        789\n      <\/strong>\n\n      <span>\n        CHF\n      <\/span>\n\n    <\/div>\n\n  <\/div>\n\n\n  <!-- CTA -->\n\n  <a\n    class=\"cc-button\"\n    href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/?input-loan-amount=50000&#038;slider-month=72\"\n  >\n\n    <span>\n      Recebe uma proposta agora\n    <\/span>\n\n    <b>\n      \u2192\n    <\/b>\n\n  <\/a>\n\n<\/div>\n\n\n<style>\n\n.mutuo-mobile-payment-calc,\n.mutuo-mobile-payment-calc * {\n  box-sizing:border-box;\n}\n\n.mutuo-mobile-payment-calc {\n  --orange:#ff9418;\n  --orange2:#ffa638;\n  --text:#292929;\n\n  width:100%;\n  max-width:650px;\n  margin:0 auto;\n\n  padding:23px 26px 22px;\n\n  background:#ffffff;\n\n  border:none !important;\n  outline:none !important;\n  border-radius:0 !important;\n  box-shadow:none !important;\n\n  color:var(--text);\n\n  font-family:Arial,Helvetica,sans-serif;\n\n  overflow:visible;\n}\n\n\n\/* TITEL *\/\n\n.mutuo-mobile-payment-calc .cc-heading {\n  margin:0 0 14px;\n\n  text-align:center;\n\n  font-size:24px;\n  line-height:1.15;\n\n  font-weight:800;\n\n  letter-spacing:-.4px;\n}\n\n.mutuo-mobile-payment-calc .cc-duration-heading {\n  margin-top:20px;\n  margin-bottom:1px;\n}\n\n.mutuo-mobile-payment-calc .cc-small-label {\n  margin-bottom:10px;\n\n  text-align:center;\n\n  color:#888;\n\n  font-size:12px;\n  line-height:1.2;\n\n  font-weight:700;\n}\n\n\n\/* BETRAG *\/\n\n.mutuo-mobile-payment-calc .cc-amount-row {\n  width:100%;\n\n  display:grid;\n\n  grid-template-columns:\n    56px minmax(0,1fr) 56px;\n\n  gap:9px;\n}\n\n\n\/* PLUS \/ MINUS *\/\n\n.mutuo-mobile-payment-calc .cc-change {\n  width:100%;\n  height:60px;\n\n  margin:0;\n  padding:0;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  border:2px solid #ffd09a;\n\n  border-radius:13px;\n\n  background:#ffffff;\n\n  color:var(--orange);\n\n  font-family:inherit;\n\n  font-size:29px;\n  line-height:1;\n\n  font-weight:800;\n\n  cursor:pointer;\n\n  user-select:none;\n  -webkit-user-select:none;\n\n  -webkit-touch-callout:none;\n  -webkit-tap-highlight-color:transparent;\n\n  touch-action:manipulation;\n\n  appearance:none;\n  -webkit-appearance:none;\n\n  transition:\n    transform .12s ease,\n    background .16s ease,\n    color .16s ease,\n    box-shadow .16s ease;\n}\n\n@media(hover:hover){\n\n  .mutuo-mobile-payment-calc .cc-change:hover {\n    background:var(--orange);\n    color:#ffffff;\n\n    box-shadow:\n      0 5px 12px\n      rgba(255,148,24,.20);\n  }\n\n}\n\n.mutuo-mobile-payment-calc .cc-change:active {\n  transform:scale(.93);\n\n  background:var(--orange);\n  color:#ffffff;\n}\n\n\n\/* BETRAGSBOX *\/\n\n.mutuo-mobile-payment-calc .cc-amount-box {\n  min-width:0;\n  height:60px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  gap:8px;\n\n  overflow:hidden;\n\n  border:2px solid #ffb75f;\n\n  border-radius:13px;\n\n  background:\n    linear-gradient(\n      180deg,\n      #ffffff,\n      #fffaf5\n    );\n}\n\n.mutuo-mobile-payment-calc .cc-currency {\n  flex:0 0 auto;\n\n  color:var(--orange);\n\n  font-size:17px;\n  line-height:1;\n\n  font-weight:850;\n}\n\n.mutuo-mobile-payment-calc .cc-amount-text {\n  display:inline-block;\n\n  color:#242424;\n\n  font-size:37px;\n  line-height:1;\n\n  font-weight:850;\n\n  letter-spacing:-1px;\n\n  white-space:nowrap;\n\n  animation:\n    prontoPaymentccIdleGlow\n    3.2s\n    ease-in-out\n    infinite;\n}\n\n.mutuo-mobile-payment-calc\n.cc-amount-text.cc-change-glow {\n  animation:\n    prontoPaymentccChangeGlow\n    .48s\n    ease;\n}\n\n\n\/* MIN \/ MAX *\/\n\n.mutuo-mobile-payment-calc .cc-minmax {\n  width:100%;\n\n  display:flex;\n\n  justify-content:space-between;\n  align-items:center;\n\n  margin:11px 2px 1px;\n\n  color:#626262;\n\n  font-size:14px;\n  line-height:1.2;\n\n  font-weight:800;\n\n  white-space:nowrap;\n}\n\n\n\/* SLIDER *\/\n\n.mutuo-mobile-payment-calc .cc-slider-area {\n  position:relative;\n\n  width:100%;\n  height:42px;\n\n  display:flex;\n\n  align-items:center;\n\n  overflow:visible;\n}\n\n.mutuo-mobile-payment-calc .cc-amount-slider {\n  --progress:13.54%;\n\n  position:relative;\n\n  z-index:10;\n\n  display:block;\n\n  width:100%;\n  height:38px;\n\n  margin:0;\n  padding:0;\n\n  border:0;\n  outline:none;\n\n  background:transparent;\n\n  cursor:pointer;\n\n  appearance:none;\n  -webkit-appearance:none;\n\n  -webkit-tap-highlight-color:transparent;\n}\n\n\n\/* CHROME \/ SAFARI *\/\n\n.mutuo-mobile-payment-calc\n.cc-amount-slider::-webkit-slider-runnable-track {\n  width:100%;\n  height:8px;\n\n  border:none;\n\n  border-radius:999px;\n\n  background:\n    linear-gradient(\n      to right,\n      var(--orange) 0%,\n      var(--orange) var(--progress),\n      #e5e5e5 var(--progress),\n      #e5e5e5 100%\n    );\n}\n\n.mutuo-mobile-payment-calc\n.cc-amount-slider::-webkit-slider-thumb {\n  width:30px;\n  height:30px;\n\n  margin-top:-11px;\n\n  border:4px solid #ffffff;\n\n  border-radius:50%;\n\n  background:var(--orange);\n\n  box-shadow:\n    0 3px 8px rgba(0,0,0,.22),\n    0 0 0 5px rgba(255,148,24,.10);\n\n  appearance:none;\n  -webkit-appearance:none;\n\n  cursor:grab;\n}\n\n.mutuo-mobile-payment-calc:not(.cc-used)\n.cc-amount-slider::-webkit-slider-thumb {\n  animation:\n    prontoPaymentccThumbMove\n    1.35s\n    ease-in-out\n    infinite;\n}\n\n.mutuo-mobile-payment-calc.cc-used\n.cc-amount-slider::-webkit-slider-thumb {\n  animation:none !important;\n\n  transform:translateX(0);\n}\n\n\n\/* FIREFOX *\/\n\n.mutuo-mobile-payment-calc\n.cc-amount-slider::-moz-range-track {\n  width:100%;\n  height:8px;\n\n  border:none;\n\n  border-radius:999px;\n\n  background:#e5e5e5;\n}\n\n.mutuo-mobile-payment-calc\n.cc-amount-slider::-moz-range-progress {\n  height:8px;\n\n  border-radius:999px;\n\n  background:var(--orange);\n}\n\n.mutuo-mobile-payment-calc\n.cc-amount-slider::-moz-range-thumb {\n  width:22px;\n  height:22px;\n\n  border:4px solid #ffffff;\n\n  border-radius:50%;\n\n  background:var(--orange);\n\n  box-shadow:\n    0 3px 8px rgba(0,0,0,.22);\n\n  cursor:grab;\n}\n\n\n\/* HINWEIS *\/\n\n.mutuo-mobile-payment-calc .cc-slider-hint {\n  width:100%;\n\n  min-height:22px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  flex-wrap:nowrap;\n\n  gap:4px;\n\n  margin-top:-1px;\n\n  text-align:center;\n\n  white-space:nowrap;\n\n  color:#222;\n\n  font-size:11px;\n  line-height:1.2;\n\n  font-weight:800;\n}\n\n.mutuo-mobile-payment-calc .cc-orange-text {\n  color:var(--orange);\n}\n\n.mutuo-mobile-payment-calc .cc-arrow {\n  color:var(--orange);\n\n  font-size:14px;\n  line-height:1;\n\n  font-weight:900;\n}\n\n\n\/* LAUFZEIT *\/\n\n.mutuo-mobile-payment-calc .cc-duration {\n  width:100%;\n\n  display:grid;\n\n  grid-template-columns:\n    repeat(8,minmax(0,1fr));\n\n  gap:6px;\n}\n\n.mutuo-mobile-payment-calc .cc-duration button {\n  width:100%;\n  min-width:0;\n\n  height:43px;\n\n  margin:0;\n  padding:0 2px;\n\n  border:2px solid #efd0aa;\n\n  border-radius:10px;\n\n  background:#ffffff;\n\n  color:#333;\n\n  font-family:inherit;\n\n  font-size:14px;\n  line-height:1;\n\n  font-weight:800;\n\n  cursor:pointer;\n\n  appearance:none;\n  -webkit-appearance:none;\n}\n\n.mutuo-mobile-payment-calc\n.cc-duration button.active {\n  border-color:var(--orange);\n\n  background:var(--orange);\n\n  color:#ffffff;\n\n  box-shadow:\n    0 5px 12px\n    rgba(255,148,24,.22);\n}\n\n\n\/* RESULTAT \u2013 HELLGR\u00dcN *\/\n\n.mutuo-mobile-payment-calc .cc-result {\n  width:100%;\n\n  margin:16px 0 13px;\n\n  padding:13px 10px 12px;\n\n  text-align:center;\n\n  border:2px solid #DCEFC4;\n\n  border-radius:13px;\n\n  background:\n    linear-gradient(\n      180deg,\n      #F5FCEB 0%,\n      #ECF8DC 100%\n    );\n\n  box-shadow:\n    0 8px 18px\n    rgba(202,237,159,.16);\n}\n\n.mutuo-mobile-payment-calc .cc-result-title {\n  margin-bottom:1px;\n\n  color:#222222;\n\n  font-size:14px;\n  line-height:1.2;\n\n  font-weight:800;\n}\n\n.mutuo-mobile-payment-calc .cc-result-value {\n  display:flex;\n\n  align-items:baseline;\n  justify-content:center;\n\n  gap:6px;\n}\n\n.mutuo-mobile-payment-calc\n.cc-result-value strong {\n  color:#242424;\n\n  font-size:45px;\n  line-height:1;\n\n  font-weight:850;\n\n  letter-spacing:-1px;\n}\n\n.mutuo-mobile-payment-calc\n.cc-result-value span {\n  color:#6E9C3C;\n\n  font-size:18px;\n  line-height:1;\n\n  font-weight:850;\n}\n\n\n\/* CTA *\/\n\n.mutuo-mobile-payment-calc .cc-button {\n  width:100%;\n\n  min-height:56px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  gap:12px;\n\n  padding:11px 16px;\n\n  border-radius:10px;\n\n  background:\n    linear-gradient(\n      90deg,\n      #ffa638,\n      #f68b12\n    );\n\n  color:#ffffff !important;\n\n  text-decoration:none !important;\n\n  box-shadow:\n    0 7px 18px\n    rgba(246,139,18,.20);\n}\n\n.mutuo-mobile-payment-calc .cc-button span {\n  color:#ffffff;\n\n  font-size:18px;\n  line-height:1.2;\n\n  font-weight:850;\n\n  white-space:nowrap;\n}\n\n.mutuo-mobile-payment-calc .cc-button b {\n  color:#ffffff;\n\n  font-size:22px;\n  line-height:1;\n\n  font-weight:600;\n}\n\n\n\/* ANIMATIONEN *\/\n\n@keyframes prontoPaymentccThumbMove {\n\n  0%,\n  100% {\n    transform:translateX(0);\n  }\n\n  30% {\n    transform:translateX(-3px);\n  }\n\n  70% {\n    transform:translateX(3px);\n  }\n\n}\n\n@keyframes prontoPaymentccIdleGlow {\n\n  0%,\n  100% {\n    text-shadow:\n      0 0 0\n      rgba(255,148,24,0);\n  }\n\n  50% {\n    text-shadow:\n      0 0 8px\n      rgba(255,148,24,.18);\n  }\n\n}\n\n@keyframes prontoPaymentccChangeGlow {\n\n  0% {\n    transform:scale(1);\n  }\n\n  45% {\n    transform:scale(1.035);\n\n    text-shadow:\n      0 0 9px\n      rgba(255,148,24,.38);\n  }\n\n  100% {\n    transform:scale(1);\n  }\n\n}\n\n\n\/* MOBILE *\/\n\n@media(max-width:767px){\n\n  .mutuo-mobile-payment-calc {\n    width:100%;\n    max-width:100%;\n\n    margin:0;\n\n    padding:\n      16px 10px\n      16px;\n  }\n\n  .mutuo-mobile-payment-calc .cc-heading {\n    margin-bottom:11px;\n    font-size:20px;\n  }\n\n  .mutuo-mobile-payment-calc .cc-amount-row {\n    grid-template-columns:\n      43px minmax(0,1fr) 43px;\n\n    gap:6px;\n  }\n\n  .mutuo-mobile-payment-calc .cc-change {\n    height:50px;\n    border-radius:10px;\n    font-size:24px;\n  }\n\n  .mutuo-mobile-payment-calc .cc-amount-box {\n    height:50px;\n    gap:5px;\n    border-radius:10px;\n  }\n\n  .mutuo-mobile-payment-calc .cc-currency {\n    font-size:12px;\n  }\n\n  .mutuo-mobile-payment-calc .cc-amount-text {\n    font-size:\n      clamp(\n        23px,\n        8vw,\n        29px\n      );\n  }\n\n  .mutuo-mobile-payment-calc .cc-minmax {\n    margin:\n      9px 2px\n      0;\n\n    font-size:\n      clamp(\n        10px,\n        3.2vw,\n        12px\n      );\n  }\n\n  \/* K\u00dcRZERER HINWEIS PASST AUF MOBILE *\/\n  .mutuo-mobile-payment-calc .cc-slider-hint {\n    gap:3px;\n\n    font-size:\n      clamp(\n        8px,\n        2.7vw,\n        10px\n      );\n  }\n\n  .mutuo-mobile-payment-calc .cc-arrow {\n    font-size:10px;\n  }\n\n  .mutuo-mobile-payment-calc\n  .cc-duration-heading {\n    margin-top:17px;\n    font-size:20px;\n  }\n\n  .mutuo-mobile-payment-calc .cc-small-label {\n    margin-bottom:8px;\n    font-size:11px;\n  }\n\n  .mutuo-mobile-payment-calc .cc-duration {\n    grid-template-columns:\n      repeat(4,minmax(0,1fr));\n\n    gap:6px;\n  }\n\n  .mutuo-mobile-payment-calc\n  .cc-duration button {\n    height:41px;\n    border-radius:9px;\n    font-size:12px;\n  }\n\n  .mutuo-mobile-payment-calc .cc-result {\n    margin:\n      13px 0\n      11px;\n\n    padding:\n      10px 8px\n      9px;\n\n    border-radius:11px;\n  }\n\n  .mutuo-mobile-payment-calc .cc-result-title {\n    font-size:12px;\n  }\n\n  .mutuo-mobile-payment-calc\n  .cc-result-value strong {\n    font-size:38px;\n  }\n\n  .mutuo-mobile-payment-calc\n  .cc-result-value span {\n    font-size:15px;\n  }\n\n  .mutuo-mobile-payment-calc .cc-button {\n    min-height:49px;\n\n    gap:8px;\n\n    padding:9px 12px;\n\n    border-radius:9px;\n  }\n\n  .mutuo-mobile-payment-calc\n  .cc-button span {\n    font-size:\n      clamp(\n        14px,\n        4.2vw,\n        16px\n      );\n  }\n\n  .mutuo-mobile-payment-calc\n  .cc-button b {\n    font-size:19px;\n  }\n\n}\n\n\n\/* REDUCED MOTION *\/\n\n@media(prefers-reduced-motion:reduce){\n\n  .mutuo-mobile-payment-calc .cc-amount-text,\n  .mutuo-mobile-payment-calc\n  .cc-amount-slider::-webkit-slider-thumb,\n  .mutuo-mobile-payment-calc\n  .cc-amount-slider::-moz-range-thumb {\n    animation:none !important;\n  }\n\n}\n\n<\/style>\n\n\n<script>\n\n(function () {\n\n  const calculators =\n    document.querySelectorAll(\n      '.mutuo-mobile-payment-calc'\n    );\n\n\n  calculators.forEach(\n    function (calculator) {\n      if (calculator.dataset.prontoMobilePaymentInitialized) return;\n      calculator.dataset.prontoMobilePaymentInitialized = '1';\n\n      const MIN_AMOUNT =\n        3000;\n\n      const MAX_AMOUNT =\n        350000;\n\n      const STEP =\n        500;\n\n      const EFFECTIVE_ANNUAL_RATE =\n        0.044;\n\n      let selectedMonths =\n        72;\n\n\n      const slider =\n        calculator.querySelector(\n          '.cc-amount-slider'\n        );\n\n      const amountText =\n        calculator.querySelector(\n          '.cc-amount-text'\n        );\n\n      const rateText =\n        calculator.querySelector(\n          '.cc-rate'\n        );\n\n      const minus =\n        calculator.querySelector(\n          '.cc-minus'\n        );\n\n      const plus =\n        calculator.querySelector(\n          '.cc-plus'\n        );\n\n      const cta =\n        calculator.querySelector(\n          '.cc-button'\n        );\n\n      const durationButtons =\n        calculator.querySelectorAll(\n          '.cc-duration button'\n        );\n\n\n      if (\n        !slider ||\n        !amountText ||\n        !rateText ||\n        !minus ||\n        !plus\n      ) {\n        return;\n      }\n\n\n      \/* CHF FORMAT *\/\n\n      function formatCHF(number) {\n\n        return Math\n          .round(number)\n          .toString()\n          .replace(\n            \/\\B(?=(\\d{3})+(?!\\d))\/g,\n            \"'\"\n          );\n\n      }\n\n\n      \/* MONATSRATE *\/\n\n      function calculateMonthlyRate(\n        amount,\n        months\n      ) {\n\n        const monthlyInterest =\n          Math.pow(\n            1 +\n            EFFECTIVE_ANNUAL_RATE,\n            1 \/ 12\n          ) - 1;\n\n\n        const payment =\n          amount *\n          (\n            monthlyInterest \/\n            (\n              1 -\n              Math.pow(\n                1 + monthlyInterest,\n                -months\n              )\n            )\n          );\n\n\n        return parseInt(payment, 10);\n\n      }\n\n\n      \/* URL *\/\n\n      function makeTargetURL() {\n\n        const url =\n          new URL(\n            'https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/'\n          );\n\n\n        url.searchParams.set(\n          'input-loan-amount',\n          String(\n            Number(\n              slider.value\n            )\n          )\n        );\n\n\n        url.searchParams.set(\n          'slider-month',\n          String(\n            selectedMonths\n          )\n        );\n\n\n        return url.toString();\n\n      }\n\n\n      \/* INTERAKTION *\/\n\n      function userStarted() {\n\n        calculator.classList.add(\n          'cc-used'\n        );\n\n      }\n\n\n      \/* ZAHL GLOW *\/\n\n      function glowAmount() {\n\n        amountText.classList.remove(\n          'cc-change-glow'\n        );\n\n\n        void amountText.offsetWidth;\n\n\n        amountText.classList.add(\n          'cc-change-glow'\n        );\n\n      }\n\n\n      \/* UPDATE *\/\n\n      function update(\n        animateAmount\n      ) {\n\n        const amount =\n          Number(\n            slider.value\n          );\n\n\n        const rate =\n          calculateMonthlyRate(\n            amount,\n            selectedMonths\n          );\n\n\n        if (!prontoAmountEditing) amountText.value = formatCHF(amount);\n\n\n        rateText.textContent =\n          formatCHF(\n            rate\n          );\n\n\n        const progress =\n          (\n            (\n              amount -\n              MIN_AMOUNT\n            )\n            \/\n            (\n              MAX_AMOUNT -\n              MIN_AMOUNT\n            )\n          ) * 100;\n\n\n        slider.style.setProperty(\n          '--progress',\n          progress + '%'\n        );\n\n\n        if (cta) cta.href = makeTargetURL();\n\n\n        if (animateAmount) {\n\n          glowAmount();\n\n        }\n\n      }\n\n\n      \/* =====================================\n         SLIDER\n      ===================================== *\/\n\n      \/\/ Editable Pronto amount; keep the existing slider as the numeric source.\n      let prontoAmountEditing = false;\n      amountText.setAttribute('aria-label', slider.getAttribute('aria-label'));\n      amountText.addEventListener('focus', function () {\n        if (window.matchMedia('(hover: hover) and (pointer: fine)').matches) {\n          amountText.select();\n        }\n      });\n      function commitProntoAmount() {\n        const digits = amountText.value.replace(\/[^0-9]\/g, '');\n        if (digits) {\n          const amount = Math.max(MIN_AMOUNT, Math.min(MAX_AMOUNT, Number(digits)));\n          slider.value = String(MIN_AMOUNT + Math.round((amount - MIN_AMOUNT) \/ STEP) * STEP);\n        }\n        userStarted();\n        update(false);\n      }\n      amountText.addEventListener('input', function () {\n        const raw = amountText.value;\n        const digitsBeforeCaret = raw.slice(0, amountText.selectionStart).replace(\/[^0-9]\/g, '').length;\n        const digits = raw.replace(\/[^0-9]\/g, '').replace(\/^0+(?=\\d)\/, '');\n        amountText.value = digits.replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \"'\");\n        let caret = 0;\n        let seenDigits = 0;\n        while (caret < amountText.value.length) {\n          if (seenDigits >= digitsBeforeCaret) break;\n          if (\/[0-9]\/.test(amountText.value[caret])) seenDigits++;\n          caret++;\n        }\n        amountText.setSelectionRange(caret, caret);\n        const amount = Number(digits);\n        \/\/ Allow clearing and typing the first digits without forcing the minimum.\n        if (!digits || amount < MIN_AMOUNT || amount > MAX_AMOUNT) return;\n        slider.value = String(MIN_AMOUNT + Math.round((amount - MIN_AMOUNT) \/ STEP) * STEP);\n        userStarted();\n        prontoAmountEditing = true;\n        update(false);\n        prontoAmountEditing = false;\n      });\n      amountText.addEventListener('blur', commitProntoAmount);\n      amountText.addEventListener('keydown', function (event) {\n        if (event.key === 'Enter') {\n          event.preventDefault();\n          amountText.blur();\n        }\n      });\n      slider.addEventListener(\n        'pointerdown',\n        userStarted\n      );\n\n\n      slider.addEventListener(\n        'touchstart',\n        userStarted,\n        {\n          passive: true\n        }\n      );\n\n\n      slider.addEventListener(\n        'input',\n        function () {\n\n          userStarted();\n\n          update(true);\n\n        }\n      );\n\n\n      slider.addEventListener(\n        'change',\n        function () {\n\n          userStarted();\n\n          update(true);\n\n        }\n      );\n\n\n      \/* =====================================\n         MINUS\n      ===================================== *\/\n\n      minus.addEventListener(\n        'click',\n        function (event) {\n\n          event.preventDefault();\n\n          userStarted();\n\n\n          const current =\n            Number(\n              slider.value\n            );\n\n\n          slider.value =\n            String(\n              Math.max(\n                MIN_AMOUNT,\n                current -\n                STEP\n              )\n            );\n\n\n          update(true);\n\n        }\n      );\n\n\n      \/* =====================================\n         PLUS\n      ===================================== *\/\n\n      plus.addEventListener(\n        'click',\n        function (event) {\n\n          event.preventDefault();\n\n          userStarted();\n\n\n          const current =\n            Number(\n              slider.value\n            );\n\n\n          slider.value =\n            String(\n              Math.min(\n                MAX_AMOUNT,\n                current +\n                STEP\n              )\n            );\n\n\n          update(true);\n\n        }\n      );\n\n\n      \/* =====================================\n         LAUFZEIT\n      ===================================== *\/\n\n      durationButtons.forEach(\n        function (button) {\n\n          button.addEventListener(\n            'click',\n            function (event) {\n\n              event.preventDefault();\n\n              userStarted();\n\n\n              selectedMonths =\n                Number(\n                  button.getAttribute(\n                    'data-months'\n                  )\n                );\n\n\n              durationButtons.forEach(\n                function (item) {\n\n                  item.classList.remove(\n                    'active'\n                  );\n\n                }\n              );\n\n\n              button.classList.add(\n                'active'\n              );\n\n\n              update(false);\n\n            }\n          );\n\n        }\n      );\n\n\n      \/* =====================================\n         CTA\n      ===================================== *\/\n\n      if (cta) cta.addEventListener(\n        'click',\n        function () {\n\n          if (cta) cta.href = makeTargetURL();\n\n        }\n      );\n\n\n      \/* START *\/\n\n      update(false);\n\n    }\n  );\n\n})();\n\n<\/script>\n<style data-pronto-amount-input=\"1\">\n.mutuo-mobile-payment-calc input.cc-amount-text {\n  animation: none !important;\n  transform: none !important;\n  text-shadow: none !important;\n  flex: 0 1 7ch;\n  width: 7ch;\n  min-width: 0;\n  max-width: calc(100% - 4px);\n  height: 100%;\n  margin: 0;\n  padding: 0 2px;\n  border: 0;\n  border-radius: 0;\n  background: transparent;\n  box-shadow: none;\n  font-family: inherit;\n  text-align: center;\n  appearance: none;\n  -webkit-appearance: none;\n}\n.mutuo-mobile-payment-calc .cc-amount-box:focus-within {\n  outline: 2px solid #005caf;\n  outline-offset: 2px;\n}\n.mutuo-mobile-payment-calc input.cc-amount-text:focus { outline: none; }\n<\/style>\n<\/div><style data-pronto-mobile-payment=\"1\">\n.pronto-mobile-payment-frame { box-sizing:border-box; width:100%; padding:20px 20px 12px; border-radius:25px; background:#fea63c; box-shadow:0 0 10px rgba(0,0,0,.5); }\n.elementor-element-32c2fea:has(.pronto-mobile-payment-frame) { border-radius:25px; box-shadow:none; background:transparent; }\n.mutuo-mobile-payment-calc input.cc-amount-text:focus, .mutuo-mobile-payment-calc input.cc-amount-text:focus-visible { outline:none !important; box-shadow:none !important; }\n.mutuo-mobile-payment-calc .cc-slider-hint { white-space:normal; flex-wrap:wrap; }\n.mutuo-mobile-payment-calc .cc-button { white-space:normal; height:auto; min-height:54px; padding:12px 10px; }\n<\/style>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-395bf0c elementor-widget elementor-widget-heading\" data-id=\"395bf0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dica: liquida tamb\u00e9m as d\u00edvidas do cart\u00e3o de cr\u00e9dito e poupa ainda mais.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8bed67 elementor-widget elementor-widget-text-editor\" data-id=\"e8bed67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\n<style>\n.mutuo-grafik {\n  max-width: 850px;\n  width: 100%;\n  margin: 0 auto;\n  padding: 12px 0;\n  background: #ffffff;\n  border: none;\n  border-radius: 0;\n  box-shadow: none;\n  font-family: Arial, Helvetica, sans-serif;\n  color: #283445;\n  box-sizing: border-box;\n}\n\n.mutuo-grafik * {\n  box-sizing: border-box;\n}\n\n.mutuo-grafik .heading {\n  margin: 0 0 10px;\n  padding: 0;\n  text-align: center;\n  font-size: clamp(27px, 3.4vw, 36px);\n  font-weight: 750;\n  line-height: 1.1;\n  letter-spacing: -.04em;\n  color: #283445;\n}\n\n.mutuo-grafik .graphic {\n  display: block;\n  width: 100%;\n  height: auto;\n  overflow: visible;\n}\n\n.mutuo-grafik .graphic text {\n  font-family: Arial, Helvetica, sans-serif;\n}\n\n.mutuo-grafik .label { font-size: 24px !important;\n  font-size: 28px;\n  font-weight: 700;\n}\n\n.mutuo-grafik .stage-title {\n  font-size: 21px;\n  font-weight: 700;\n}\n\n.mutuo-grafik .stage-copy {\n  font-size: 23px;\n  font-weight: 700;\n}\n\n.mutuo-grafik .bottom-label {\n  font-size: 27px;\n  font-weight: 500;\n}\n\n.mutuo-grafik .bottom-label-strong {\n  font-size: 26px;\n  font-weight: 700;\n}\n\n\/* ANIMATION *\/\n\n.mutuo-grafik .block {\n  transform-box: view-box;\n  transform-origin: center;\n}\n\n.mutuo-grafik .red {\n  animation: mutuo-red 8s ease-in-out infinite;\n}\n\n.mutuo-grafik .yellow {\n  animation: mutuo-yellow 8s ease-in-out infinite;\n}\n\n.mutuo-grafik .green {\n  animation: mutuo-green 8s ease-in-out infinite;\n}\n\n.mutuo-grafik .new {\n  animation: mutuo-new 8s ease-in-out infinite;\n  transform-box: fill-box;\n  transform-origin: center;\n}\n\n.mutuo-grafik .left-labels {\n  animation: mutuo-labels 8s ease-in-out infinite;\n}\n\n\/* ROTER BLOCK *\/\n\n@keyframes mutuo-red {\n  0%,12%,72%,100% {\n    transform: translate(0,0);\n    opacity: 1;\n  }\n\n  27%,54% {\n    transform: translate(225px,12px);\n    opacity: 0;\n  }\n\n  60% {\n    opacity: 0;\n  }\n}\n\n\/* GELBER BLOCK *\/\n\n@keyframes mutuo-yellow {\n  0%,16%,72%,100% {\n    transform: translate(0,0);\n    opacity: 1;\n  }\n\n  31%,54% {\n    transform: translate(225px,95px);\n    opacity: 0;\n  }\n\n  60% {\n    opacity: 0;\n  }\n}\n\n\/* GR\u00dcNER BLOCK *\/\n\n@keyframes mutuo-green {\n  0%,20%,72%,100% {\n    transform: translate(0,0);\n    opacity: 1;\n  }\n\n  35%,54% {\n    transform: translate(225px,172px);\n    opacity: 0;\n  }\n\n  60% {\n    opacity: 0;\n  }\n}\n\n\/* BLAUER BLOCK *\/\n\n@keyframes mutuo-new {\n  0%,29%,71%,100% {\n    transform: scale(1);\n  }\n\n  43%,55% {\n    transform: scale(1.045);\n  }\n}\n\n\/* BESCHRIFTUNGEN *\/\n\n@keyframes mutuo-labels {\n  0%,19%,72%,100% {\n    opacity: 1;\n  }\n\n  37%,58% {\n    opacity: .35;\n  }\n}\n\n\/* TABLET *\/\n\n@media (max-width: 767px) {\n  .mutuo-grafik {\n    max-width: 100%;\n    margin: 0 auto;\n    padding: 8px 0;\n  }\n\n  .mutuo-grafik .heading {\n    font-size: clamp(26px, 7vw, 38px);\n    margin-bottom: 5px;\n  }\n}\n\n\/* MOBILE *\/\n\n@media (max-width: 480px) {\n  .mutuo-grafik {\n    width: 100%;\n    padding: 5px 0;\n  }\n\n  .mutuo-grafik .heading {\n    font-size: clamp(27px, 7.5vw, 34px);\n    margin-bottom: 5px;\n  }\n\n  .mutuo-grafik .graphic {\n    width: 100%;\n    max-width: 100%;\n  }\n}\n\n\/* REDUZIERTE BEWEGUNG *\/\n\n@media (prefers-reduced-motion: reduce) {\n  .mutuo-grafik .block,\n  .mutuo-grafik .new,\n  .mutuo-grafik .left-labels {\n    animation: none !important;\n  }\n}\n<\/style>\n\n<div class=\"mutuo-grafik\">\n\n  <h2 class=\"heading\">Despesas mensais<\/h2>\n\n  <svg\n    class=\"graphic\"\n    viewBox=\"0 0 1020 565\"\n    preserveAspectRatio=\"xMidYMid meet\"\n    role=\"img\"\n    aria-labelledby=\"mutuo-svg-title-mobile mutuo-svg-desc-mobile\">\n\n    <title id=\"mutuo-svg-title-mobile\">Consolida\u00e7\u00e3o de cr\u00e9dito com a Mutuo<\/title>\n\n    <desc id=\"mutuo-svg-desc-mobile\">Tr\u00eas compromissos existentes: cart\u00e3o de cr\u00e9dito, cr\u00e9dito 2 e cr\u00e9dito 1. \u00c0 direita, um \u00fanico cr\u00e9dito consolidado com a Mutuo.<\/desc>\n\n    <defs>\n\n      <linearGradient id=\"mutuo-side-mobile\"\n        x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\">\n        <stop stop-color=\"#b6b9be\"\/>\n        <stop offset=\"1\" stop-color=\"#7b8088\"\/>\n      <\/linearGradient>\n\n      <linearGradient id=\"mutuo-top-mobile\"\n        x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\">\n        <stop stop-color=\"#d9dadd\"\/>\n        <stop offset=\"1\" stop-color=\"#90949a\"\/>\n      <\/linearGradient>\n\n      <linearGradient id=\"mutuo-blue-side-mobile\"\n        x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\">\n        <stop stop-color=\"#a3a7ad\"\/>\n        <stop offset=\"1\" stop-color=\"#717983\"\/>\n      <\/linearGradient>\n\n      <filter id=\"mutuo-shadow-mobile\"\n        x=\"-30%\" y=\"-50%\"\n        width=\"170%\" height=\"220%\">\n        <feGaussianBlur stdDeviation=\"9\"\/>\n      <\/filter>\n\n    <\/defs>\n\n    <!-- VORHER \/ NACHHER -->\n\n    <text\n      class=\"stage-title\"\n      x=\"348\"\n      y=\"40\"\n      text-anchor=\"middle\"\n      fill=\"#d02f32\">ANTES<\/text>\n\n    <text\n      class=\"stage-title\"\n      x=\"760\"\n      y=\"40\"\n      text-anchor=\"middle\"\n      fill=\"#167fc5\">DEPOIS<\/text>\n\n    <text\n      class=\"stage-copy\"\n      x=\"760\"\n      y=\"71\"\n      text-anchor=\"middle\"\n      fill=\"#283445\">Um \u00fanico pagamento claro<\/text>\n\n    <!-- SCHATTEN AM BODEN -->\n\n    <ellipse\n      cx=\"402\"\n      cy=\"474\"\n      rx=\"148\"\n      ry=\"14\"\n      fill=\"#233951\"\n      opacity=\".09\"\n      filter=\"url(#mutuo-shadow-mobile)\"\/>\n\n    <ellipse\n      cx=\"772\"\n      cy=\"479\"\n      rx=\"165\"\n      ry=\"15\"\n      fill=\"#233951\"\n      opacity=\".13\"\n      filter=\"url(#mutuo-shadow-mobile)\"\/>\n\n    <!-- BESCHRIFTUNGEN LINKS -->\n\n    <g class=\"left-labels\">\n\n      <text\n        class=\"label\"\n        x=\"205\"\n        y=\"150\"\n        fill=\"#23bb3e\"\n        text-anchor=\"end\">Cart\u00e3o de cr\u00e9dito<\/text>\n\n      <text\n        class=\"label\"\n        x=\"205\"\n        y=\"243\"\n        fill=\"#d0c50c\"\n        text-anchor=\"end\">Cr\u00e9dito 2<\/text>\n\n      <text\n        class=\"label\"\n        x=\"205\"\n        y=\"374\"\n        fill=\"#d42b32\"\n        text-anchor=\"end\">Cr\u00e9dito 1<\/text>\n\n    <\/g>\n\n    <!-- KREDIT 1 - ROT -->\n\n    <g class=\"block red\">\n\n      <path\n        d=\"M290 292 L460 292 L530 278 L365 278 Z\"\n        fill=\"url(#mutuo-top-mobile)\"\/>\n\n      <path\n        d=\"M460 292 L530 278 L530 439 L460 458 Z\"\n        fill=\"url(#mutuo-side-mobile)\"\/>\n\n      <path\n        d=\"M290 292 L460 292 L460 458 L290 444 Z\"\n        fill=\"#ce2d32\"\/>\n\n    <\/g>\n\n    <!-- KREDIT 2 - GELB -->\n\n    <g class=\"block yellow\">\n\n      <path\n        d=\"M290 196 L460 196 L530 208 L364 208 Z\"\n        fill=\"#dedddd\"\/>\n\n      <path\n        d=\"M460 196 L530 208 L530 290 L460 284 Z\"\n        fill=\"url(#mutuo-side-mobile)\"\/>\n\n      <path\n        d=\"M290 196 L460 196 L460 284 L290 284 Z\"\n        fill=\"#ded319\"\/>\n\n    <\/g>\n\n    <!-- KREDITKARTE - GR\u00dcN -->\n\n    <g class=\"block green\">\n\n      <path\n        d=\"M290 121 L460 104 L530 129 L364 144 Z\"\n        fill=\"#c6c8ca\"\/>\n\n      <path\n        d=\"M460 104 L530 129 L530 181 L460 166 Z\"\n        fill=\"url(#mutuo-side-mobile)\"\/>\n\n      <path\n        d=\"M290 121 L460 104 L460 166 L290 173 Z\"\n        fill=\"#22bb3a\"\/>\n\n    <\/g>\n\n    <!-- MUTUO - BLAUER BLOCK -->\n\n    <g class=\"new\">\n\n      <path\n        d=\"M595 183 L818 170 L853 192 L625 205 Z\"\n        fill=\"#d1d5d9\"\/>\n\n      <path\n        d=\"M818 170 L853 192 L853 457 L818 473 Z\"\n        fill=\"url(#mutuo-blue-side-mobile)\"\/>\n\n      <path\n        d=\"M595 183 L818 170 L818 473 L595 456 Z\"\n        fill=\"#259de9\"\/>\n\n    <\/g>\n\n    <!-- BESCHRIFTUNGEN UNTEN -->\n\n    <g class=\"mini-caption\">\n\n      <text\n        class=\"bottom-label-strong\"\n        x=\"410\"\n        y=\"514\"\n        fill=\"#727984\"\n        text-anchor=\"middle\">V\u00e1rios<\/text>\n\n      <text\n        class=\"bottom-label\"\n        x=\"410\"\n        y=\"544\"\n        fill=\"#727984\"\n        text-anchor=\"middle\">compromissos<\/text>\n\n    <\/g>\n\n    <text\n      class=\"bottom-label\"\n      x=\"726\"\n      y=\"530\"\n      fill=\"#259de9\"\n      text-anchor=\"middle\">Mutuo.ch<\/text>\n\n  <\/svg>\n\n<\/div>\n<style>\/* mutuo-comparison-flow-v1 *\/.elementor-element.elementor-element-e8bed67{display:grid!important;width:100%!important;height:auto!important;flex-shrink:0!important}<\/style>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ebe6a1 elementor-widget elementor-widget-text-editor\" data-id=\"3ebe6a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<style>\n.mutuo-btn-wrap {\n  display: flex;\n  justify-content: center;\n  width: 100%;\n  margin: 0;\n  padding: 5px 0;\n}\n\n.mutuo-heartbeat-btn {\n  display: inline-flex;\n  align-items: center;\n  justify-content: center;\n\n  width: fit-content;\n  max-width: 100%;\n  min-height: 46px;\n  margin: 0;\n  padding: 10px 14px;\n\n  background: #0563C3;\n\n  color: #ffffff !important;\n  font-family: Arial, sans-serif;\n  font-size: 16px;\n  font-weight: 700;\n  line-height: 1.3;\n  text-align: center;\n  text-decoration: none !important;\n\n  border: none;\n  border-radius: 5px;\n\n  box-shadow: 0 4px 12px rgba(5, 99, 195, 0.22);\n\n  transform-origin: center;\n  animation: mutuo-heartbeat 3.6s ease-in-out infinite;\n}\n\n@keyframes mutuo-heartbeat {\n  0%, 34%, 100% {\n    transform: scale(1);\n  }\n\n  8% {\n    transform: scale(1.035);\n  }\n\n  16% {\n    transform: scale(1);\n  }\n\n  24% {\n    transform: scale(1.055);\n  }\n}\n\n.mutuo-heartbeat-btn:hover {\n  background: #034F9E;\n  color: #ffffff !important;\n  animation-play-state: paused;\n}\n\n.mutuo-heartbeat-btn:focus-visible {\n  outline: 3px solid #66B2FF;\n  outline-offset: 3px;\n}\n\n@media (max-width: 767px) {\n  .mutuo-btn-wrap {\n    padding: 4px 0;\n  }\n\n  .mutuo-heartbeat-btn {\n    font-size: 14px;\n    padding: 10px 12px;\n    min-height: 44px;\n  }\n}\n\n@media (prefers-reduced-motion: reduce) {\n  .mutuo-heartbeat-btn {\n    animation: none !important;\n  }\n}\n<\/style><div class=\"mutuo-btn-wrap\"><a class=\"mutuo-heartbeat-btn\" href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\">Envia j\u00e1 o teu pedido e comprova por ti mesmo!<\/a><\/div><style>.elementor-element-3ebe6a1 .mutuo-heartbeat-btn{background:#0563C3;border:0}.elementor-element-3ebe6a1 .mutuo-heartbeat-btn:hover{background:#034F9E}<\/style>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-450919b2 e-con-full e-flex e-con e-child\" data-id=\"450919b2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d075117 elementor-widget elementor-widget-heading\" data-id=\"1d075117\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span>54\u2019205<\/span> clientes satisfeitos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36f5fc2d elementor-widget elementor-widget-heading\" data-id=\"36f5fc2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">e todos os dias chegam mais. H\u00e1 mais de 30 anos.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-295ca44 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"295ca44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>O que os nossos clientes dizem sobre a contrata\u00e7\u00e3o do cr\u00e9dito<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-748346ba elementor-widget elementor-widget-n-carousel\" data-id=\"748346ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;carousel_items&quot;:[{&quot;slide_title&quot;:&quot;Slide #1&quot;,&quot;_id&quot;:&quot;67e6e39&quot;},{&quot;slide_title&quot;:&quot;Slide #1&quot;,&quot;_id&quot;:&quot;3d74719&quot;},{&quot;slide_title&quot;:&quot;Slide #1&quot;,&quot;_id&quot;:&quot;d068fd5&quot;}],&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;offset_sides&quot;:&quot;none&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-carousel.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-carousel swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"1\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 3\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3bb2ba6 e-flex e-con-boxed e-con e-child\" data-id=\"3bb2ba6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1cf7f745 e-con-full e-flex e-con e-child\" data-id=\"1cf7f745\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-621b6d8b e-con-full e-flex e-con e-child\" data-id=\"621b6d8b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5b8f1358 e-con-full e-flex e-con e-child\" data-id=\"5b8f1358\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54dbc023 elementor-widget elementor-widget-image\" data-id=\"54dbc023\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/sandra-k-mobile.jpg\" class=\"attachment-full size-full wp-image-33439\" alt=\"\" srcset=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/sandra-k-mobile.jpg 300w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/sandra-k-mobile-180x180.jpg 180w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/sandra-k-mobile-200x200.jpg 200w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/sandra-k-mobile-44x44.jpg 44w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/sandra-k-mobile-75x75.jpg 75w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/sandra-k-mobile-235x235.jpg 235w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b745b3a e-con-full e-flex e-con e-child\" data-id=\"b745b3a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-681a380e elementor-widget elementor-widget-heading\" data-id=\"681a380e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Sandra M.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f5fff5a elementor-widget elementor-widget-rating\" data-id=\"3f5fff5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 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75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7336bc69 elementor-widget elementor-widget-text-editor\" data-id=\"7336bc69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Um processo muito transparente. Sem custos ocultos e o dinheiro foi disponibilizado mais depressa do que esperava. Muito satisfeita com a Mutuo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-588a6330 elementor-widget elementor-widget-heading\" data-id=\"588a6330\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\">Obter cr\u00e9dito \u2013 \u00e9 simples<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"2\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 3\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18647cb7 e-flex e-con-boxed e-con e-child\" data-id=\"18647cb7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-18ab04ad e-con-full e-flex e-con e-child\" data-id=\"18ab04ad\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-374b5eec e-con-full e-flex e-con e-child\" data-id=\"374b5eec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4f6465ef e-con-full e-flex e-con e-child\" data-id=\"4f6465ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-458c1366 elementor-widget elementor-widget-image\" data-id=\"458c1366\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Beat-K.jpg-mobile.jpg\" class=\"attachment-full size-full wp-image-33446\" alt=\"\" srcset=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Beat-K.jpg-mobile.jpg 300w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Beat-K.jpg-mobile-180x180.jpg 180w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Beat-K.jpg-mobile-200x200.jpg 200w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Beat-K.jpg-mobile-44x44.jpg 44w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Beat-K.jpg-mobile-75x75.jpg 75w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/Beat-K.jpg-mobile-235x235.jpg 235w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59cfcfdb e-con-full e-flex e-con e-child\" data-id=\"59cfcfdb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13069f0e elementor-widget elementor-widget-heading\" data-id=\"13069f0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Beat K.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-130878b0 elementor-widget elementor-widget-rating\" data-id=\"130878b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45569c8d elementor-widget elementor-widget-text-editor\" data-id=\"45569c8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Compara\u00e7\u00e3o simples, condi\u00e7\u00f5es justas e apoio simp\u00e1tico. \u00c9 exatamente assim que imagino um processo de cr\u00e9dito moderno.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71d1d939 elementor-widget elementor-widget-heading\" data-id=\"71d1d939\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\">Obter cr\u00e9dito \u2013 \u00e9 simples<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"3\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 3\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e699fe8 e-flex e-con-boxed e-con e-child\" data-id=\"6e699fe8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-285d7824 e-con-full e-flex e-con e-child\" data-id=\"285d7824\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7b4badcd e-con-full e-flex e-con e-child\" data-id=\"7b4badcd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7e58baf2 e-con-full e-flex e-con e-child\" data-id=\"7e58baf2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3611b55 elementor-widget elementor-widget-image\" data-id=\"3611b55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/jeton_k_mobile.jpg\" class=\"attachment-full size-full wp-image-33453\" alt=\"\" srcset=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/jeton_k_mobile.jpg 300w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/jeton_k_mobile-180x180.jpg 180w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/jeton_k_mobile-200x200.jpg 200w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/jeton_k_mobile-44x44.jpg 44w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/jeton_k_mobile-75x75.jpg 75w, https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/jeton_k_mobile-235x235.jpg 235w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-42dac815 e-con-full e-flex e-con e-child\" data-id=\"42dac815\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d146145 elementor-widget elementor-widget-heading\" data-id=\"3d146145\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Albert M.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bb4bbc9 elementor-widget elementor-widget-rating\" data-id=\"2bb4bbc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d1649b8 elementor-widget elementor-widget-text-editor\" data-id=\"4d1649b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>O pedido foi feito inteiramente online e era f\u00e1cil de compreender. Recebi o dinheiro e consegui concretizar o projeto que tinha em mente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a6f5782 elementor-widget elementor-widget-heading\" data-id=\"5a6f5782\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\">Obter cr\u00e9dito \u2013 \u00e9 simples<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d8eb6fa e-con-full e-flex e-con e-child\" data-id=\"5d8eb6fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b864fe7 elementor-widget elementor-widget-rating\" data-id=\"7b864fe7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-star\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M450 75L338 312 88 350C46 354 25 417 58 450L238 633 196 896C188 942 238 975 275 954L500 837 725 954C767 975 813 942 804 896L763 633 942 450C975 417 954 358 913 350L663 312 550 75C529 33 471 33 450 75Z\"><\/path><\/svg>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66df2c3f elementor-widget elementor-widget-heading\" data-id=\"66df2c3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4.9\/5<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d24ac63 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"1d24ac63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tde 976 avalia\u00e7\u00f5es nos \u00faltimos 12 meses <br\/>\u00e0 data de 3.2.2026\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8dcb5c elementor-widget elementor-widget-text-editor\" data-id=\"d8dcb5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"\n  width:100%;\n  max-width:1100px;\n  margin:0 auto;\n  padding:18px 8px 10px;\n  box-sizing:border-box;\n  text-align:center;\n  font-family:Arial,Helvetica,sans-serif;\n\">\n\n  <div style=\"\n    margin:0 0 9px;\n    color:#ff9418;\n    font-size:clamp(10px,1.2vw,13px);\n    line-height:1.2;\n    font-weight:900;\n    letter-spacing:1.6px;\n  \">\n    \u00c9 ASSIM T\u00c3O SIMPLES\n  <\/div>\n\n  <h2 style=\"\n    margin:0 auto 20px;\n    color:#292929;\n    font-size:clamp(24px,3.5vw,48px);\n    line-height:1.1;\n    font-weight:900;\n    letter-spacing:-0.6px;\n  \">\n    Como funciona o teu cr\u00e9dito com a Mutuo\n  <\/h2>\n\n  <div style=\"\n    position:relative;\n    width:100%;\n    max-width:650px;\n    margin:0 auto;\n    padding:7px;\n    box-sizing:border-box;\n    background:#ffffff;\n    border:1px solid rgba(255,148,24,0.30);\n    border-radius:18px;\n    box-shadow:0 10px 28px rgba(0,0,0,0.09);\n    overflow:hidden;\n  \">\n\n    <div style=\"\n      position:absolute;\n      top:0;\n      left:50%;\n      transform:translateX(-50%);\n      width:100px;\n      height:4px;\n      background:#ff9418;\n      border-radius:0 0 10px 10px;\n      z-index:2;\n    \"><\/div>\n\n    <iframe\n      style=\"\n        display:block;\n        width:100%;\n        aspect-ratio:1 \/ 1;\n        height:auto;\n        border:0;\n        border-radius:12px;\n        background:#000;\n      \"\n      title=\"Cr\u00e9dito Mutuo\"\n      src=\"https:\/\/www.youtube-nocookie.com\/embed\/Ma5wTpkPBgs?autoplay=1&amp;mute=1&amp;playsinline=1&amp;loop=1&amp;playlist=Ma5wTpkPBgs&amp;controls=1&amp;rel=0\"\n      allow=\"autoplay; encrypted-media; picture-in-picture\"\n      allowfullscreen>\n    <\/iframe>\n\n  <\/div>\n\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca7e4cb elementor-widget elementor-widget-text-editor\" data-id=\"ca7e4cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<style>\n.mutuo-zins-text {\n  width: 100%;\n  max-width: 1200px;\n  margin: 15px auto;\n  padding: 10px 0;\n  background: #ffffff;\n  text-align: center;\n  font-family: Arial, Helvetica, sans-serif;\n  box-sizing: border-box;\n}\n\n.mutuo-zins-text * {\n  box-sizing: border-box;\n}\n\n.mutuo-zins-text .zins-inhalt {\n  margin: 0;\n  padding: 0;\n  color: #333333;\n  font-size: clamp(18px, 2vw, 25px);\n  font-weight: 700;\n  line-height: 1.45;\n  letter-spacing: -0.4px;\n}\n\n.mutuo-zins-text .zins-blau {\n  color: #0563C3;\n  font-weight: 800;\n  background: linear-gradient(\n    110deg,\n    #0563C3 0%,\n    #0563C3 38%,\n    #62B5FF 48%,\n    #0563C3 58%,\n    #0563C3 100%\n  );\n  background-size: 250% 100%;\n  -webkit-background-clip: text;\n  background-clip: text;\n  -webkit-text-fill-color: transparent;\n  animation: mutuo-text-glanz 6s ease-in-out infinite;\n}\n\n.mutuo-zins-text .zins-orange {\n  color: #222222;\n  font-weight: 800;\n  text-decoration: underline;\n  text-decoration-color: #F38F1D;\n  text-decoration-thickness: 3px;\n  text-underline-offset: 5px;\n  text-decoration-skip-ink: none;\n}\n\n@keyframes mutuo-text-glanz {\n  0%, 15% {\n    background-position: 100% center;\n  }\n  45%, 100% {\n    background-position: 0% center;\n  }\n}\n\n.mutuo-zins-text .zins-zeile {\n  display: block;\n}\n\n.mutuo-zins-text .desktop-only {\n  display: block;\n}\n\n.mutuo-zins-text .mobile-only {\n  display: none;\n}\n\n\/* MOBILE *\/\n\n@media (max-width: 767px) {\n  .mutuo-zins-text {\n    margin: 10px auto;\n    padding: 12px 5px;\n  }\n\n  .mutuo-zins-text .zins-inhalt {\n    font-size: clamp(17px, 4.2vw, 21px);\n    line-height: 1.5;\n    letter-spacing: -0.35px;\n  }\n\n  .mutuo-zins-text .desktop-only {\n    display: none;\n  }\n\n  .mutuo-zins-text .mobile-only {\n    display: block;\n  }\n\n  .mutuo-zins-text .zins-orange {\n    text-decoration-thickness: 2px;\n    text-underline-offset: 4px;\n  }\n}\n\n@media (prefers-reduced-motion: reduce) {\n  .mutuo-zins-text .zins-blau {\n    animation: none !important;\n    background: none;\n    -webkit-text-fill-color: #0563C3;\n  }\n}\n<\/style><div class=\"mutuo-zins-text\"><p class=\"zins-inhalt\"><span class=\"zins-blau\">90% dos su\u00ed\u00e7os<\/span> pagam demasiado pelo seu cr\u00e9dito, com uma taxa m\u00e9dia de <span class=\"zins-blau\">8,9%<\/span> \u2013 os nossos cr\u00e9ditos pessoais est\u00e3o dispon\u00edveis <span class=\"zins-orange\">a partir de 4,5% de juros<\/span>.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efdc7aa elementor-widget elementor-widget-shortcode\" data-id=\"efdc7aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t<section class=\"pronto-comparison\" lang=\"pt-pt\" aria-labelledby=\"pronto-comparison-2-title\" data-invalid=\"Introduz valores v\u00e1lidos.\" data-no-saving=\"Sem poupan\u00e7a nestas condi\u00e7\u00f5es.\">\n\t\t<header class=\"pronto-comparison__header\">\n\t\t\t<p class=\"pronto-comparison__eyebrow\">N\u00daMEROS EM VEZ DE INTUI\u00c7\u00c3O<\/p>\n\t\t\t<h2 id=\"pronto-comparison-2-title\">Quando compensa refinanciar um cr\u00e9dito?<\/h2>\n\t\t\t<p>O refinanciamento pode compensar se o custo total restante for inferior com a nova proposta. A diferen\u00e7a entre as taxas de juro e o mesmo saldo em d\u00edvida s\u00e3o bons indicadores.<\/p>\n\t\t<\/header>\n\t\t<div class=\"pronto-comparison__panel\">\n\t\t\t\t\t\t<p class=\"pronto-comparison__example\">2.4 Exemplo \u2013 taxa de juro nominal de 3,9% \/ 4,5% num contexto semelhante, apenas para ilustra\u00e7\u00e3o.<\/p>\n\t\t\t<div class=\"pronto-comparison__scroll\" tabindex=\"0\" role=\"region\" aria-label=\"Compara\u00e7\u00e3o de cr\u00e9ditos\">\n\t\t\t\t<table>\n\t\t\t\t\t<caption class=\"pronto-comparison__sr\">Compara\u00e7\u00e3o de cr\u00e9ditos<\/caption>\n\t\t\t\t\t<thead><tr><th scope=\"col\">Montante do cr\u00e9dito<\/th><th scope=\"col\">Presta\u00e7\u00e3o mensal atual<\/th><th scope=\"col\">Nova presta\u00e7\u00e3o mensal<\/th><th scope=\"col\">Poupan\u00e7a mensal<\/th><th scope=\"col\">Poupan\u00e7a total em juros<\/th><\/tr><\/thead>\n\t\t\t\t\t<tbody>\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th scope=\"row\"><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Montante do cr\u00e9dito<\/span><span class=\"pronto-comparison__cell-value\">CHF 20\u2019000<\/span><\/th>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Presta\u00e7\u00e3o mensal atual<\/span><span class=\"pronto-comparison__cell-value\">CHF 372.04<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Nova presta\u00e7\u00e3o mensal<\/span><span class=\"pronto-comparison__cell-value\">CHF 366.82<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Poupan\u00e7a mensal<\/span><span class=\"pronto-comparison__cell-value\">CHF 5.22<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"pronto-comparison__saving\"><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Poupan\u00e7a total em juros<\/span><span class=\"pronto-comparison__cell-value\">CHF 313<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th scope=\"row\"><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Montante do cr\u00e9dito<\/span><span class=\"pronto-comparison__cell-value\">CHF 50\u2019000<\/span><\/th>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Presta\u00e7\u00e3o mensal atual<\/span><span class=\"pronto-comparison__cell-value\">CHF 930.10<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Nova presta\u00e7\u00e3o mensal<\/span><span class=\"pronto-comparison__cell-value\">CHF 917.04<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Poupan\u00e7a mensal<\/span><span class=\"pronto-comparison__cell-value\">CHF 13.06<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"pronto-comparison__saving\"><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Poupan\u00e7a total em juros<\/span><span class=\"pronto-comparison__cell-value\">CHF 784<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th scope=\"row\"><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Montante do cr\u00e9dito<\/span><span class=\"pronto-comparison__cell-value\">CHF 100\u2019000<\/span><\/th>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Presta\u00e7\u00e3o mensal atual<\/span><span class=\"pronto-comparison__cell-value\">CHF 1\u2019860.20<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Nova presta\u00e7\u00e3o mensal<\/span><span class=\"pronto-comparison__cell-value\">CHF 1\u2019834.08<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Poupan\u00e7a mensal<\/span><span class=\"pronto-comparison__cell-value\">CHF 26.12<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"pronto-comparison__saving\"><span class=\"pronto-comparison__cell-label\" aria-hidden=\"true\">Poupan\u00e7a total em juros<\/span><span class=\"pronto-comparison__cell-value\">CHF 1\u2019567<\/span><\/td>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t\t\t\t<\/table>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"pronto-comparison__interactive\">\n\t\t\t\t\t\t\t\t\t<label for=\"pronto-comparison-2-amount\">O teu cr\u00e9dito (CHF)\t\t\t\t\t\t<span class=\"pronto-comparison__input\">\n\t\t\t\t\t\t\t<span class=\"pronto-comparison__unit\" aria-hidden=\"true\">CHF<\/span>\t\t\t\t\t\t\t<input id=\"pronto-comparison-2-amount\" data-field=\"amount\" type=\"number\" inputmode=\"numeric\" value=\"75000\" min=\"1000\" max=\"350000\" step=\"100\" required>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<label for=\"pronto-comparison-2-old\">Taxa anual atual (%)\t\t\t\t\t\t<span class=\"pronto-comparison__input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input id=\"pronto-comparison-2-old\" data-field=\"old\" type=\"number\" inputmode=\"decimal\" value=\"4.5\" min=\"0\" max=\"30\" step=\"0.01\" required>\n\t\t\t\t\t\t\t<span class=\"pronto-comparison__unit\" aria-hidden=\"true\">%<\/span>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<label for=\"pronto-comparison-2-new\">Nova taxa anual (%)\t\t\t\t\t\t<span class=\"pronto-comparison__input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input id=\"pronto-comparison-2-new\" data-field=\"new\" type=\"number\" inputmode=\"decimal\" value=\"3.9\" min=\"0\" max=\"30\" step=\"0.01\" required>\n\t\t\t\t\t\t\t<span class=\"pronto-comparison__unit\" aria-hidden=\"true\">%<\/span>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<label for=\"pronto-comparison-2-months\">Prazo restante (meses)\t\t\t\t\t\t<span class=\"pronto-comparison__input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input id=\"pronto-comparison-2-months\" data-field=\"months\" type=\"number\" inputmode=\"numeric\" value=\"60\" min=\"1\" max=\"120\" step=\"1\" required>\n\t\t\t\t\t\t\t<span class=\"pronto-comparison__unit\" aria-hidden=\"true\">meses<\/span>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"pronto-comparison__result\"><span>Poupan\u00e7a total em juros<\/span><output aria-live=\"polite\" aria-atomic=\"true\" for=\"pronto-comparison-2-amount pronto-comparison-2-old pronto-comparison-2-new pronto-comparison-2-months\">CHF 1\u2019176<\/output><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<p class=\"pronto-comparison__note\">C\u00e1lculos: modelo simplificado de presta\u00e7\u00f5es constantes: r = (1 + taxa anual efetiva)^(1\/12) - 1. Presta\u00e7\u00e3o mensal = R \u00b7 r<sub>kg<\/sub> \u00b7 amortiza\u00e7\u00e3o-1\/12 \u00b7 Taxa residual = diferen\u00e7a entre os juros originais - novos juros. Os valores apresentados s\u00e3o arredondados e n\u00e3o juridicamente vinculativos. Fonte: an\u00e1lises Mutuo.ch.<\/p>\n\t\t<div class=\"pronto-comparison__action\"><a href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\">Analisar o meu refinanciamento \u2192<\/a><\/div>\n\t\t\t<\/section>\n\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e2b9fa elementor-widget elementor-widget-text-editor\" data-id=\"6e2b9fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"mutuo-full-support\">\n\n  <!-- =====================================================\n       BESUCH IN BASEL\n  ====================================================== -->\n\n  <div class=\"mutuo-visit-head\">\n    <div class=\"mutuo-kicker\">\n      AO TEU LADO PRESENCIALMENTE\n    <\/div>\n\n    <h2>Visita-nos em Basileia<\/h2>\n\n    <p>\n      Contacto pessoal, r\u00e1pido e simples\n    <\/p>\n  <\/div>\n\n\n  <!-- =====================================================\n       4 KARTEN\n  ====================================================== -->\n\n  <div class=\"mutuo-visit-grid\">\n\n    <!-- FILIALE -->\n    <div class=\"mutuo-visit-card\">\n\n      <div class=\"mutuo-visit-icon\">\n        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n          <path d=\"M3 10.5 12 3l9 7.5\"><\/path>\n          <path d=\"M5 9.5V21h14V9.5\"><\/path>\n          <path d=\"M9 21v-7h6v7\"><\/path>\n        <\/svg>\n      <\/div>\n\n      <div class=\"mutuo-visit-copy\">\n        <strong>Ag\u00eancia<\/strong>\n\n        <span>\n          <b>Mutuo AG<\/b><br>\n          Clarastrasse 19<br>\n          4005 Basel\n        <\/span>\n      <\/div>\n\n    <\/div>\n\n\n    <!-- \u00d6FFNUNGSZEITEN -->\n    <div class=\"mutuo-visit-card\">\n\n      <div class=\"mutuo-visit-icon\">\n        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n          <circle cx=\"12\" cy=\"12\" r=\"8\"><\/circle>\n          <path d=\"M12 7v5l3 2\"><\/path>\n        <\/svg>\n      <\/div>\n\n      <div class=\"mutuo-visit-copy\">\n        <strong>Hor\u00e1rio de funcionamento<\/strong>\n\n        <span>\n          <b>Seg.\u2013Sex.<\/b><br>\n          09:00\u201312:30<br>\n          13:30\u201318:30\n        <\/span>\n      <\/div>\n\n    <\/div>\n\n\n    <!-- GOOGLE MAPS -->\n    <a\n      class=\"mutuo-visit-card mutuo-click-card\"\n      href=\"https:\/\/maps.google.ch\/maps?q=Mutuo+AG+-+Kredite+zu+besten+Konditionen&#038;hl=de&#038;ll=47.563786,7.596209&#038;spn=0.010077,0.022724&#038;cid=9733732334634073177&#038;gl=CH&#038;hq=Mutuo+AG+-+Kredite+zu+besten+Konditionen&#038;t=m&#038;z=16&#038;iwloc=A\"\n      target=\"_blank\"\n      rel=\"noopener\"\n    >\n\n      <div class=\"mutuo-visit-icon\">\n        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n          <path d=\"M12 21s6-5.4 6-11a6 6 0 1 0-12 0c0 5.6 6 11 6 11z\"><\/path>\n          <circle cx=\"12\" cy=\"10\" r=\"2\"><\/circle>\n        <\/svg>\n      <\/div>\n\n      <div class=\"mutuo-visit-copy\">\n        <strong>Ver mapa<\/strong>\n\n        <span>\n          Abrir a Mutuo AG diretamente no Google Maps\n        <\/span>\n      <\/div>\n\n      <div class=\"mutuo-card-arrow\">\u2192<\/div>\n\n    <\/a>\n\n\n    <!-- 40+ JAHRE -->\n    <div class=\"mutuo-visit-card mutuo-history-card\">\n\n      <div class=\"mutuo-history-image-wrap\">\n        <img decoding=\"async\"\n          class=\"mutuo-history-image\"\n          src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2026\/03\/ChatGPT-Image-10.png\"\n          alt=\"Desde 1980\"\n        >\n      <\/div>\n\n      <div class=\"mutuo-visit-copy mutuo-history-copy\">\n        <strong>\n          Mais de 40 anos de experi\u00eancia\n        <\/strong>\n\n        <span>\n          O teu parceiro de cr\u00e9dito na Su\u00ed\u00e7a desde 1980\n        <\/span>\n      <\/div>\n\n    <\/div>\n\n  <\/div>\n\n\n  <!-- =====================================================\n       HILFE + KONTAKT\n  ====================================================== -->\n\n  <div class=\"mutuo-help-section\">\n\n\n    <!-- LINKS -->\n    <div class=\"mutuo-help-left\">\n\n      <div class=\"mutuo-help-heading\">\n        <h2>PRECISAS DE AJUDA?<\/h2>\n\n        <div class=\"mutuo-help-orange\">\n          Estamos aqui para te ajudar.\n        <\/div>\n      <\/div>\n\n\n      <img decoding=\"async\"\n        class=\"mutuo-help-laptop\"\n        src=\"https:\/\/mutuo.ch\/wp-content\/themes\/twentyeleven__18\/tools\/pronto-image-webp\/assets\/tel_email_support_icon-3.webp\"\n        alt=\"Aconselhamento de cr\u00e9dito Mutuo\"\n      >\n\n\n      <p class=\"mutuo-help-description\">\n        Os nossos consultores de cr\u00e9dito apoiam-te pessoalmente\n        por telefone, e-mail ou WhatsApp.<br>\n        R\u00e1pido, simples e confidencial.\n      <\/p>\n\n    <\/div>\n\n\n    <!-- RECHTS -->\n    <div class=\"mutuo-contact-side\">\n\n\n      <!-- TELEFON -->\n      <a\n        class=\"mutuo-contact-card\"\n        href=\"tel:+41616815183\"\n      >\n\n        <div class=\"mutuo-contact-icon mutuo-phone\">\n          <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n            <path d=\"M5 4h4l2 5-3 2c1.4 2.8 3.2 4.6 6 6l2-3 5 2v4c0 1-1 2-2 2C10 22 2 14 2 6c0-1 1-2 3-2z\"><\/path>\n          <\/svg>\n        <\/div>\n\n        <div class=\"mutuo-contact-text\">\n          <strong>Telefone<\/strong>\n          <span>061 681 51 83<\/span>\n        <\/div>\n\n        <div class=\"mutuo-contact-arrow\">\n          \u2192\n        <\/div>\n\n      <\/a>\n\n\n      <!-- E-MAIL -->\n      <a\n        class=\"mutuo-contact-card\"\n        href=\"mailto:info@mutuo.ch\"\n      >\n\n        <div class=\"mutuo-contact-icon mutuo-mail\">\n          <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n            <rect x=\"3\" y=\"5\" width=\"18\" height=\"14\" rx=\"2\"><\/rect>\n            <path d=\"m4 7 8 6 8-6\"><\/path>\n          <\/svg>\n        <\/div>\n\n        <div class=\"mutuo-contact-text\">\n          <strong>E-mail<\/strong>\n          <span>info@mutuo.ch<\/span>\n        <\/div>\n\n        <div class=\"mutuo-contact-arrow\">\n          \u2192\n        <\/div>\n\n      <\/a>\n\n\n      <!-- WHATSAPP -->\n      <a\n        class=\"mutuo-contact-card\"\n        href=\"https:\/\/wa.me\/41616815183\"\n        target=\"_blank\"\n        rel=\"noopener\"\n      >\n\n        <div class=\"mutuo-contact-icon mutuo-whatsapp\">\n          <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n            <path d=\"M20 11.5a8 8 0 0 1-11.8 7L4 20l1.5-4.1A8 8 0 1 1 20 11.5z\"><\/path>\n            <path d=\"M9 8.5c.5 3 2 4.5 5 5\"><\/path>\n          <\/svg>\n        <\/div>\n\n        <div class=\"mutuo-contact-text\">\n          <strong>WhatsApp<\/strong>\n          <span>061 681 51 83<\/span>\n        <\/div>\n\n        <div class=\"mutuo-contact-arrow\">\n          \u2192\n        <\/div>\n\n      <\/a>\n\n\n      <!-- SPRACHEN -->\n      <div class=\"mutuo-language-info\">\n\n        <strong>\n          Aconselhamento de cr\u00e9dito gratuito em 9 l\u00ednguas\n        <\/strong>\n\n        <span>\n          Deutsch, Fran\u00e7ais, Italiano, Portugu\u00eas,\n          Shqip, English e Espa\u00f1ol\n        <\/span>\n\n      <\/div>\n\n\n      <!-- =====================================================\n           CTA \u2013 RICHTIGE VERLINKUNG\n      ====================================================== -->\n\n      <div class=\"mutuo-credit-button-wrap\">\n\n        <a\n          class=\"mutuo-credit-button\"\n          href=\"https:\/\/mutuo.ch\/pt-pt\/pedido-de-credito-online\/\"\n        >\n\n          <div>\n            <strong>\n              Calcula o teu cr\u00e9dito agora\n            <\/strong>\n\n            <span>\n              O teu resultado em 2 minutos\n            <\/span>\n          <\/div>\n\n          <b>\u2192<\/b>\n\n        <\/a>\n\n      <\/div>\n\n\n      <!-- TRUST -->\n      <div class=\"mutuo-trust-row\">\n\n        <div class=\"mutuo-trust-item\">\n          <i>\u2713<\/i>\n          Taxas de juro atrativas\n        <\/div>\n\n        <div class=\"mutuo-trust-item\">\n          <i>\u2713<\/i>\n          100% gratuito\n        <\/div>\n\n        <div class=\"mutuo-trust-item\">\n          <i>\u2713<\/i>\n          Decis\u00e3o r\u00e1pida\n        <\/div>\n\n      <\/div>\n\n    <\/div>\n\n  <\/div>\n\n<\/div>\n\n\n<style>\n\n\/* =====================================================\n   BASIS\n===================================================== *\/\n\n.mutuo-full-support,\n.mutuo-full-support * {\n  box-sizing:border-box;\n}\n\n.mutuo-full-support {\n  --orange:#ff9418;\n  --orange-light:#ffb34d;\n\n  width:100%;\n  max-width:1380px;\n\n  margin:0 auto;\n\n  padding:28px 26px 34px;\n\n  background:#fff;\n\n  color:#292929;\n\n  font-family:\n    Arial,\n    Helvetica,\n    sans-serif;\n}\n\n\n\/* =====================================================\n   HEADER\n===================================================== *\/\n\n.mutuo-visit-head {\n  margin-bottom:22px;\n  text-align:center;\n}\n\n.mutuo-kicker {\n  margin-bottom:7px;\n\n  color:#ff9418;\n\n  font-size:12px;\n  line-height:1.2;\n\n  font-weight:900;\n\n  letter-spacing:1.8px;\n}\n\n.mutuo-visit-head h2 {\n  margin:0;\n\n  color:#292929;\n\n  font-size:42px;\n  line-height:1.06;\n\n  font-weight:900;\n\n  letter-spacing:-.7px;\n}\n\n.mutuo-visit-head p {\n  margin:9px 0 0;\n\n  color:#777;\n\n  font-size:18px;\n  line-height:1.3;\n\n  font-weight:600;\n}\n\n\n\/* =====================================================\n   4 KARTEN\n===================================================== *\/\n\n.mutuo-visit-grid {\n  width:100%;\n\n  display:grid;\n\n  grid-template-columns:\n    repeat(2,minmax(0,1fr));\n\n  gap:16px;\n}\n\n.mutuo-visit-card {\n  position:relative;\n\n  min-width:0;\n  min-height:150px;\n\n  display:flex;\n\n  align-items:center;\n\n  gap:18px;\n\n  padding:22px 24px;\n\n  background:#fff;\n\n  border:\n    1px solid\n    rgba(255,148,24,.22);\n\n  border-radius:19px;\n\n  box-shadow:\n    0 6px 18px\n    rgba(0,0,0,.035);\n\n  color:#292929 !important;\n\n  text-decoration:none !important;\n\n  overflow:hidden;\n}\n\n.mutuo-visit-card::after {\n  content:\"\";\n\n  position:absolute;\n\n  right:-52px;\n  top:-52px;\n\n  width:105px;\n  height:105px;\n\n  border-radius:50%;\n\n  background:\n    rgba(255,148,24,.06);\n\n  pointer-events:none;\n}\n\n\n\/* =====================================================\n   VISIT ICONS\n===================================================== *\/\n\n.mutuo-visit-icon {\n  position:relative;\n\n  z-index:2;\n\n  width:62px;\n  height:62px;\n\n  flex:0 0 62px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  border-radius:17px;\n\n  background:\n    linear-gradient(\n      135deg,\n      #ffb34d,\n      #ff9418\n    );\n\n  box-shadow:\n    0 7px 16px\n    rgba(255,148,24,.20);\n}\n\n.mutuo-visit-icon svg {\n  width:29px;\n  height:29px;\n\n  fill:none;\n\n  stroke:#fff;\n\n  stroke-width:2;\n\n  stroke-linecap:round;\n  stroke-linejoin:round;\n}\n\n\n\/* =====================================================\n   BESUCH TEXT\n===================================================== *\/\n\n.mutuo-visit-copy {\n  position:relative;\n\n  z-index:2;\n\n  min-width:0;\n}\n\n.mutuo-visit-copy > strong {\n  display:block;\n\n  margin-bottom:7px;\n\n  color:#292929;\n\n  font-size:28px;\n  line-height:1.1;\n\n  font-weight:900;\n}\n\n.mutuo-visit-copy > span {\n  display:block;\n\n  color:#737373;\n\n  font-size:17px;\n  line-height:1.4;\n}\n\n.mutuo-visit-copy b {\n  color:#292929;\n\n  font-weight:800;\n}\n\n\n\/* =====================================================\n   GOOGLE MAPS\n===================================================== *\/\n\n.mutuo-click-card {\n  cursor:pointer;\n\n  transition:\n    transform .18s ease,\n    border-color .18s ease,\n    box-shadow .18s ease;\n}\n\n.mutuo-click-card:hover {\n  transform:translateY(-3px);\n\n  border-color:\n    rgba(255,148,24,.42);\n\n  box-shadow:\n    0 10px 24px\n    rgba(255,148,24,.10);\n}\n\n.mutuo-card-arrow {\n  position:relative;\n\n  z-index:3;\n\n  margin-left:auto;\n\n  color:#ff9418;\n\n  font-size:28px;\n\n  font-weight:900;\n\n  transition:\n    transform .18s ease;\n}\n\n.mutuo-click-card:hover\n.mutuo-card-arrow {\n  transform:translateX(5px);\n}\n\n\n\/* =====================================================\n   1980\n===================================================== *\/\n\n.mutuo-history-card {\n  background:\n    linear-gradient(\n      110deg,\n      #fff 0%,\n      #fffdf8 60%,\n      #fff7e8 100%\n    );\n}\n\n.mutuo-history-image-wrap {\n  position:relative;\n\n  z-index:2;\n\n  width:82px;\n  height:82px;\n\n  flex:0 0 82px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n}\n\n.mutuo-history-image {\n  display:block;\n\n  width:82px;\n  height:82px;\n\n  object-fit:contain;\n}\n\n.mutuo-history-copy > strong {\n  font-size:27px;\n  line-height:1.12;\n}\n\n.mutuo-history-copy > span {\n  font-size:16px;\n\n  line-height:1.35;\n\n  font-weight:600;\n}\n\n\n\/* =====================================================\n   HILFE\n===================================================== *\/\n\n.mutuo-help-section {\n  width:100%;\n\n  display:grid;\n\n  grid-template-columns:\n    minmax(0,.85fr)\n    minmax(0,1.15fr);\n\n  align-items:center;\n\n  gap:48px;\n\n  margin-top:42px;\n\n  padding-top:30px;\n\n  border-top:1px solid #eee;\n}\n\n.mutuo-help-left {\n  text-align:center;\n}\n\n.mutuo-help-heading {\n  margin-bottom:10px;\n}\n\n.mutuo-help-heading h2 {\n  margin:0 0 5px;\n\n  color:#292929;\n\n  font-size:38px;\n  line-height:1.05;\n\n  font-weight:900;\n\n  letter-spacing:-.8px;\n}\n\n.mutuo-help-orange {\n  color:#ff9418;\n\n  font-size:19px;\n  line-height:1.2;\n\n  font-weight:850;\n}\n\n\n\/* =====================================================\n   LAPTOP\n===================================================== *\/\n\n.mutuo-help-laptop {\n  display:block;\n\n  width:100%;\n  max-width:520px;\n\n  height:auto;\n  max-height:365px;\n\n  margin:\n    14px auto\n    16px;\n\n  object-fit:contain;\n}\n\n.mutuo-help-description {\n  max-width:520px;\n\n  margin:0 auto;\n\n  color:#696969;\n\n  font-size:15px;\n  line-height:1.5;\n}\n\n\n\/* =====================================================\n   KONTAKT\n===================================================== *\/\n\n.mutuo-contact-side {\n  min-width:0;\n\n  display:flex;\n\n  flex-direction:column;\n\n  gap:9px;\n}\n\n.mutuo-contact-card {\n  width:100%;\n\n  min-height:70px;\n\n  display:grid;\n\n  grid-template-columns:\n    43px\n    minmax(0,1fr)\n    18px;\n\n  align-items:center;\n\n  gap:11px;\n\n  padding:11px 14px;\n\n  background:#fff;\n\n  border:1px solid #ededed;\n\n  border-radius:14px;\n\n  box-shadow:\n    0 5px 15px\n    rgba(0,0,0,.045);\n\n  color:#292929 !important;\n\n  text-decoration:none !important;\n\n  transition:\n    transform .18s ease,\n    border-color .18s ease,\n    box-shadow .18s ease;\n}\n\n.mutuo-contact-card:hover {\n  transform:translateY(-2px);\n\n  border-color:\n    rgba(255,148,24,.30);\n\n  box-shadow:\n    0 9px 22px\n    rgba(255,148,24,.09);\n}\n\n\n\/* =====================================================\n   KONTAKT ICONS\n===================================================== *\/\n\n.mutuo-contact-icon {\n  width:41px;\n  height:41px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  border-radius:11px;\n\n  box-shadow:\n    0 5px 12px\n    rgba(0,0,0,.09);\n}\n\n.mutuo-contact-icon svg {\n  width:22px;\n  height:22px;\n\n  fill:none;\n\n  stroke:#fff;\n\n  stroke-width:1.9;\n\n  stroke-linecap:round;\n  stroke-linejoin:round;\n}\n\n.mutuo-phone {\n  background:\n    linear-gradient(\n      135deg,\n      #2789ed,\n      #0768c5\n    );\n}\n\n.mutuo-mail {\n  background:\n    linear-gradient(\n      135deg,\n      #ffb34e,\n      #ff9418\n    );\n}\n\n.mutuo-whatsapp {\n  background:\n    linear-gradient(\n      135deg,\n      #62cf66,\n      #2eaa47\n    );\n}\n\n\n\/* =====================================================\n   KONTAKT TEXT\n===================================================== *\/\n\n.mutuo-contact-text {\n  min-width:0;\n\n  text-align:left;\n}\n\n.mutuo-contact-text strong {\n  display:block;\n\n  color:#292929;\n\n  font-size:19px;\n  line-height:1.15;\n\n  font-weight:850;\n}\n\n.mutuo-contact-text span {\n  display:block;\n\n  margin-top:3px;\n\n  color:#777;\n\n  font-size:14px;\n  line-height:1.25;\n\n  font-weight:600;\n}\n\n.mutuo-contact-arrow {\n  justify-self:end;\n\n  color:#ff9418;\n\n  font-size:18px;\n\n  font-weight:900;\n}\n\n\n\/* =====================================================\n   SPRACHEN\n===================================================== *\/\n\n.mutuo-language-info {\n  padding:8px 5px 2px;\n\n  text-align:center;\n}\n\n.mutuo-language-info strong {\n  display:block;\n\n  margin-bottom:4px;\n\n  color:#656565;\n\n  font-size:13px;\n\n  font-weight:850;\n}\n\n.mutuo-language-info span {\n  color:#777;\n\n  font-size:11.5px;\n  line-height:1.4;\n}\n\n\n\/* =====================================================\n   CTA\n===================================================== *\/\n\n.mutuo-credit-button-wrap {\n  width:100%;\n\n  padding:4px 3px;\n}\n\n.mutuo-credit-button {\n  position:relative;\n\n  width:100%;\n\n  min-height:68px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  gap:22px;\n\n  padding:10px 17px;\n\n  border-radius:10px;\n\n  background:\n    linear-gradient(\n      90deg,\n      #ffaa43,\n      #ff9418\n    );\n\n  color:#fff !important;\n\n  text-decoration:none !important;\n\n  box-shadow:\n    0 8px 20px\n    rgba(255,148,24,.24);\n\n  transform-origin:center;\n\n  animation:\n    mutuoHeartbeat\n    2.4s\n    ease-in-out\n    infinite;\n}\n\n.mutuo-credit-button > div {\n  display:flex;\n\n  flex-direction:column;\n\n  align-items:center;\n}\n\n.mutuo-credit-button strong {\n  color:#fff;\n\n  font-size:20px;\n  line-height:1.1;\n\n  font-weight:850;\n}\n\n.mutuo-credit-button span {\n  margin-top:3px;\n\n  color:rgba(255,255,255,.97);\n\n  font-size:13px;\n}\n\n.mutuo-credit-button b {\n  color:#fff;\n\n  font-size:23px;\n}\n\n\n\/* =====================================================\n   HEARTBEAT\n===================================================== *\/\n\n@keyframes mutuoHeartbeat {\n\n  0%,\n  100% {\n    transform:scale(1);\n\n    box-shadow:\n      0 8px 20px\n      rgba(255,148,24,.24);\n  }\n\n  7% {\n    transform:scale(1.022);\n\n    box-shadow:\n      0 10px 27px\n      rgba(255,148,24,.38);\n  }\n\n  14% {\n    transform:scale(1);\n\n    box-shadow:\n      0 8px 20px\n      rgba(255,148,24,.24);\n  }\n\n  21% {\n    transform:scale(1.015);\n\n    box-shadow:\n      0 10px 25px\n      rgba(255,148,24,.33);\n  }\n\n  30% {\n    transform:scale(1);\n\n    box-shadow:\n      0 8px 20px\n      rgba(255,148,24,.24);\n  }\n\n}\n\n\n\/* =====================================================\n   TRUST\n===================================================== *\/\n\n.mutuo-trust-row {\n  width:100%;\n\n  display:grid;\n\n  grid-template-columns:\n    repeat(3,minmax(0,1fr));\n\n  gap:6px;\n\n  padding-top:5px;\n}\n\n.mutuo-trust-item {\n  min-width:0;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  gap:5px;\n\n  color:#747474;\n\n  font-size:12px;\n\n  font-weight:600;\n\n  white-space:nowrap;\n}\n\n.mutuo-trust-item i {\n  width:17px;\n  height:17px;\n\n  flex:0 0 17px;\n\n  display:flex;\n\n  align-items:center;\n  justify-content:center;\n\n  border-radius:50%;\n\n  background:\n    linear-gradient(\n      135deg,\n      #9edc75,\n      #69bf4d\n    );\n\n  color:#fff;\n\n  font-size:11px;\n  line-height:1;\n\n  font-style:normal;\n\n  font-weight:900;\n}\n\n\n\/* =====================================================\n   TABLET\n===================================================== *\/\n\n@media(max-width:1024px) {\n\n  .mutuo-full-support {\n    padding:22px 14px 27px;\n  }\n\n  .mutuo-help-section {\n    gap:28px;\n  }\n\n  .mutuo-history-copy > strong {\n    font-size:22px;\n  }\n\n  .mutuo-history-copy > span {\n    font-size:14px;\n  }\n\n  .mutuo-help-laptop {\n    max-width:420px;\n    max-height:300px;\n  }\n\n}\n\n\n\/* =====================================================\n   MOBILE\n===================================================== *\/\n\n@media(max-width:767px) {\n\n  .mutuo-full-support {\n    width:100%;\n\n    padding:12px 6px 15px;\n  }\n\n\n  .mutuo-visit-head {\n    margin-bottom:13px;\n  }\n\n  .mutuo-kicker {\n    margin-bottom:5px;\n\n    font-size:9px;\n\n    letter-spacing:1.2px;\n  }\n\n  .mutuo-visit-head h2 {\n    font-size:26px;\n  }\n\n  .mutuo-visit-head p {\n    margin-top:6px;\n\n    font-size:12px;\n  }\n\n\n  .mutuo-visit-grid {\n    grid-template-columns:1fr;\n\n    gap:8px;\n  }\n\n  .mutuo-visit-card {\n    min-height:auto;\n\n    gap:10px;\n\n    padding:11px 10px;\n\n    border-radius:13px;\n  }\n\n  .mutuo-visit-icon {\n    width:40px;\n    height:40px;\n\n    flex-basis:40px;\n\n    border-radius:11px;\n  }\n\n  .mutuo-visit-icon svg {\n    width:20px;\n    height:20px;\n  }\n\n  .mutuo-visit-copy > strong {\n    margin-bottom:3px;\n\n    font-size:16px;\n  }\n\n  .mutuo-visit-copy > span {\n    font-size:11.5px;\n\n    line-height:1.32;\n  }\n\n  .mutuo-card-arrow {\n    font-size:19px;\n  }\n\n\n  .mutuo-history-image-wrap {\n    width:48px;\n    height:48px;\n\n    flex-basis:48px;\n  }\n\n  .mutuo-history-image {\n    width:48px;\n    height:48px;\n  }\n\n  .mutuo-history-copy > strong {\n    font-size:16px;\n\n    line-height:1.15;\n  }\n\n  .mutuo-history-copy > span {\n    font-size:11px;\n\n    line-height:1.3;\n  }\n\n\n  .mutuo-help-section {\n    grid-template-columns:1fr;\n\n    gap:15px;\n\n    margin-top:23px;\n\n    padding-top:17px;\n  }\n\n  .mutuo-help-heading {\n    margin-bottom:7px;\n  }\n\n  .mutuo-help-heading h2 {\n    margin-bottom:3px;\n\n    font-size:25px;\n  }\n\n  .mutuo-help-orange {\n    font-size:14px;\n  }\n\n\n  .mutuo-help-laptop {\n    width:100%;\n\n    max-width:310px;\n\n    height:auto;\n\n    max-height:220px;\n\n    margin:\n      8px auto\n      9px;\n\n    object-fit:contain;\n  }\n\n  .mutuo-help-description {\n    max-width:350px;\n\n    padding:0 5px;\n\n    font-size:11.5px;\n\n    line-height:1.42;\n  }\n\n\n  .mutuo-contact-side {\n    gap:7px;\n  }\n\n  .mutuo-contact-card {\n    min-height:58px;\n\n    grid-template-columns:\n      35px\n      minmax(0,1fr)\n      15px;\n\n    gap:8px;\n\n    padding:8px 10px;\n\n    border-radius:11px;\n  }\n\n  .mutuo-contact-icon {\n    width:34px;\n    height:34px;\n\n    border-radius:9px;\n  }\n\n  .mutuo-contact-icon svg {\n    width:18px;\n    height:18px;\n  }\n\n  .mutuo-contact-text strong {\n    font-size:14px;\n  }\n\n  .mutuo-contact-text span {\n    margin-top:2px;\n\n    font-size:10.5px;\n  }\n\n  .mutuo-contact-arrow {\n    font-size:15px;\n  }\n\n\n  .mutuo-language-info {\n    padding:5px 4px 0;\n  }\n\n  .mutuo-language-info strong {\n    font-size:10px;\n  }\n\n  .mutuo-language-info span {\n    font-size:8.7px;\n  }\n\n\n  .mutuo-credit-button-wrap {\n    padding:3px 2px;\n  }\n\n  .mutuo-credit-button {\n    min-height:57px;\n\n    gap:10px;\n\n    padding:8px;\n\n    animation-duration:2.5s;\n  }\n\n  .mutuo-credit-button strong {\n    font-size:16px;\n  }\n\n  .mutuo-credit-button span {\n    font-size:10px;\n  }\n\n  .mutuo-credit-button b {\n    font-size:18px;\n  }\n\n\n  .mutuo-trust-row {\n    grid-template-columns:\n      repeat(3,minmax(0,1fr));\n\n    gap:3px;\n  }\n\n  .mutuo-trust-item {\n    gap:3px;\n\n    font-size:\n      clamp(\n        7.5px,\n        2.45vw,\n        10px\n      );\n\n    white-space:nowrap;\n  }\n\n  .mutuo-trust-item i {\n    width:14px;\n    height:14px;\n\n    flex-basis:14px;\n\n    font-size:9px;\n  }\n\n}\n\n\n\/* =====================================================\n   KLEINE HANDYS\n===================================================== *\/\n\n@media(max-width:380px) {\n\n  .mutuo-history-copy > strong {\n    font-size:15px;\n  }\n\n  .mutuo-history-copy > span {\n    font-size:10px;\n  }\n\n  .mutuo-help-heading h2 {\n    font-size:23px;\n  }\n\n  .mutuo-help-laptop {\n    max-width:270px;\n  }\n\n  .mutuo-contact-text span {\n    font-size:9.7px;\n  }\n\n  .mutuo-trust-item {\n    font-size:7.2px;\n  }\n\n}\n\n\n\/* =====================================================\n   REDUCED MOTION\n===================================================== *\/\n\n@media(prefers-reduced-motion:reduce) {\n\n  .mutuo-credit-button {\n    animation:none !important;\n  }\n\n}\n\n<\/style>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-15a18f1c e-con-full e-flex e-con e-child\" data-id=\"15a18f1c\" data-element_type=\"container\" data-e-type=\"container\" id=\"section-faq-mobile\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73f6d22 elementor-widget elementor-widget-heading\" data-id=\"73f6d22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Perguntas frequentes sobre a transfer\u00eancia de cr\u00e9dito na Su\u00ed\u00e7a<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7ae54d elementor-widget elementor-widget-text-editor\" data-id=\"f7ae54d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div style=\"text-align:center\"><p>Como funciona a transfer\u00eancia de cr\u00e9dito? Quando compensa e pode receber dinheiro adicional? Encontre aqui as principais respostas.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4564166a elementor-widget elementor-widget-n-accordion\" data-id=\"4564166a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1160\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1160\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> O que significa transferir ou refinanciar um cr\u00e9dito? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1160\" class=\"elementor-element elementor-element-dee3fd6 e-con-full e-flex e-con e-child\" data-id=\"dee3fd6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1160\" class=\"elementor-element elementor-element-56956b0 e-flex e-con-boxed e-con e-child\" data-id=\"56956b0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f56ee4f elementor-widget elementor-widget-text-editor\" data-id=\"f56ee4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Significa liquidar o cr\u00e9dito atual com um novo cr\u00e9dito. Este refinanciamento cobre o montante ainda necess\u00e1rio para a liquida\u00e7\u00e3o, n\u00e3o o valor inicialmente pedido.<\/p><p>O objetivo pode ser uma taxa mais baixa, uma presta\u00e7\u00e3o mais adequada ou a consolida\u00e7\u00e3o de v\u00e1rios cr\u00e9ditos. Pode tamb\u00e9m pedir dinheiro adicional para a sua conta. O novo banco tem de aprovar o financiamento.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1161\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1161\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Quando compensa transferir um cr\u00e9dito? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1161\" class=\"elementor-element elementor-element-c1ffa41 e-con-full e-flex e-con e-child\" data-id=\"c1ffa41\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1161\" class=\"elementor-element elementor-element-f170f24 e-flex e-con-boxed e-con e-child\" data-id=\"f170f24\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c3f217 elementor-widget elementor-widget-text-editor\" data-id=\"2c3f217\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Compensa financeiramente quando os custos totais ainda a pagar s\u00e3o mais baixos com o novo cr\u00e9dito. Comparar \u00e9 especialmente \u00fatil se a sua taxa atual for elevada.<\/p><p>Contam a taxa, o montante em d\u00edvida, o prazo restante e a nova proposta. Uma melhoria da situa\u00e7\u00e3o profissional ou financeira tamb\u00e9m pode permitir melhores condi\u00e7\u00f5es. Compare sempre o custo total, n\u00e3o apenas a presta\u00e7\u00e3o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1162\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1162\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Quanto posso poupar ao transferir o cr\u00e9dito? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1162\" class=\"elementor-element elementor-element-8fed020 e-con-full e-flex e-con e-child\" data-id=\"8fed020\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1162\" class=\"elementor-element elementor-element-6c89d93 e-flex e-con-boxed e-con e-child\" data-id=\"6c89d93\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b410f98 elementor-widget elementor-widget-text-editor\" data-id=\"b410f98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A poupan\u00e7a depende do montante em d\u00edvida, da diferen\u00e7a entre taxas e do prazo restante.<\/p><p>Exemplo simplificado: CHF 30\u2019000 a reembolsar nos pr\u00f3ximos 48 meses.<\/p><div style=\"overflow-x:auto\"><table style=\"width:100%;border-collapse:collapse\"><tr><th style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p><\/p><\/th><th style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p><strong>Cr\u00e9dito atual<\/strong><\/p><\/th><th style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p><strong>Novo cr\u00e9dito<\/strong><\/p><\/th><\/tr><tr><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>Taxa anual efetiva<\/p><\/td><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>9,9 %<\/p><\/td><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>5,9 %<\/p><\/td><\/tr><tr><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>Presta\u00e7\u00e3o mensal<\/p><\/td><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>cerca de CHF 753<\/p><\/td><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>cerca de CHF 701<\/p><\/td><\/tr><tr><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>Juros ainda a pagar<\/p><\/td><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>cerca de CHF 6\u2019162<\/p><\/td><td style=\"border:1px solid #ddd;padding:8px;text-align:left\"><p>cerca de CHF 3\u2019651<\/p><\/td><\/tr><\/table><\/div><p>A poupan\u00e7a \u00e9 de cerca de CHF 2\u2019511 durante todo o prazo restante.<\/p><p>C\u00e1lculo com presta\u00e7\u00f5es constantes, sem custos adicionais nem pr\u00e9mios de seguro. As taxas s\u00e3o exemplos e n\u00e3o constituem uma proposta vinculativa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1163\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1163\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Posso reduzir a presta\u00e7\u00e3o mensal? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1163\" class=\"elementor-element elementor-element-043f476 e-con-full e-flex e-con e-child\" data-id=\"043f476\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1163\" class=\"elementor-element elementor-element-ab395fc e-flex e-con-boxed e-con e-child\" data-id=\"ab395fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b14497d elementor-widget elementor-widget-text-editor\" data-id=\"b14497d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sim, com uma taxa mais baixa, um prazo mais longo ou ambos. Mantendo o prazo, uma taxa inferior reduz a presta\u00e7\u00e3o e os juros.<\/p><p>Um prazo mais longo alivia o or\u00e7amento mensal, mas pode aumentar o total de juros. A Mutuo considera, por isso, a presta\u00e7\u00e3o pretendida, os custos e as possibilidades de aprova\u00e7\u00e3o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1164\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1164\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Posso liquidar o cr\u00e9dito a qualquer momento, mesmo mudando de banco? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1164\" class=\"elementor-element elementor-element-dd9eee0 e-con-full e-flex e-con e-child\" data-id=\"dd9eee0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1164\" class=\"elementor-element elementor-element-276d0ac e-flex e-con-boxed e-con e-child\" data-id=\"276d0ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f6d740 elementor-widget elementor-widget-text-editor\" data-id=\"5f6d740\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sim. Os cr\u00e9ditos pessoais abrangidos pela lei su\u00ed\u00e7a do cr\u00e9dito ao consumo podem ser reembolsados antecipadamente. Nos restantes contratos aplicam-se as condi\u00e7\u00f5es contratuais.<\/p><p>A Mutuo analisa a transfer\u00eancia de cr\u00e9ditos pessoais de todos os bancos su\u00ed\u00e7os, mesmo n\u00e3o parceiros. O novo banco tem de aprovar o financiamento. \u00c9 poss\u00edvel voltar a transferir o cr\u00e9dito mais tarde, desde que se cumpram as condi\u00e7\u00f5es legais ou contratuais.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1165\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1165\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Ao fim de quantos meses devo pedir uma revis\u00e3o do cr\u00e9dito? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1165\" class=\"elementor-element elementor-element-a99757c e-con-full e-flex e-con e-child\" data-id=\"a99757c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1165\" class=\"elementor-element elementor-element-e54c42e e-flex e-con-boxed e-con e-child\" data-id=\"e54c42e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2c01d8 elementor-widget elementor-widget-text-editor\" data-id=\"d2c01d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A nossa regra pr\u00e1tica: pe\u00e7a uma revis\u00e3o ap\u00f3s pagar pelo menos doze presta\u00e7\u00f5es mensais. Uma transfer\u00eancia mais cedo \u00e9 poss\u00edvel, mas os bancos s\u00e3o frequentemente mais prudentes com mudan\u00e7as r\u00e1pidas ou aumentos do cr\u00e9dito no primeiro ano.<\/p><p>Ap\u00f3s doze pagamentos existe um hist\u00f3rico mais longo. Segundo a nossa experi\u00eancia de intermedia\u00e7\u00e3o, \u00e9 uma boa altura para comparar. Isso n\u00e3o garante melhores condi\u00e7\u00f5es nem aprova\u00e7\u00e3o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1166\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1166\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Quanto custa transferir um cr\u00e9dito com a Mutuo? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1166\" class=\"elementor-element elementor-element-50704fa e-con-full e-flex e-con e-child\" data-id=\"50704fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1166\" class=\"elementor-element elementor-element-73696dd e-flex e-con-boxed e-con e-child\" data-id=\"73696dd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3168ad9 elementor-widget elementor-widget-text-editor\" data-id=\"3168ad9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Todo o servi\u00e7o Mutuo \u00e9 gratuito: aconselhamento, compara\u00e7\u00e3o, intermedia\u00e7\u00e3o e acompanhamento. N\u00e3o cobramos comiss\u00f5es mesmo que o pedido seja recusado ou n\u00e3o aceite a proposta.<\/p><p>No novo cr\u00e9dito paga os juros acordados e, se escolher um seguro facultativo de prote\u00e7\u00e3o das presta\u00e7\u00f5es, o respetivo pr\u00e9mio.<\/p><p><a href=\"https:\/\/mutuo.ch\/pt-pt\/blog\/taxas-de-credito-privado-na-suica-proibicao-de-taxas-de-processamento-de-corretagem-de-emprestimos\/\">Porque \u00e9 gratuita a intermedia\u00e7\u00e3o de cr\u00e9dito na Mutuo<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1167\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1167\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Como funciona a transfer\u00eancia com a Mutuo? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1167\" class=\"elementor-element elementor-element-6ca1adf e-con-full e-flex e-con e-child\" data-id=\"6ca1adf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1167\" class=\"elementor-element elementor-element-3cbd693 e-flex e-con-boxed e-con e-child\" data-id=\"3cbd693\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d428d5f elementor-widget elementor-widget-text-editor\" data-id=\"d428d5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>1. Enviar o pedido: indique o banco atual, o montante aproximado em d\u00edvida e qualquer valor adicional pretendido.<\/p><p>2. Enviar documentos: normalmente precisamos de identifica\u00e7\u00e3o e comprovativos de rendimentos.<\/p><p>3. Analisar a proposta: inclui montante, taxa, prazo e presta\u00e7\u00e3o.<\/p><p>4. Liquidar o cr\u00e9dito: ap\u00f3s a celebra\u00e7\u00e3o do contrato e o fim dos prazos aplic\u00e1veis, o novo banco paga diretamente ao banco atual.<\/p><p>O montante adicional aprovado \u00e9 transferido simultaneamente para a sua conta. A Mutuo acompanha o processo e explica os pr\u00f3ximos passos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1168\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1168\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Preciso de pedir um extrato de liquida\u00e7\u00e3o ao meu banco? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1168\" class=\"elementor-element elementor-element-7ff35bf e-con-full e-flex e-con e-child\" data-id=\"7ff35bf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1168\" class=\"elementor-element elementor-element-8a6dd8a e-flex e-con-boxed e-con e-child\" data-id=\"8a6dd8a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0aec094 elementor-widget elementor-widget-text-editor\" data-id=\"0aec094\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Normalmente n\u00e3o precisa de obter esse extrato. Para o pedido inicial bastam o nome do banco e o montante aproximado em d\u00edvida.<\/p><p>O valor previsto para a liquida\u00e7\u00e3o \u00e9 calculado com os dados dispon\u00edveis sobre o cr\u00e9dito. Se forem excecionalmente necess\u00e1rios um extrato ou mais informa\u00e7\u00f5es, avisamo-lo. O acerto final do banco anterior pode ainda indicar um pequeno montante a pagar ou um saldo a seu favor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1169\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1169\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> O que acontece aos juros j\u00e1 pagos e aos futuros? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1169\" class=\"elementor-element elementor-element-6c1a8e0 e-con-full e-flex e-con e-child\" data-id=\"6c1a8e0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1169\" class=\"elementor-element elementor-element-0383fda e-flex e-con-boxed e-con e-child\" data-id=\"0383fda\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da58224 elementor-widget elementor-widget-text-editor\" data-id=\"da58224\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Os juros do per\u00edodo j\u00e1 decorrido n\u00e3o s\u00e3o, em princ\u00edpio, devolvidos. Nos cr\u00e9ditos abrangidos pela lei su\u00ed\u00e7a do cr\u00e9dito ao consumo, o reembolso antecipado elimina os juros do prazo n\u00e3o utilizado. Os custos correspondentes devem ser reduzidos adequadamente.<\/p><p>N\u00e3o paga, por isso, todos os juros previstos at\u00e9 ao fim do contrato anterior. A soma das presta\u00e7\u00f5es restantes n\u00e3o corresponde automaticamente ao montante de liquida\u00e7\u00e3o: inclui tamb\u00e9m juros futuros.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11610\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11610\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Posso juntar v\u00e1rios cr\u00e9ditos? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11610\" class=\"elementor-element elementor-element-8bbaabf e-con-full e-flex e-con e-child\" data-id=\"8bbaabf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11610\" class=\"elementor-element elementor-element-0c7c145 e-flex e-con-boxed e-con e-child\" data-id=\"0c7c145\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cb45201 elementor-widget elementor-widget-text-editor\" data-id=\"cb45201\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sim, se o novo banco aprovar o montante total necess\u00e1rio. Os cr\u00e9ditos atuais s\u00e3o liquidados integralmente. Passa a pagar uma \u00fanica presta\u00e7\u00e3o mensal a um \u00fanico banco por esses cr\u00e9ditos.<\/p><p>Isso facilita a gest\u00e3o e pode reduzir os juros com condi\u00e7\u00f5es melhores. Indique-nos os bancos e os montantes aproximados em d\u00edvida. A Mutuo analisa a consolida\u00e7\u00e3o adequada.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11611\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"12\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11611\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Posso liquidar d\u00edvidas dos cart\u00f5es e continuar a us\u00e1-los? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11611\" class=\"elementor-element elementor-element-aa7cbf1 e-con-full e-flex e-con e-child\" data-id=\"aa7cbf1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11611\" class=\"elementor-element elementor-element-cb411c9 e-flex e-con-boxed e-con e-child\" data-id=\"cb411c9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ea0548 elementor-widget elementor-widget-text-editor\" data-id=\"8ea0548\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sim. Um cr\u00e9dito pessoal pode liquidar saldos de cart\u00f5es. Comparar \u00e9 especialmente \u00fatil nos pagamentos fracionados com juros, pois as taxas dos cart\u00f5es s\u00e3o frequentemente mais altas.<\/p><p>Em princ\u00edpio, pode continuar a usar o cart\u00e3o. A liquida\u00e7\u00e3o, por si s\u00f3, n\u00e3o altera o limite; mant\u00eam-se as condi\u00e7\u00f5es do emissor. Novas despesas acrescem \u00e0 presta\u00e7\u00e3o do cr\u00e9dito. A inclus\u00e3o de compras a presta\u00e7\u00f5es ou outras faturas \u00e9 analisada individualmente.<\/p><p><a href=\"https:\/\/mutuo.ch\/blog\/kredit-vs-kreditkarten\/\">Comparar cr\u00e9dito e cart\u00e3o de cr\u00e9dito \u2014 em alem\u00e3o<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11612\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"13\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11612\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Posso liquidar um leasing com um cr\u00e9dito? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11612\" class=\"elementor-element elementor-element-9510c80 e-con-full e-flex e-con e-child\" data-id=\"9510c80\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11612\" class=\"elementor-element elementor-element-78e48d2 e-flex e-con-boxed e-con e-child\" data-id=\"78e48d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94942d8 elementor-widget elementor-widget-text-editor\" data-id=\"94942d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sim, pode ser especialmente interessante se quiser adquirir o ve\u00edculo e ficar com ele.<\/p><p>Contam as condi\u00e7\u00f5es da entidade de leasing e a proposta vinculativa de aquisi\u00e7\u00e3o. O pre\u00e7o pode diferir do valor residual do contrato. A Mutuo analisa o financiamento. A vantagem depende do pre\u00e7o de aquisi\u00e7\u00e3o, dos custos do novo cr\u00e9dito e da alternativa de manter o leasing.<\/p><p><a href=\"https:\/\/mutuo.ch\/blog\/kredit-vs-leasing-autokauf\/\">Cr\u00e9dito ou leasing para comprar um autom\u00f3vel \u2014 em alem\u00e3o<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11613\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"14\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11613\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Posso transferir o cr\u00e9dito e receber dinheiro adicional? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11613\" class=\"elementor-element elementor-element-5598392 e-con-full e-flex e-con e-child\" data-id=\"5598392\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11613\" class=\"elementor-element elementor-element-5768788 e-flex e-con-boxed e-con e-child\" data-id=\"5768788\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-91952cc elementor-widget elementor-widget-text-editor\" data-id=\"91952cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sim. Uma transfer\u00eancia com aumento do montante financia tamb\u00e9m uma quantia para utilizar livremente.<\/p><p>Exemplo: CHF 25\u2019000 para a liquida\u00e7\u00e3o mais CHF 5\u2019000 adicionais resultam num novo cr\u00e9dito de CHF 30\u2019000.<\/p><p>Indique o valor no campo \u00abMontante adicional na sua conta\u00bb. Ap\u00f3s a aprova\u00e7\u00e3o e o fim dos prazos aplic\u00e1veis, ser\u00e1 transferido ao mesmo tempo que o pagamento para a liquida\u00e7\u00e3o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11614\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"15\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11614\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> O que acontece se o banco aprovar menos do que pedi? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11614\" class=\"elementor-element elementor-element-b819ea0 e-con-full e-flex e-con e-child\" data-id=\"b819ea0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11614\" class=\"elementor-element elementor-element-ba62495 e-flex e-con-boxed e-con e-child\" data-id=\"ba62495\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3567ae2 elementor-widget elementor-widget-text-editor\" data-id=\"3567ae2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Se o valor aprovado cobrir a liquida\u00e7\u00e3o total, pode receber uma proposta com menos dinheiro adicional.<\/p><p>Exemplo: precisa de CHF 30\u2019000 para liquidar o cr\u00e9dito e pretende mais CHF 10\u2019000. Com CHF 35\u2019000 aprovados, CHF 30\u2019000 liquidam a d\u00edvida e CHF 5\u2019000 entram na sua conta.<\/p><p>Se o banco aprovar apenas CHF 25\u2019000, o valor n\u00e3o chega. A transfer\u00eancia n\u00e3o se concretiza e o cr\u00e9dito atual mant\u00e9m-se inalterado.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11615\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"16\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11615\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Quais s\u00e3o os requisitos e documentos necess\u00e1rios? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11615\" class=\"elementor-element elementor-element-532b639 e-con-full e-flex e-con e-child\" data-id=\"532b639\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11615\" class=\"elementor-element elementor-element-fdb02ec e-flex e-con-boxed e-con e-child\" data-id=\"fdb02ec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa0cd5d elementor-widget elementor-widget-text-editor\" data-id=\"aa0cd5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tem de ser maior de idade e ter rendimentos suficientemente est\u00e1veis. O novo banco verifica a situa\u00e7\u00e3o financeira e a capacidade de reembolso.<\/p><p>Normalmente precisamos de identifica\u00e7\u00e3o e comprovativos de rendimentos recentes. Para come\u00e7ar, indique tamb\u00e9m o banco e a d\u00edvida aproximada. Geralmente n\u00e3o \u00e9 necess\u00e1rio um extrato do registo su\u00ed\u00e7o de execu\u00e7\u00f5es por d\u00edvidas (\u00abpoursuites\u00bb ou \u00abBetreibungen\u00bb). Se o banco pedir mais documentos, informamo-lo. Os cr\u00e9ditos pessoais s\u00e3o normalmente concedidos sem penhor nem fiador.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11616\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"17\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11616\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Que taxa vou obter na transfer\u00eancia do cr\u00e9dito? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11616\" class=\"elementor-element elementor-element-0b92497 e-con-full e-flex e-con e-child\" data-id=\"0b92497\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11616\" class=\"elementor-element elementor-element-6bbf08f e-flex e-con-boxed e-con e-child\" data-id=\"6bbf08f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47e479b elementor-widget elementor-widget-text-editor\" data-id=\"47e479b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A taxa \u00e9 definida ap\u00f3s a an\u00e1lise da situa\u00e7\u00e3o financeira e do cr\u00e9dito pedido. A taxa m\u00ednima anunciada n\u00e3o se aplica automaticamente a todos.<\/p><p>A Mutuo considera os parceiros adequados com taxas favor\u00e1veis. O banco tem tamb\u00e9m de aprovar o montante necess\u00e1rio para a liquida\u00e7\u00e3o. O objetivo \u00e9 uma proposta adequada em custo, montante e reembolso. Conhece as condi\u00e7\u00f5es concretas na proposta, antes de assinar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11617\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"18\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11617\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Quanto demora a an\u00e1lise e quando ocorre a liquida\u00e7\u00e3o? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11617\" class=\"elementor-element elementor-element-b32b315 e-con-full e-flex e-con e-child\" data-id=\"b32b315\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11617\" class=\"elementor-element elementor-element-0bf8da1 e-flex e-con-boxed e-con e-child\" data-id=\"0bf8da1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22f088d elementor-widget elementor-widget-text-editor\" data-id=\"22f088d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A Mutuo analisa documentos frequentemente em poucas horas. Com a documenta\u00e7\u00e3o completa, o banco responde normalmente em 24 horas durante o seu funcionamento habitual. Verifica\u00e7\u00f5es adicionais podem demorar mais.<\/p><p>Conte com algumas semanas at\u00e9 \u00e0 liquida\u00e7\u00e3o. Nos novos empr\u00e9stimos em dinheiro abrangidos pela lei su\u00ed\u00e7a do cr\u00e9dito ao consumo, aplica-se o prazo de revoga\u00e7\u00e3o de 14 dias. Antes das f\u00e9rias e feriados pode demorar mais. Pe\u00e7a com anteced\u00eancia, sobretudo se precisar de dinheiro adicional numa data espec\u00edfica.<\/p><p><a href=\"https:\/\/mutuo.ch\/blog\/wartefrist-kredit\/\">Prazo de espera dos cr\u00e9ditos na Su\u00ed\u00e7a \u2014 em alem\u00e3o<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11618\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"19\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11618\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> A partir de quando pago apenas ao novo banco? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11618\" class=\"elementor-element elementor-element-f933310 e-con-full e-flex e-con e-child\" data-id=\"f933310\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11618\" class=\"elementor-element elementor-element-2042253 e-flex e-con-boxed e-con e-child\" data-id=\"2042253\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ab3d93 elementor-widget elementor-widget-text-editor\" data-id=\"8ab3d93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ap\u00f3s o pagamento e a liquida\u00e7\u00e3o, recebe uma informa\u00e7\u00e3o por e-mail ou telefone. Pode ent\u00e3o cancelar a ordem permanente anterior e pagar as presta\u00e7\u00f5es regulares ao novo banco.<\/p><p>Receber\u00e1 os novos dados de pagamento. A primeira presta\u00e7\u00e3o vence-se normalmente no m\u00eas seguinte; prevalece o novo plano de pagamentos.<\/p><p>O banco anterior envia normalmente uma confirma\u00e7\u00e3o ou extrato final. Um pequeno saldo em d\u00edvida deve ser pago; um saldo a seu favor \u00e9 devolvido. Se n\u00e3o receber o extrato, contacte o banco anterior.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11619\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"20\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11619\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> O que acontece ao meu seguro de cr\u00e9dito? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11619\" class=\"elementor-element elementor-element-dd1db0a e-con-full e-flex e-con e-child\" data-id=\"dd1db0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11619\" class=\"elementor-element elementor-element-b624bf0 e-flex e-con-boxed e-con e-child\" data-id=\"b624bf0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c7aba6 elementor-widget elementor-widget-text-editor\" data-id=\"4c7aba6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No seguro de prote\u00e7\u00e3o das presta\u00e7\u00f5es pago mensalmente, os pr\u00e9mios correntes cessam ap\u00f3s a liquida\u00e7\u00e3o, segundo o contrato. A cobertura n\u00e3o passa automaticamente para o novo cr\u00e9dito.<\/p><p>O seguro de prote\u00e7\u00e3o das presta\u00e7\u00f5es do novo cr\u00e9dito \u00e9 facultativo. Compare coberturas, riscos, exclus\u00f5es e pr\u00e9mios mensais. A Mutuo esclarece as suas d\u00favidas sobre as op\u00e7\u00f5es propostas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-11620\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"21\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-11620\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Porqu\u00ea transferir o cr\u00e9dito atrav\u00e9s da Mutuo? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11620\" class=\"elementor-element elementor-element-eb94384 e-con-full e-flex e-con e-child\" data-id=\"eb94384\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-11620\" class=\"elementor-element elementor-element-a2a3974 e-flex e-con-boxed e-con e-child\" data-id=\"a2a3974\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a0009e0 elementor-widget elementor-widget-text-editor\" data-id=\"a0009e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A Mutuo analisa propostas de v\u00e1rios bancos parceiros e acompanha a transfer\u00eancia. Tem um interlocutor dedicado e n\u00e3o precisa de coordenar sozinho propostas e procedimentos.<\/p><p>Consideramos taxas, montante, presta\u00e7\u00e3o pretendida e possibilidades de aprova\u00e7\u00e3o. Podem ser inclu\u00eddos v\u00e1rios cr\u00e9ditos, saldos de cart\u00f5es e dinheiro adicional. O servi\u00e7o \u00e9 gratuito. Analisa a proposta e decide se quer celebrar o contrato.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a819316 elementor-widget elementor-widget-text-editor\" data-id=\"a819316\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<style>.elementor-element.elementor-element-a819316{display:grid!important;width:100%!important;height:auto!important;flex-shrink:0!important}.mutuo-legacy-refinancing{box-sizing:border-box;width:100%;max-width:1000px;margin:32px auto;padding:0 16px}.mutuo-legacy-refinancing *{box-sizing:border-box}.mutuo-legacy-refinancing h2{color:#0563C3;font-family:Arial,Helvetica,sans-serif;font-size:clamp(20px,2.3vw,24px);font-weight:700;line-height:1.25;text-align:center;margin:0 0 26px}.mutuo-legacy-refinancing__content{display:grid;grid-template-columns:120px minmax(0,1fr);gap:20px;align-items:start;max-width:760px;margin:auto}.mutuo-legacy-refinancing__image{display:block;width:120px;max-width:100%;height:auto;margin:0}.mutuo-legacy-refinancing__text{font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.5;color:#77787c;text-align:left;overflow-wrap:break-word}@media(max-width:480px){.mutuo-legacy-refinancing{padding:0 8px;margin:26px auto}.mutuo-legacy-refinancing__content{grid-template-columns:minmax(0,1fr);gap:16px}.mutuo-legacy-refinancing__image{margin:auto}.mutuo-legacy-refinancing h2{margin-bottom:20px}}<\/style><section class=\"mutuo-legacy-refinancing\" aria-labelledby=\"legacy-refinancing-mobile\"><h2 id=\"legacy-refinancing-mobile\">Quer substituir o seu empr\u00e9stimo caro, por um empr\u00e9stimo mais barato?<br> Quer um pagamento mensual mais baixo?<\/h2><div class=\"mutuo-legacy-refinancing__content\"><img class=\"mutuo-legacy-refinancing__image\" src=\"https:\/\/mutuo.ch\/wp-content\/uploads\/2015\/07\/testimonials.jpg\" alt=\"kredit umschulden\" loading=\"lazy\" decoding=\"async\"><div class=\"mutuo-legacy-refinancing__text\">Mesmo que tenha um empr\u00e9stimo atual, \u00e9 possivel obter um novo emprestimo e ter mais dinheiro extra. Recebendo as taxas de juros de empr\u00e9stimo atuais, voc\u00ea ter\u00e1 apenas um empr\u00e9stimo e uma melhor taxa de juro. Trabalhamos com muitos bancos, de modo a obter a melhor oferta. A nossa oferta \u00e9 gratuita.<\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22a3a24e e-con-full e-flex e-con e-child\" data-id=\"22a3a24e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6342749a elementor-widget elementor-widget-text-editor\" data-id=\"6342749a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center; font-size: 10px;\"><span style=\"color: #666666;\"><strong>Exemplo de c\u00e1lculo representativo:<\/strong><\/span><br \/><span style=\"color: #666666;\"><strong>10\u2018000 CHF com um prazo de 12 meses:<\/strong><\/span><br \/><span style=\"color: #666666;\">Os juros (custo total) variam entre CHF 261.- e CHF 625.-. <\/span><br \/><span style=\"color: #666666;\">Taxa de juro efetiva de 4.5% a 9.9%<\/span><br \/><span style=\"color: #666666;\">A presta\u00e7\u00e3o mensal varia entre CHF 855.- e CHF 885.-.<\/span><br \/><span style=\"color: #666666;\">Comiss\u00f5es de processamento: CHF 0<\/span><br \/><span style=\"color: #666666;\">A Mutuo oferece prazos de cr\u00e9dito de 6 -120 meses.<\/span><br \/><span style=\"color: #666666;\">\u00c9 proibida a concess\u00e3o de cr\u00e9dito se esta conduzir ao sobre-endividamento. (Art. 3 UWG).<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"\u23f1\ufe0f Gratuito e sem compromisso em 2 minutos \ud83d\udd12 100% &hellip;","protected":false},"author":7,"featured_media":34041,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"mutuo-builder.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-34472","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Refinancia o cr\u00e9dito e obt\u00e9m melhores condi\u00e7\u00f5es | com a Mutuo<\/title>\n<meta name=\"description\" content=\"Refinanciar o cr\u00e9dito \u00e9 simples: compara condi\u00e7\u00f5es, descobre a poupan\u00e7a potencial e preenche o pedido online sem compromisso em apenas 2 min.\" 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